Largest
Fintech Companies

A live and updated ranking of the largest Fintech companies.

The table below references the largest Fintech companies in the world, with 268 listed below. We uphold an updated list of the 21st century unicorns with our Fintech Unicorns Hub, designed to help those who want an updated overview of the Fintech industry through the lens of market valuations. 

Note: For listed companies, real-time market capitalisations are fed from Google Finance. For private companies, a reference to the source is attached. An explanation of the methodology can be found at the bottom of the page. 

What are Fintech Companies?

Fintech companies are financial institutions that provide financial services and products by using technologies to augment, streamline or digitise their offering. The financial technology ecosystem today is seeing a number of high-growth fintech startups with new business models in various sectors like lending and credit, payments, cryptocurrencies, wealthtech, challenger banks, regtech, blockchain, open banking, BNPL, insuretech and more, that are challenging traditional banks.

Largest Fintech Companies by Market Valuation

NameCountryType of companyStatusMarket CapReference DateSourceContinentNewly AddedNewly Updated
1VisaUnited StatesPaytechListed435,219,756,998.00DailyGoogle FinanceNorth AmericaNoYes
2MastercardUnited StatesPaytechListed334,433,749,397.00DailyGoogle FinanceNorth AmericaNoYes
3Ant FinancialChinaOpen BankingPrivate312,000,000,000.00October 2020LinkAsiaNoNo
4Tencent (Fintech business)ChinaRegtechListed146,279,246,299.69DailyGoogle FinanceAsiaNoYes
5IntuitUnited StatesAccountingListed130,483,174,872.00November 2021Google FinanceNorth AmericaNoYes
6PaypalUnited StatesPaytechListed109,795,834,263.00DailyGoogle FinanceNorth AmericaNoYes
7StripeIrelandPaytechPrivate74,000,000,000.00July 2022LinkEuropeNoYes
8FiservUnited StatesOpen BankingListed67,546,498,313.00DailyGoogle FinanceNorth AmericaNoYes
9AdyenNetherlandsPaytechListed56,784,998,978.89DailyGoogle FinanceEuropeNoYes
10SquareUnited StatesPaytechListed46,840,861,108.00DailyGoogle FinanceNorth AmericaNoYes
11NubankBrazilChallenger BankListed41,500,000,000.00December 2021LinkSouth AmericaNoYes
12Checkout.comUKPaytechPrivate40,000,000,000.00January 2022LinkEuropeNoNo
13GojekIndonesiaPaytechPrivate35,000,000,000.00October 2021LinkAsiaNoNo
14RevolutUKChallenger BankPrivate33,000,000,000.00July 2021LinkEuropeNoNo
15FTXHong KongCryptocurrencyPrivate32,000,000,000.00January 2022LinkAsiaNoNo
16ChimeUnited StatesChallenger BankPrivate25,000,000,000.00June 2020LinkNorth AmericaNoNo
17PolygonIndiaBlockchainPrivate20,000,000,000.00February 2022LinkAsiaYesNo
18CoinbaseUnited StatesCryptocurrencyListed19,562,113,467.00DailyGoogle FinanceNorth AmericaNoYes
19RippleUnited StatesPaytechPrivate15,000,000,000.00January 2022LinkNorth AmericaNoNo
19RippleUnited StatesCryptocurrencyPrivate15,000,000,000.00January 2022LinkNorth AmericaYesNo
21Bill.comUnited StatesPaytechListed14,897,783,773.00DailyGoogle FinanceNorth AmericaNoYes
22Blockchain.comLuxembourgBlockchainPrivate14,000,000,000.00March 2022LinkEuropeNoNo
23GrabSingaporeInfrastructureListed13,611,392,927.00May 2021LinkAsiaNoYes
23GrabMalaysiaInfrastructureListed13,611,392,927.00September 2020LinkAsiaNoYes
25PlaidUnited StatesOpen BankingPrivate13,500,000,000.00April 2021LinkNorth AmericaNoNo
26OpenseaUnited StatesCryptocurrencyPrivate13,300,000,000.00January 2022LinkNorth AmericaNoNo
27BrexUnited StatesChallenger BankPrivate12,300,000,000.00January 2022LinkNorth AmericaNoNo
28UIPathRomaniaInfrastructureListed11,177,902,941.00DailyGoogle FinanceEuropeNoYes
29BolttechSingaporeInsurtechPrivate11,000,000,000.00January 2022LinkAsiaNoNo
30XeroNew ZealandInfrastructureListed10,159,828,660.27DailyGoogle FinanceOceaniaNoYes
