Largest
Fintech Companies 2024

A live and updated ranking of the largest Fintech companies.

The table below references the largest Fintech companies in the world, with 400+ listed below. We uphold an updated list of the 21st century unicorns with our Fintech Unicorns Hub, designed to help those who want an updated overview of the Fintech industry through the lens of market valuations. 

Note: For listed companies, real-time market capitalisations are fed from Google Finance. For private companies, a reference to the source is attached. An explanation of the methodology can be found at the bottom of the page. 

What are Fintech Companies?

Fintech companies are financial institutions that provide financial services and products by using technologies to augment, streamline or digitise their offering. The financial technology ecosystem today is seeing a number of high-growth fintech startups with new business models in various sectors like lending and credit, payments, cryptocurrencies, wealthtech, challenger banks, regtech, blockchain, open banking, BNPL, insuretech and more, that are challenging traditional banks.

Largest Fintech Companies by Market Valuation

RankingsNameType of companyTickerCountryContinentStatusMarket Cap (in USD)Source
1VisaPaytechVUnited StatesNorth AmericaPublic564,338,483,716.00Google Finance
2MastercardPaytechMAUnited StatesNorth AmericaPublic449,990,738,057.00Google Finance
3IntuitAccountingINTUUnited StatesNorth AmericaPublic175,740,215,643.00Google Finance
4FiservOpen BankingFISVUnited StatesNorth AmericaPublic99,278,054,893.00Google Finance
5ShopifyEcommerceSHOPCanadaNorth AmericaPublic87,874,002,327.00Google Finance
6Ant FinancialOpen BankingChinaAsiaPrivate78,500,000,000.00
7Tencent (Fintech business)RegtechChinaAsiaPrivate70,000,000,000.00
8NubankChallenger BankNUBrazilSouth AmericaPublic65,817,591,969.00Google Finance
9PaypalPaytechPYPLUnited StatesNorth AmericaPublic70,898,791,990.00Google Finance
10BinanceCryptocurrencyCayman IslandsNorth AmericaPrivate62,000,000,000.00
11CoinbaseCryptocurrencyCOINUnited StatesNorth AmericaPublic38,526,468,143.00Google Finance
12StripePaytechIrelandEuropePrivate50,000,000,000.00
13Block (formerly Square)Merchant PaymentsSQUnited StatesNorth AmericaPublic37,745,195,795.00Google Finance
14Checkout.comPaytechUnited KingdomEuropePrivate40,000,000,000.00
15AdyenPaytechADYENNetherlandsEuropePublic42,293,408,720.20Google Finance
16AfterpayFintechAustraliaOceaniaPrivate29,000,000,000.00
17ChimeChallenger BankUnited StatesNorth AmericaPrivate25,000,000,000.00
18AcrisureInsurtechUnited StatesNorth AmericaPrivate23,000,000,000.00
19RobinhoodWealthtechHOODUnited StatesNorth AmericaPublic17,392,757,549.00Google Finance
20WeBankFintechChinaAsiaPrivate21,000,000,000.00
21PolygonBlockchainIndiaAsiaPrivate20,000,000,000.00
22FNZInvestechUnited KingdomEuropePrivate20,000,000,000.00
23SumUpPaytechUnited StatesNorth AmericaPrivate20,000,000,000.00
24RevolutChallenger BankUnited KingdomEuropePrivate18,000,000,000.00
25ToastPaytechTOSTUnited StatesNorth AmericaPublic13,274,440,471.00Google Finance
