Ready to disrupt payments?
Get a 360 view of the payments landscape from the shoulders of giants with this online course.
Payments in Digital Finance is a CFTE programme created in collaboration with the Budapest Institute of Banking, designed for finance professionals to get a comprehensive overview of the biggest financial technologies impacting the industry.
Understand the most recent Payments innovations, how the rise of digital currencies such as CBDCs or Crypto is impacting the space and how changing customer behaviour drives the evolution of money.

An online specialisation developed in partnership with Budapest Institute of Banking

An online specialisation developed in partnership with Budapest Institute of Banking.
With the Payments in Digital Finance Specialisation, you will:
- Understand money for what it truly is today and how it will change in the future
- Learn how payments impact financial stability and monetary policy
- Explore how global cybersecurity regulations continue to evolve
- Understand what the modern full payments stack looks like
- Recognise what central bank digital currency proposals exist around the world and what are the regulatory views on cryptocurrency
This specialisation is taught by unicorn builders. disruptive entrepreneurs. Fortune500 Leaders. technology experts. payments regulators.





























Specialisation Curriculum
This specialisation is composed of 6 individual courses.
Course 1: The Historical, Economic and Social Importance of Payments
Course 3: New Payments Technologies and Product Innovations
Course 5: The Global Regulatory Landscape of the Payments Sector
Course 2: Payment's Stack - Industry Fundamentals
Course 4: Payments Strategies and Business Model Innovations
Course 6: The Rationale for a Digital Transformation
Our Payments Course Bundles
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Full Payments Specialisation
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Payments Foundation
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Payments for Innovators
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Payments for Legal and Regulators
CFTE offers the world's largest online specialisation course on the topic of payments. Gain an in-depth understanding of the Payments industry with our Full Payments course designed for individuals who aspire to excel and boost their career through a complex understanding of the fundamentals, current trends and future of Payments.
After completing this course, you will be able to:
- Recognize and differentiate between traditional and new payment methods
- Identify the key players in the payments ecosystem and understand the fundamentals of the payment stack
- Explore the role and importance of regulations in the payments industry and analyse regional differences
- Appreciate new technologies that are enabling product innovation in payments
- Explain new business models in payments and identify different monetization strategies
- Learn how successful digital payment transformation programmes are designed and executed
- Explore the current payment systems and payment system technologies
Curriculum:
- The Historical, Economic and Social Importance of Payments
- Payment’s Stack: Industry Fundamentals
- New Payment Technologies and Product Innovations
- Payment Strategies & Business Model Innovations
- The Global Regulatory Landscape of the Payments Sector
- The Rationale for a Digital Transformation Program
Duration: 30 hours
Difficulty level: Beginner (no prior knowledge required)
Price: £720
If you're thinking of changing your career or expanding your knowledge in digital payments, this course is for you. Learn the fundamentals of payments in digital finance from leading industry experts, get their unique insights and understand how transactions worth trillions of dollars are executed every day.
After completing this course, you will be able to:
- Describe how money has evolved into the complex monetary system we use today;
- Explain how the rise of digital currencies and changing consumer behaviour continue to shape the financial sector;
- Analyse the payment infrastructures of different payment layers and the complexity of seemingly simple end-to-end transactions
- Outline how international businesses and banks use AI to optimize payment processes
Curriculum:
Duration: 16 hours
Difficulty level: Beginner (no prior knowledge required)
Price: £192
The world of payments is being transformed by technology, and the industry is changing at an unprecedented rate. Take advantage of the disruption and use this moment to innovate your business or even start a new one! With our Payments for Innovators course you will gain all the necessary skills and knowledge from leading industry experts.
After completing this course, you will be able to:
- Identify new and creative ways of payments monetization in the market
- Recognize the limitations of conventional fraud detection and how data, artificial intelligence and machine learning can be used to detect financial crime
- Illustrate how FinTech has introduced novel approaches to lending and crowdfunding
- Outline the strategies payment providers use to generate new revenue streams
Curriculum:
Duration: 16 hours
Difficulty level: Beginner (no prior knowledge required)
Price: £300
With increased globalization and digital transformation of the industry, the financial sector is no longer dominated by traditional banks. Strong regulations and international rules are critical in redesigning the payments network, preventing fraud and protecting customers. Discover the interface of finance and international law with our experts.
After completing this course, you will be able to:
- Appreciate the importance of regulations in ensuring stability of the payments ecosystem and protection of consumers
- Recognize the main function of Asian central banks and other regulatory organizations
- Define different types of central bank digital currency (CBDC) proposals
- Outline regulatory views on cryptocurrencies
Curriculum:
Duration: 8 hours
Difficulty level: Beginner (no prior knowledge required)
Price: £192
Designed for your learning goals
On Demand
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Finish in 6 weeks
Learn at your own pace
Shareable certificate
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What our Alumni say about the Specialisation







Why learn at CFTE?
Online & Self-paced
Learn whenever. Learn wherever. Your learning track is flexible to your goals.
Global View
Our courses offers a 360 view on the topic, focused on what matters.
Expert-led
Our courses are curated by 200+ finance experts who know what skills you must learn.
Online & Self-paced
Learn whenever. Learn wherever. Your learning track is flexible to your goals.
Global View
Our courses offers a 360 view on the topic, focused on what matters.
Expert-led
Our courses are curated by 200+ finance experts who know what skills you must learn.
Join the payments revolution today!
A specialisation designed for the industry, by the industry.
One-time payment of £720 | 3 instalments of £240
FAQ
Most frequent questions and answers about our specialisation
Anyone who wants to have a solid understanding of payments should take this specialisation. Either to lead projects, a team or innovation applicable the world of payments.
At CFTE, we pride ourselves in offering courses for professionals, by professionals and offering a global view – this is how we compare with the market. This is done through videos, readings, and insights from CEOs to make the learning experience accessible. You will be able to take the course fully online and at your own pace, so you can be in charge of your proper upskilling. At CFTE, we believe there is an urgent need for all to learn the right skills for a world of digital finance, and we support all initiatives that are supporting the same goal.
We break our programmes into two types: short courses and specialisations. Our specialisations are a bundle of all of our short courses relating to an overarching topic. Specialisations allow learners to get a comprehensive and well-rounded understanding of a given topic in its many areas. If you have previous experience on this specialisation’s subject or you are interested in learning more about a specific area of it, you can enrol in the individual course that covers your area of interest, instead of taking the whole specialisation. Feel free to chat with us if you’d like some advise on which one would suit you best!
There are no strict prerequisites for taking the course. The Payments in Digital Finance specialisation aims to provide anyone interested in finance (in its wider definition) with a general overview of the trends in payments and digital finance, with the right balance between content that is easily accessible but that also provides insightful knowledge.
You will have access to the course for 6 months from enrolment. This duration is set to ensure you can pace yourself for the best learning outcome. Though not a common request, you can talk to us if you need an extension of the access after the 6 months are up.
Yes, you will receive a digital certificate upon successful completion of the course. This certificate is digital so it can be shared at any time and embedded into your online professional profile.
We accept all major credit cards and debit cards. You can choose to pay the full amount, or you can opt for a 3-part payment plan option. The 3-part payment option requires one payment upfront, followed by second and third during your course. Chat with us to find out more!