31Ally FinancialUnited StatesChallenger BankPrivate10,122,859,880.00DailyGoogle FinanceNorth AmericaNoNo
32GustoUnited StatesInfrastructurePrivate10,000,000,000.00August 2021LinkNorth AmericaNoNo
32RapydIsraelPaytechPrivate10,000,000,000.00August 2021LinkEuropeNoNo
32KuCoinSeychellesCryptocurrencyPrivate10,000,000,000.00May 2022LinkAfricaYesYes
35LufaxChinaWealthtechListed9,348,261,147.00DailyGoogle FinanceAsiaNoYes
36AffirmUnited StatesBNPLListed9,268,884,682.00DailyGoogle FinanceNorth AmericaNoYes
37CircleUnited StatesPaytechPrivate9,000,000,000.00April 2022LinkNorth AmericaNoyes
37N26GermanyChallenger BankPrivate9,000,000,000.00October 2021LinkEuropeNoNo
37BullishUnited StatesCryptocurrencyPrivate9,000,000,000.00July 2021LinkNorth AmericaYesNo
40RobinhoodUnited StatesWealthtechListed8,886,976,003.00DailyGoogle FinanceNorth AmericaNoYes
41ToastUnited StatesPaytechPrivate8,630,298,798.00DailyGoogle FinanceNorth AmericaNoYes
42SumUpUnited StatesPaytechPrivate8,500,000,000.00June 2022LinkEuropeNoNo
43FireblocksUnited StatesCryptocurrencyPrivate8,000,000,000.00January 2022LinkNorth AmericaNoNo
43RampUnited StatesCryptocurrencyPrivate8,000,000,000.00February 2022LinkNorth AmericaNoNo
43FTX USUnited StatesCryptocurrencyPrivate8,000,000,000.00January 2022LinkNorth AmericaNoNo
46Dapper LabsCanadaBlockchainPrivate7,600,000,000.00April 2021LinkNorth AmericaNoNo
47RazorpayIndiaPaytechPrivate7,500,000,000.00December 2021LinkAsiaNoNo
48Viva RepublicaSouth KoreaPaytechPrivate7,400,000,000.00June 2021LinkAsiaNoNo
49GeminiUnited StatesCryptocurrencyPrivate7,100,000,000.00November 2021LinkNorth AmericaNoNo
50NYDIGUnited StatesCryptocurrencyPrivate7,000,000,000.00December 2021LinkNorth AmericaYesNo
51CartaUnited StatesWealthtechPrivate6,900,000,000.00February 2021LinkNorth AmericaNoNo
52PaytmIndiaInfrastructureListed6,808,559,121.41DailyGoogle FinanceAsiaNoYes
53SofiUnited StatesChallenger BankListed6,759,015,652.00DailyGoogle FinanceNorth AmericaNoYes
54KlarnaSwedenPaytechPrivate6,700,000,000.00March 2021LinkEuropeNoYes
55AvantUnited StatesOpen BankingPrivate6,500,000,000.00January 2021LinkNorth AmericaNoNo
55MollieNetherlandsPaytechPrivate6,500,000,000.00June 2021LinkEuropeNoNo
57UpgradeUnited StatesChallenger BankPrivate6,280,000,000.00November 2021LinkNorth AmericaNoNo
58WiseUKPaytechListed6,060,308,460.07DailyGoogle FinanceEuropeNoYes
59Better.comUnited StatesWealthtechPrivate6,000,000,000.00April 2021LinkNorth AmericaNoNo
59iCapital NetworkUnited StatesWealthtechPrivate6,000,000,000.00December 2021LinkNorth AmericaNoNo
59True AccordUnited StatesInfrastructurePrivate6,000,000,000.00July 2020LinkNorth AmericaNoNo
62MarqetaUnited StatesPaytechPrivate5,558,743,651.00DailyGoogle FinanceNorth AmericaNoNo
63DeelUnited StatesInfrastructurePrivate5,500,000,000.00October 2021LinkNorth AmericaNoNo
63LinkAustraliaChallenger BankPrivate5,500,000,000.00November 2021LinkOceaniaNoNo
63MambuGermanyChallenger BankPrivate5,500,000,000.00December 2021LinkEuropeNoNo
63PhonePeIndiaPaytechPrivate5,500,000,000.00January 2022LinkEuropeNoNo
67Trade RepublicGermanyChallenger BankPrivate5,300,000,000.00May 2021LinkEuropeNoNo
68QuintoAndarBrazilWealthtechPrivate5,100,000,000.00August 2021LinkSouth AmericaNoNo
69OaknorthUKChallenger BankPrivate5,000,000,000.00September 2021LinkEuropeNoNo
69ZEPZUKPaytechPrivate5,000,000,000.00August 2021LinkEuropeNoNo
69OxyzoIndiaPaytechPrivate5,000,000,000.00March 2022LinkAsiaNoNo
72QontoFranceChallenger BankPrivate4,980,000,000.00January 2022LinkEuropeNoNo
73CreditasBrazilBNPLPrivate4,800,000,000.00Janyary 2022LinkSouth AmericaNoNo
74PleoDenmarkPaytechPrivate4,700,000,000.00July 2021LinkEuropeNoNo
75MonzoUKChallenger BankPrivate4,500,000,000.00December 2021LinkEuropeNoNo
75SocureUnited StatesChallenger BankPrivate4,500,000,000.00November 2021LinkNorth AmericaNoNo