26GrabInfrastructureGRABMalaysiaAsiaPublic13,268,880,622.00Google Finance
27Ally FinancialChallenger BankALLYUnited StatesNorth AmericaPublic12,083,283,541.00Google Finance
28XeroInfrastructureXRONew ZealandOceaniaPublic13,291,075,173.01Google Finance
29PlaidOpen BankingUnited StatesNorth AmericaPrivate13,000,000,000.00
30LufaxWealthtechLUChinaAsiaPublic1,915,296,533.00Google Finance
31BrexChallenger BankUnited StatesNorth AmericaPrivate12,000,000,000.00
32DeelInfrastructureUnited StatesNorth AmericaPrivate12,000,000,000.00
33PhonePePaytechIndiaAsiaPrivate12,000,000,000.00
34GoodLeapFintechUnited StatesNorth AmericaPrivate12,000,000,000.00
35Wise (TransferWise)FintechWISEUnited KingdomEuropePublic11,803,000,000.00Google Finance
36Guidewire SoftwareInsurance SoftwareGWREUnited StatesNorth AmericaPublic13,894,047,615.00Google Finance
37RippleCryptocurrencyUnited StatesNorth AmericaPrivate11,000,000,000.00
38KrakenCryptocurrencyUnited StatesNorth AmericaPrivate10,800,000,000.00
39AffirmBNPLAFRMUnited StatesNorth AmericaPublic11,875,327,686.00Google Finance
40KuCoinCryptocurrencySeychellesAfricaPrivate10,000,000,000.00
41GustoInfrastructureUnited StatesNorth AmericaPrivate10,000,000,000.00
42Navan (TripActions)PaytechUnited StatesNorth AmericaPrivate9,200,000,000.00
43BullishCryptocurrencyUnited StatesNorth AmericaPrivate9,000,000,000.00
44ChainalysisBlockchainUnited StatesNorth AmericaPrivate8,600,000,000.00
45CartaWealthtechUnited StatesNorth AmericaPrivate8,500,000,000.00
46TipaltiOpen BankingUnited StatesNorth AmericaPrivate8,300,000,000.00
47SofiChallenger BankSOFIUnited StatesNorth AmericaPublic7,540,992,878.00Google Finance
48FalconXCryptocurrencyUnited StatesNorth AmericaPrivate8,000,000,000.00
49FireblocksCryptocurrencyUnited StatesNorth AmericaPrivate8,000,000,000.00
50JiedaibaoFintechChinaAsiaPrivate7,800,000,000.00
51KlarnaPaytechSwedenEuropePrivate7,800,000,000.00
52PolicybazaarInsurtechPOLICYBZRIndiaAsiaPublic9,413,417,409.53Google Finance
53Better.comWealthtechUnited StatesNorth AmericaPrivate7,700,000,000.00
54Dapper LabsBlockchainCanadaNorth AmericaPrivate7,600,000,000.00
55RazorpayPaytechIndiaAsiaPrivate7,500,000,000.00
56KakaoBankFintech323410South KoreaAsiaPublic7,159,428,294.83Google Finance
57UIPathInfrastructurePATHRomaniaEuropePublic6,982,157,484.00Google Finance
58PaypayPaytechJapanPrivate7,170,000,000.00News
59Credit KarmaDigital Personal FinanceUnited StatesNorth AmericaPrivate7,100,000,000.00
60Viva RepublicaPaytechSouth KoreaAsiaPrivate7,100,000,000.00
61HealthEquityFintechHQYUnited StatesNorth AmericaPublic6,663,729,329.00Google Finance
62FinastraBanking TechnologyUnited KingdomEuropePrivate7,000,000,000.00
63ConsenSysBlockchainUnited StatesNorth AmericaPrivate7,000,000,000.00
64GeminiCryptocurrencyUnited StatesNorth AmericaPrivate7,000,000,000.00
65NYDIGCryptocurrencyUnited StatesNorth AmericaPrivate7,000,000,000.00
66Toss (Viva Republica)FintechSouth KoreaAsiaPrivate7,000,000,000.00
67TossPaytechSouth KoreaAsiaPrivate6,699,999,999.00
68MolliePaytechNetherlandsEuropePrivate6,500,000,000.00
69CredPaytechIndiaAsiaPrivate6,400,000,000.00