75BinanceCayman IslandsCryptocurrencyPrivate4,500,000,000.00April 2022LinkNorth AmericaYesNo
78SorareFranceBlockchainPrivate4,300,000,000.00September 2021LinkEuropeNoNo
79ChainalysisUnited StatesBlockchainPrivate4,200,000,000.00June 2021LinkNorth AmericaNoNo
80DataminrUnited StatesInfrastructurePrivate4,100,000,000.00March 2021LinkNorth AmericaNoNo
80BitpandaAustriaCryptocurrencyPrivate4,100,000,000.00August 2021LinkEuropeYesNo
82CredIndiaPaytechPrivate4,000,000,000.00October 2021LinkAsiaNoNo
82DAVEUnited StatesChallenger BankListed4,000,000,000.00January 2022North AmericaNoYes
82Du Xiaoman FinancialChinaBNPLPrivate4,000,000,000.00June 2018LinkAsiaNoNo
82KrakenUnited StatesCryptocurrencyPrivate4,000,000,000.00June 2019LinkNorth AmericaNoNo
82MelioIsraelPaytechPrivate4,000,000,000.00September 2021LinkNorth AmericaNoNo
82Next InsuranceUnited StatesInsurtechPrivate4,000,000,000.00April 2021LinkNorth AmericaNoNo
82WealthsimpleCanadaWealthtechPrivate4,000,000,000.00May 2021LinkNorth AmericaNoNo
89FalconXUnited StatesCryptocurrencyPrivate3,750,000,000.00August 2021LinkNorth AmericaNoNo
90Papaya GlobalIsraelInfrastructurePrivate3,700,000,000.00September 2021LinkAsiaNoNo
91StoneCoBrazilInfrastructureListed3,524,227,109.00DailyGoogle FinanceSouth AmericaNoYes
92ChargeBee TechnologiesIndiaSaaSPrivate3,500,000,000.00February 2022LinkAsiaNoNo
92Digit InsuranceIndiaInsurtechPrivate3,500,000,000.00July 2021LinkAsiaNoNo
94MoonPayMaltaCryptocurrencyPrivate3,400,000,000.00November 2021LinkEuropeNoNo
94UpstoxIndiaSaaSPrivate3,400,000,000.00November 2021LinkAsiaNoNo
96PayoneerIsraelPaytechPrivate3,300,000,000.00April 2021LinkAsiaNoNo
97BlockDaemonUnited StatesBlockchainPrivate3,250,000,000.00January 2022LinkNorth AmericaNoNo
98BlockstreamCanadaBlockchainPrivate3,200,000,000.00August 2021LinkNorth AmericaNoNo
98CedarUnited StatesInsurtechPrivate3,200,000,000.00March 2021LinkNorth AmericaNoNo
98Figure TechnologiesUnited StatesWealthtechPrivate3,200,000,000.00May 2021LinkNorth AmericaNoNo
98LiquidJapanCryptocurrencyPrivate3,200,000,000.00August 2021LinkAsiaNoNo
98ConsenSysUnited StatesBlockchainPrivate3,200,000,000.00November 2021LinkNorth AmericaNoNo
103SpotOnUnited StatesPaytechPrivate3,150,000,000.00September 2021LinkNorth AmericaNoNo
104PolicybazaarIndiaInsurtechListed3,118,612,716.38DailyGoogle FinanceAsiaNoYes
105HighRadiusUnited StatesInfrastructurePrivate3,100,000,000.00March 2021LinkNorth AmericaNoNo
106Amber GroupSingaporeCryptocurrencyPrivate3,000,000,000.00February 2022LinkAsiaNoYes
106BGL GroupUKInsurtechPrivate3,000,000,000.00June 2017LinkEuropeNoNo
106BlockfiUnited StatesCryptocurrencyPrivate3,000,000,000.00March 2021LinkNorth AmericaNoNo
106FlutterwaveNigeriaPaytechPrivate3,000,000,000.00February 2022LinkAfricaNoNo
106GrowwIndiaWealthtechPrivate3,000,000,000.00September 2021LinkAsiaNoNo
106Pine LabsIndiaPaytechPrivate3,000,000,000.00May 2021LinkAsiaNoNo
106WefoxGermanyInsurtechPrivate3,000,000,000.00June 2021LinkEuropeNoNo
106Sky MavisVietnamBlockchainPrivate3,000,000,000.00November 2021LinkAsiaNoNo
106Anchorage DigitalUnited StatesCryptocurrencyPrivate3,000,000,000.00December 2021LinkNorth AmericaNoNo
106Celsius NetworkUnited StatesCryptocurrencyPrivate3,000,000,000.00November 2021LinkNorth AmericaYesNo
106WorldcoinUnited StatesCryptocurrencyPrivate3,000,000,000.00March 2022LinkNorth AmericaYesNo
117OvoIndonesiaPaytechPrivate2,900,000,000.00June 2020LinkAsiaNoNo
118BharatPeIndiaPaytechPrivate2,850,000,000.00August 2021LinkAsiaNoNo
118DrivewealthUnited StatesWealthtechPrivate2,850,000,000.00August 2021LinkNorth AmericaNoNo
120Ethos TechnologiesUnited StatesInsurtechPrivate2,700,000,000.00August 2021LinkNorth AmericaNoNo
120TradeshiftUnited StatesInfrastructurePrivate2,700,000,000.00March 2021LinkNorth AmericaNoNo
122BackBaseNetherlandsSaaSPrivate2,660,000,000.00June 2022LinkEuropeYesYes
123TossSouth KoreaPaytechPrivate2,600,000,000.00August 2020LinkAsiaNoNo
124FlywireUnited StatesPaytechListed2,522,766,670.00DailyGoogle FinanceNorth AmericaNoYes
125DivvyUnited StatesInfrastructurePrivate2,500,000,000.00May 2021LinkNorth AmericaNoNo
125Varo MoneyUnited StatesChallenger BankPrivate2,500,000,000.00October 2021LinkNorth AmericaNoNo
125ImmutableAustraliaBlockchainPrivate2,500,000,000.00March 2022LinkOceaniaNoNo
125Coda PaymentsSingaporePaytechPrivate2,500,000,000.00April 2022LinkAsiaYesYes
129UalaArgentinaPaytechPrivate2,450,000,000.00August 2021LinkSouth AmericaNoNo
129UaláArgentinaPaytechPrivate2,450,000,000.00August 2021LinkSouth AmericaNoNo
131cgtzChinaWealthtechPrivate2,400,000,000.00June 2018LinkAsiaNoNo
131PaidyJapanPaytechPrivate2,400,000,000.00March 2021LinkAsiaNoNo
131PaxosUnited StatesBlockchainPrivate2,400,000,000.00April 2021LinkNorth AmericaNoNo
134UpstartUnited StatesBNPLListed2,388,923,173.00DailyGoogle FinanceNorth AmericaNoYes
135GreenlightUnited StatesWealthtechPrivate2,300,000,000.00April 2021LinkNorth AmericaNoNo
136C6 BankBrazilChallenger BankPrivate2,280,000,000.00June 2020LinkSouth AmericaNoNo
1371inchUKCryptocurrencyPrivate2,250,000,000.00December 2021LinkEuropeNoNo
138BitsoBrazilCryptocurrencyPrivate2,200,000,000.00May 2021LinkSouth AmericaNoNo
138CurrentUnited StatesChallenger BankPrivate2,200,000,000.00April 2021LinkNorth AmericaNoNo
138IzettleSwedenPaytechPrivate2,200,000,000.00May 2018LinkEuropeNoNo
138MoneyfarmUKWealthtechPrivate2,200,000,000.00January 2022LinkEuropeNoNo
138NewfrontUnited StatesInsurtechPrivate2,200,000,000.00April 2022LinkNorth AmericaYesYes
143AddeparUnited StatesWealthtechPrivate2,170,000,000.00June 2021LinkNorth AmericaNoNo
144TinkSwedenChallenger BankPrivate2,150,000,000.00June 2021LinkEuropeNoNo
144CloudWalkBrazilPaytechPrivate2,150,000,000.00November 2021LinkSouth AmericaNoNo
146Mercado BitcoinBrazilCryptocurrencyPrivate2,100,000,000.00June 2021LinkSouth AmericaNoNo
146ReChargeUnited StatesPaytechPrivate2,100,000,000.00May 2021LinkNorth AmericaNoNo
146PayfitFranceAccountingPrivate2,100,000,000.00January 2022LinkEuropeNoNo
146GoCardlessUKOpen BankingPrivate2,100,000,000.00February 2022LinkEuropeNoNo
146JeevesUnited StatesPaytechPrivate2,100,000,000.00March 2022LinkNorth AmericaNoNo
151LakalaChinaPaytechListed2,094,652,350.29DailyGoogle FinanceAsiaNoYes
152Bought By ManyUKInsurtechPrivate2,000,000,000.00June 2021LinkEuropeNoNo
152Chipper CashUnited StatesPaytechPrivate2,000,000,000.00November 2021LinkNorth AmericaNoNo
152ClearbancUnited StatesWealthtechPrivate2,000,000,000.00April 2021LinkNorth AmericaNoNo
152ClipMexicoPaytechPrivate2,000,000,000.00June 2021LinkNorth AmericaNoNo
152CoinDCXIndiaCryptocurrencyPrivate2,000,000,000.00April 2022LinkAsiaNoYes
152EBANXBrazilPaytechPrivate2,000,000,000.00October 2019LinkSouth AmericaNoNo
152LunarDenmarkChallenger BankPrivate2,000,000,000.00March 2022LinkEuropeNoYes
152NiumSingaporePaytechPrivate2,000,000,000.00February 2022LinkAsiaNoNo
152OpayNigeriaPaytechPrivate2,000,000,000.00August 2021LinkAfricaNoNo
152PipeUnited StatesChallenger BankPrivate2,000,000,000.00April 2021LinkNorth AmericaNoNo
152TipaltiUnited StatesOpen BankingPrivate2,000,000,000.00October 2020LinkNorth AmericaNoNo
152UnqorkUnited StatesInfrastructurePrivate2,000,000,000.00October 2020LinkNorth AmericaNoNo
152WaterdropChinaInsurtechPrivate2,000,000,000.00August 2020LinkAsiaNoNo
152MyntPhilippinesPaytechPrivate2,000,000,000.00November 2021LinkAsiaNoNo
152ZiltchUKBNPLPrivate2,000,000,000.00November 2021LinkEuropeNoNo
152ZerodhaIndiaSaaSPrivate2,000,000,000.00November 2021LinkAsiaNoNo
152MoMoVietnamChallenger BankPrivate2,000,000,000.00December 2021LinkAsiaNoNo
152Viva WalletGreecePaytechPrivate2,000,000,000.00April 2022LinkEuropeYesYes