70UpgradeChallenger BankUnited StatesNorth AmericaPrivate6,300,000,000.00
71N26Challenger BankGermanyEuropePrivate6,000,000,000.00
72iCapital NetworkWealthtechUnited StatesNorth AmericaPrivate6,000,000,000.00
73Bill.comPaytechBILLUnited StatesNorth AmericaPublic5,754,599,541.00Google Finance
74TrustlyFintechSwedenEuropePrivate5,900,000,000.00
75Root InsuranceFintechUnited StatesNorth AmericaPrivate5,800,000,000.00
76AirwallexChallenger BankAustraliaOceaniaPrivate5,500,000,000.00
77CedarInsurtechFUNUnited StatesNorth AmericaPublic4,094,278,837.00Google Finance
78MambuChallenger BankGermanyEuropePrivate5,300,000,000.00
79Tinkoff BankFintechTCSG.MERussiaAsiaPublic5,217,000,000.00Yahoo Finance
80Plaid TechnologiesFintechUnited StatesNorth AmericaPrivate5,100,000,000.00
81QuintoAndarWealthtechBrazilSouth AmericaPrivate5,100,000,000.00
82QontoChallenger BankFranceEuropePrivate5,000,000,000.00
83Trade RepublicChallenger BankGermanyEuropePrivate5,000,000,000.00
84OaknorthChallenger BankUnited KingdomEuropePrivate5,000,000,000.00
85CoalitionInsurtechUnited StatesNorth AmericaPrivate5,000,000,000.00
86OxyzoPaytechIndiaAsiaPrivate5,000,000,000.00
87RapydPaytechIsraelAsiaPrivate5,000,000,000.00
88ZEPZPaytechUnited KingdomEuropePrivate5,000,000,000.00
89MonzoChallenger BankUnited KingdomEuropePrivate5,000,000,000.00
90CreditasBNPLBrazilSouth AmericaPrivate4,800,000,000.00
91Circle Internet FinancialCryptocurrencyUnited StatesNorth AmericaPrivate4,800,000,000.00
92RampCryptocurrencyUnited StatesNorth AmericaPrivate4,800,000,000.00
93Clearwater AnalyticsFintechCWANUnited StatesNorth AmericaPublic5,948,714,846.00Google Finance
94PleoPaytechDenmarkEuropePrivate4,700,000,000.00
95NuveiFintechNVEICanadaNorth AmericaPublic4,731,332,838.11Google Finance
96LendableFintechUnited KingdomEuropePrivate4,600,000,000.00
97SocureChallenger BankUnited StatesNorth AmericaPrivate4,500,000,000.00
98BlockfiCryptocurrencyUnited StatesNorth AmericaPrivate4,500,000,000.00
99WefoxInsurtechGermanyEuropePrivate4,500,000,000.00
100Pine LabsPaytechIndiaAsiaPrivate4,500,000,000.00
101CirclePaytechUnited StatesNorth AmericaPrivate4,500,000,000.00
102PagSeguroFintechPAGSBrazilSouth AmericaPublic2,896,518,754.00Google Finance
103SorareBlockchainFranceEuropePrivate4,300,000,000.00
104Q2 HoldingsFintechQTWOUnited StatesNorth AmericaPublic4,391,628,842.00Google Finance
105StoneCoInfrastructureSTNEBrazilSouth AmericaPublic3,513,286,027.00Google Finance
106BitpandaCryptocurrencyAustriaEuropePrivate4,100,000,000.00
107DataminrInfrastructureUnited StatesNorth AmericaPrivate4,100,000,000.00
108Kakao PayFintechSouth KoreaAsiaPrivate4,000,000,000.00
109Digit InsuranceInsurtechIndiaAsiaPrivate4,000,000,000.00
110Next InsuranceInsurtechUnited StatesNorth AmericaPrivate4,000,000,000.00
111AngelListInvestingUnited StatesNorth AmericaPrivate4,000,000,000.00
112EngageSmartPaytechUnited StatesNorth AmericaPrivate4,000,000,000.00
113MelioPaytechIsraelAsiaPrivate4,000,000,000.00
114OscarInsurtechOSCRUnited StatesNorth AmericaPublic4,226,153,557.00Google Finance
115Oscar HealthHealthtechOSCRUnited StatesNorth AmericaPublic4,226,153,557.00Google Finance