152Babel FinanceHong KongCryptocurrencyPrivate2,000,000,000.00May 2022LinkAsiaYesYes
171LemonadeUnited StatesInsurtechListed1,944,683,098.00DailyGoogle FinanceNorth AmericaNoYes
172AcornsUnited StatesWealthtechPrivate1,900,000,000.00March 2022LinkNorth AmericaNoYes
172BunqNetherlandsChallenger BankPrivate1,900,000,000.00December 2021LinkEuropeNoNo
172EnfusionUnited StatesWealthtechPrivate1,900,000,000.00October 2021LinkNorth AmericaNoNo
172Judo BankAustraliaChallenger BankPrivate1,900,000,000.00June 2021LinkOceaniaNoNo
172MX TechnologiesUnited StatesOpen BankingPrivate1,900,000,000.00January 2021LinkNorth AmericaNoNo
172Starling BankUKChallenger BankPrivate1,900,000,000.00March 2021LinkEuropeNoNo
172CoinSwitchIndiaCryptocurrencyPrivate1,900,000,000.00October 2021LinkAsiaNoNo
179RemitlyUKPaytechListed1,893,637,673.00DailyGoogle FinanceEuropeNoYes
180CFGIUnited StatesAccountingPrivate1,850,000,000.00September 2021LinkNorth AmericaNoNo
181FawryEgyptPaytechListed1,780,000,000.00September 2021LinkAfricaNoYes
182TruliooCanadaRegtechPrivate1,750,000,000.00September 2021LinkNorth AmericaNoNo
182AkulakuIndonesiaBNPLPrivate1,750,000,000.00February 2022LinkAsiaNoNo
182SpotterUnited StatesSaaSPrivate1,750,000,000.00February 2022LinkNorth AmericaNoNo
185WaveSenegalInfrastructurePrivate1,700,000,000.00September 2021LinkAfricaNoNo
186AvidXchangeUnited StatesPaytechListed1,672,766,960.00DailyGoogle FinanceNorth AmericaNoYes
187AlanFranceInsurtechPrivate1,670,000,000.00April 2021LinkEuropeNoNo
188solarisBankGermanyInfrastructurePrivate1,650,000,000.00July 2021LinkEuropeNoNo
189MercuryUnited StatesChallenger BankPrivate1,620,000,000.00August 2021LinkNorth AmericaNoNo
190ExtendUnited StatesPaytechPrivate1,600,000,000.00May 2021LinkNorth AmericaNoNo
190Magic EdenUnited StatesBlockchainPrivate1,600,000,000.00June 2022LinkNorth AmericaYesYes
192Ascend MoneyThailandOpen BankingPrivate1,500,000,000.00September 2021LinkAsiaNoNo
192AspireSingaporePaytechPrivate1,500,000,000.00September 2021LinkAsiaNoNo
192BuiltUnited StatesOpen BankingPrivate1,500,000,000.00October 2021LinkNorth AmericaNoNo
192Collective HealthUnited StatesInsurtechPrivate1,500,000,000.00May 2021LinkNorth AmericaNoNo
192HyperchainChinaCryptocurrencyPrivate1,500,000,000.00June 2018LinkAsiaNoNo
192LedgerFranceCryptocurrencyPrivate1,500,000,000.00July 2021LinkEuropeNoNo
192PersonaUnited StatesRegtechPrivate1,500,000,000.00September 2021LinkNorth AmericaNoNo
192CandyUnited StatesCryptocurrencyPrivate1,500,000,000.00October 2021LinkNorth AmericaNoNo
192TrueMoneyThailandPaytechPrivate1,500,000,000.00September 2021LinkAsiaNoNo
192SpendeskFrancePaytechPrivate1,500,000,000.00January 2022LinkEuropeNoNo
192CapitolisIsraelSaaSPrivate1,500,000,000.00March 2022LinkAsiaNoNo
192Boba NetworksUnited StatesCryptocurrencyPrivate1,500,000,000.00April 2022LinkNorth AmericaYesYes
192DockBrazilPaytechPrivate1,500,000,000.00May 2022LinkSouth AmericaYesYes
192KushkiEcuadorPaytechPrivate1,500,000,000.00June 2022LinkSouth AmericaYesYes
192CoinlistUnited StatesCryptocurrencyPrivate1,500,000,000.00October 2021LinkNorth AmericaYesNo
207ZetaIndiaChallenger BankPrivate1,450,000,000.00May 2021LinkAsiaNoNo
208M1 FinanceUnited StatesWealthtechPrivate1,400,000,000.00July 2021LinkNorth AmericaNoNo
208Scalable CapitalGermanyWealthtechPrivate1,400,000,000.00June 2021LinkEuropeNoNo
208StashUnited StatesWealthtechPrivate1,400,000,000.00September 2021LinkNorth AmericaNoNo
208SymphonyUnited StatesWealthtechPrivate1,400,000,000.00June 2019LinkNorth AmericaNoNo
208FigmentCanadaBlockchainPrivate1,400,000,000.00December 2021LinkNorth AmericaNoNo
208PaddleUKPaytechPrivate1,400,000,000.00May 2022LinkEuropeYesYes
208OnecardIndiaChallenger BankPrivate1,400,000,000.00July 2022LinkAsiaYesYes
215AlloyUnited StatesOpen BankingPrivate1,350,000,000.00September 2021LinkNorth AmericaNoNo
215At-BayUKInsurtechPrivate1,350,000,000.00July 2021LinkNorth AmericaNoNo
217SignifydUnited StatesInfrastructurePrivate1,340,000,000.00April 2021LinkNorth AmericaNoNo
218OscarUnited StatesInsurtechListed1,330,400,359.00DailyGoogle FinanceNorth AmericaNoYes
219TaxBitUnited StatesCryptocurrencyPrivate1,330,000,000.00August 2021LinkNorth AmericaNoNo
220BetternetUnited StatesPaytechPrivate1,300,000,000.00September 2021LinkNorth AmericaNoNo
220FeedzaiPortugalInfrastructurePrivate1,300,000,000.00March 2021LinkNorth AmericaNoNo
220KonfioMexicoOpen BankingPrivate1,300,000,000.00September 2021LinkSouth AmericaNoNo
220LukkaUnited StatesCryptocurrencyPrivate1,300,000,000.00January 2022LinkNorth AmericaNoNo
220iTrustCapitalUnited StatesCryptocurrencyPrivate1,300,000,000.00January 2022LinkNorth AmericaNoNo
220CoinTrackerUnited StatesCryptocurrencyPrivate1,300,000,000.00January 2022LinkNorth AmericaNoNo
220CredAvenueIndiaChallenger BankPrivate1,300,000,000.00March 2022LinkAsiaNoNo
227MarshmallowUKInsurtechPrivate1,250,000,000.00September 2021LinkEuropeNoNo
227Mythical GamesUnited StatesBlockchainPrivate1,250,000,000.00November 2021LinkNorth AmericaNoNo
227TalosUnited StatesCryptocurrencyPrivate1,250,000,000.00May 2022LinkNorth AmericaYesYes
230BitpandaAustriaWealthtechPrivate1,200,000,000.00March 2021LinkEuropeNoNo
230DailyPayUnited StatesBNPLPrivate1,200,000,000.00May 2021LinkNorth AmericaNoNo
230KabbageUnited StatesPaytechPrivate1,200,000,000.00June 2017LinkNorth AmericaNoNo
230PublicUnited StatesWealthtechPrivate1,200,000,000.00February 2021LinkNorth AmericaNoNo
230AgentSyncAfricaInsurtechPrivate1,200,000,000.00December 2021LinkAfricaNoNo
230FloQastUnited StatesAccountingPrivate1,200,000,000.00July 2021LinkNorth AmericaNoNo
230PilotUnited StatesAccountingPrivate1,200,000,000.00March 2021LinkNorth AmericaNoNo
230PhantomUnited StatesCryptocurrencyPrivate1,200,000,000.00January 2022LinkNorth AmericaNoNo
230UnitIsraelChallenger BankPrivate1,200,000,000.00May 2022LinkAsiaYesYes
230ZipUnited StatesSaaSPrivate1,200,000,000.00May 2022LinkNorth AmericaYesYes
230StoriMexicoPaytechPrivate1,200,000,000.00July 2022LinkSouth AmericaYesYes
241GuidelineUnited StatesWealthtechPrivate1,150,000,000.00June 2021LinkNorth AmericaNoNo
242EnovaUnited StatesChallenger BankListed1,122,934,011.00DailyLinkNorth AmericaNoYes
243FundboxIsraelPaytechPrivate1,100,000,000.00November 2021LinkAsiaNoNo
243SunbitUnited StatesBNPLPrivate1,100,000,000.00May 2021LinkNorth AmericaNoNo
243ZegoUKInsurtechPrivate1,100,000,000.00March 2021LinkEuropeNoNo
243AckoIndiaInsurtechPrivate1,100,000,000.00October 2021LinkAsiaNoNo
243The Bank of LondonUKPaytechPrivate1,100,000,000.00November 2021LinkEuropeNoNo
243Happy MoneyUnited StatesChallenger BankPrivate1,100,000,000.00February 2022LinkNorth AmericaNoNo
243CaribouUnited StatesPaytechPrivate1,100,000,000.00May 2022LinkNorth AmericaYesYes
250Radius Payment SolutionsUKPaytechPrivate1,070,000,000.00November 2017LinkEuropeNoNo
251AjaibIndonesiaSaaSPrivate1,000,000,000.00October 2021LinkAsiaNoNo
251AmountUnited StatesChallenger BankPrivate1,000,000,000.00May 2021LinkNorth AmericaNoNo
251ClearcoverUnited StatesInsurtechPrivate1,000,000,000.00April 2021LinkNorth AmericaNoNo
251DunamuSouth KoreaWealthtechPrivate1,000,000,000.00June 2021LinkAsiaNoNo
251EarnixIsraelInsurtechPrivate1,000,000,000.00February 2021LinkAsiaNoNo
251Forte LabsUnited StatesBlockchainPrivate1,000,000,000.00May 2021LinkNorth AmericaNoNo
251FreshBooksCanadaAccountingPrivate1,000,000,000.00August 2021LinkNorth AmericaNoNo
251HoneybookGermanyInfrastructurePrivate1,000,000,000.00May 2021LinkEuropeNoNo
251IbottaUnited StatesPaytechPrivate1,000,000,000.00August 2019LinkNorth AmericaNoNo
251Injective ProtocolUnited StatesBlockchainPrivate1,000,000,000.00April 2021LinkNorth AmericaNoNo
251InterswitchNigeriaPaytechPrivate1,000,000,000.00November 2019LinkAfricaNoNo
251IvaluaUnited StatesInfrastructurePrivate1,000,000,000.00May 2019LinkNorth AmericaNoNo
251JimuBoxChinaWealthtechPrivate1,000,000,000.00April 2015LinkAsiaNoNo
251Liquid GlobalJapanCryptocurrencyPrivate1,000,000,000.00April 2019LinkAsiaNoNo
251LydiaFranceChallenger BankPrivate1,000,000,000.00December 2021LinkEuropeNoNo
251MatrixportSingaporeCryptocurrencyPrivate1,000,000,000.00August 2021LinkAsiaNoNo
251MobileCoinUnited StatesCryptocurrencyPrivate1,000,000,000.00August 2021LinkNorth AmericaNoNo
251NumbrsSwitzerlandChallenger BankPrivate1,000,000,000.00September 2019LinkEuropeNoNo
251OrchardUnited StatesInsurtechPrivate1,000,000,000.00September 2021LinkNorth AmericaNoNo
251PacasoUnited StatesWealthtechPrivate1,000,000,000.00March 2021LinkNorth AmericaNoNo
251PPROUKPaytechPrivate1,000,000,000.00January 2021LinkEuropeNoNo
251QualiaUnited StatesWealthtechPrivate1,000,000,000.00December 2020LinkNorth AmericaNoNo
251RaisinGermanyChallenger BankPrivate1,000,000,000.00June 2019LinkEuropeNoNo
251SaltPayUKPaytechPrivate1,000,000,000.00April 2021LinkEuropeNoNo
251Shift TechnologyFranceInfrastructurePrivate1,000,000,000.00May 2021LinkEuropeNoNo
251Sidecar HealthUnited StatesInsurtechPrivate1,000,000,000.00January 2021LinkNorth AmericaNoNo
251Sightline PaymentsUnited StatesPaytechPrivate1,000,000,000.00August 2021LinkNorth AmericaNoNo
251SmartAssetUKWealthtechPrivate1,000,000,000.00June 2021LinkNorth AmericaNoNo
251TractableUKInsurtechPrivate1,000,000,000.00June 2021LinkEuropeNoNo
251TresataUnited StatesInfrastructurePrivate1,000,000,000.00October 2018LinkNorth AmericaNoNo
251TrueLayerUKOpen BankingPrivate1,000,000,000.00September 2021LinkEuropeNoNo
251TrumidUnited StatesWealthtechPrivate1,000,000,000.00August 2020LinkNorth AmericaNoNo
251ViseUnited StatesWealthtechPrivate1,000,000,000.00May 2021LinkNorth AmericaNoYes
251VNLifeVietnamInfrastructurePrivate1,000,000,000.00July 2021LinkAsiaNoNo
251WeBullUnited StatesWealthtechPrivate1,000,000,000.00February 2021LinkNorth AmericaNoNo
251WeLabChinaChallenger BankPrivate1,000,000,000.00June 2017LinkAsiaNoNo
251XenditIndonesiaPaytechPrivate1,000,000,000.00September 2021LinkAsiaNoNo
251ZopaUKPaytechPrivate1,000,000,000.00October 2021LinkEuropeNoNo
251TorpargoUnited StatesAccountingPrivate1,000,000,000.00October 2021LinkNorth AmericaNoNo
251WrapbookUnited StatesAccountingPrivate1,000,000,000.00November 2021LinkNorth AmericaNoNo
251SliceIndiaPaytechPrivate1,000,000,000.00November 2021LinkAsiaNoNo
251Thought MachineUnited StatesInfrastructurePrivate1,000,000,000.00November 2021LinkNorth AmericaNoNo
251LydiaFrancePaytechPrivate1,000,000,000.00December 2021LinkEuropeNoNo
251ClaraMexicoChallenger BankPrivate1,000,000,000.00December 2021LinkSouth AmericaNoNo
251Carson GroupUnited StatesWealthtechPrivate1,000,000,000.00July 2021LinkNorth AmericaNoNo
251InterosUnited StatesRegtechPrivate1,000,000,000.00July 2021LinkNorth AmericaNoNo
251CAISUnited StatesWealthtechPrivate1,000,000,000.00January 2022LinkNorth AmericaNoNo
251EsusuUnited StatesChallenger BankPrivate1,000,000,000.00January 2022LinkNorth AmericaNoNo
251FenbeitongChinaSaaSPrivate1,000,000,000.00February 2022LinkAsiaNoNo
251PayhawkBelgiumPaytechPrivate1,000,000,000.00March 2022LinkEuropeNoNo
251GauntletUnited StatesCryptocurrencyPrivate1,000,000,000.00March 2022LinkNorth AmericaNoNo
251TaxfixGermanyAccountingPrivate1,000,000,000.00April 2022LinkEuropeYesYes
251OpenIndiaChallenger BankPrivate1,000,000,000.00May 2022LinkAsiaYesYes
251TransfermateIrelandPaytechPrivate1,000,000,000.00May 2022LinkEuropeYesYes
251Crypto.comSingaporeCryptocurrencyPrivate1,000,000,000.00February 2022LinkAsiaYesNo
251BitkubThailandCryptocurrencyPrivate1,000,000,000.00November 2021LinkAsiaYesNo
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Latest Fintech Unicorns Blogs

Fintech Unicorns Infographics

Understanding this ranking

This ranking was initially an internal tool that we use at CFTE. Because CFTE and our experts constantly create courses and presentations, there is always the need for information such as “What is the latest valuation of Ant Group” or “How does Revolut compare to European banks”. Since we spend a large amount of time updating this information, we thought it could be useful to others too and decided to make it public. But note that it is first and foremost an internal tool, so will have its limitations. I hope you will find this ranking useful, and please do not hesitate to report issues or suggest improvements. 

Huy Nguyen Trieu, co-founder CFTE

What is Fintech?

At CFTE, our definition of Fintech is “the impact that technology has in transforming the financial industry”. It’s a very broad definition that includes early stage Fintech startups, established startups such as Stripe, large tech companies such as Ant Financial, but also financial institutions such as Citi or Prudential. In the table above, we have decided to exclude the financial institutions such as JP Morgan to focus only on the Fintech startups. We have differentiated between the different sub-sectors of Fintech, and have included all of them, such as Paytech, Insurtech, Regtech, Challenger Banks, etc.  

What is market capitalisation?

For listed companies, we use Google Finance as the market capitalisation. For private companies, we use articles, press releases, etc., which we reference. This has to be taken with a grain of salt since private valuations are not easily comparable (preferential rights, etc.) and disclosed numbers can’t always be trusted. Some companies are not present because no valuations were public.

Is it a comprehensive list?

Not by a long way. There are companies missing and figures change on a daily basis. We have decided to only list the companies with a valuation in excess of $1bn (the “unicorns” in startup speak). We are constantly updating this table, so don’t hesitate to send us names of companies we have missed and flag inaccurate information. Thanks a lot for your help!

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