116GoToPaytechGOTOIndonesiaAsiaPublic4,120,783,131.67Google Finance
117DutchieFintechUnited StatesNorth AmericaPrivate3,800,000,000.00
118nCinoFintechNCNOUnited StatesNorth AmericaPublic3,454,073,384.00Google Finance
119Papaya GlobalInfrastructureIsraelAsiaPrivate3,700,000,000.00
120WealthsimpleWealthtechCanadaNorth AmericaPrivate3,700,000,000.00
121Virtu FinancialFinancial Market MakingVIRTUnited StatesNorth AmericaPublic4,951,604,700.00Google Finance
122SpotOnPaytechUnited StatesNorth AmericaPrivate3,600,000,000.00
123PaytmInfrastructurePAYTMIndiaAsiaPublic4,769,053,830.30Google Finance
124eToroFintechUnited KingdomEuropePrivate3,500,000,000.00
125AssuranceInsurtechUnited StatesNorth AmericaPrivate3,500,000,000.00
126ChargebeePayment ProcessingUnited StatesNorth AmericaPrivate3,500,000,000.00
127UpstoxSaaSIndiaAsiaPrivate3,500,000,000.00
128MoonPayCryptocurrencyMaltaEuropePrivate3,400,000,000.00
129BlockDaemonBlockchainUnited StatesNorth AmericaPrivate3,250,000,000.00
130Celsius NetworkCryptocurrencyUnited StatesNorth AmericaPrivate3,250,000,000.00
131Alkami TechnologyDigital BankingALKTUnited StatesNorth AmericaPublic2,933,926,009.00Google Finance
132BlockstreamBlockchainCanadaNorth AmericaPrivate3,200,000,000.00
133Figure TechnologiesWealthtechUnited StatesNorth AmericaPrivate3,200,000,000.00
134HighRadiusInfrastructureUnited StatesNorth AmericaPrivate3,100,000,000.00
135BiltPaytechUnited StatesNorth AmericaPrivate3,100,000,000.00
136Cross River BankBankingUnited StatesNorth AmericaPrivate3,000,000,000.00
137Blockchain.comBlockchainLuxembourgEuropePrivate3,000,000,000.00
138Sky MavisBlockchainVietnamAsiaPrivate3,000,000,000.00
139Amber GroupCryptocurrencySingaporeAsiaPrivate3,000,000,000.00
140Anchorage DigitalCryptocurrencyUnited StatesNorth AmericaPrivate3,000,000,000.00
141China UnionPayFintechChinaAsiaPrivate3,000,000,000.00
142PineLabsFintechIndiaAsiaPrivate3,000,000,000.00
143ForterFintechUnited StatesNorth AmericaPrivate3,000,000,000.00
144Devoted HealthHealthUnited StatesNorth AmericaPrivate3,000,000,000.00
145OVOPaytechIndonesiaAsiaPrivate3,000,000,000.00
146FlutterwavePaytechNigeriaAfricaPrivate3,000,000,000.00
147GrowwWealthtechIndiaAsiaPrivate3,000,000,000.00
148LightspeedPaymentsLSPDCanadaNorth AmericaPublic2,536,873,154.00Google Finance
149Rakuton SecuritiesInvestechJapanAsiaPrivate2,900,000,000.00
150BharatPePaytechIndiaAsiaPrivate2,900,000,000.00
151MarqetaPaytechMQUnited StatesNorth AmericaPublic2,501,170,598.00Google Finance
152DriveWealthWealthtechUnited StatesNorth AmericaPrivate2,850,000,000.00
153UpstartBNPLUPSTUnited StatesNorth AmericaPublic3,149,983,461.00Google Finance
154VerafinFintechCanadaNorth AmericaPrivate2,800,000,000.00
155Du Xiaoman FinancialBNPLChinaAsiaPrivate2,700,000,000.00
156Thought MachineInfrastructureUnited StatesNorth AmericaPrivate2,700,000,000.00
157Ethos LifeInsurtechUnited StatesNorth AmericaPrivate2,700,000,000.00
158Ethos TechnologiesInsurtechUnited StatesNorth AmericaPrivate2,700,000,000.00
159AvidXchangePaytechAVDXUnited StatesNorth AmericaPublic1,669,000,112.00Google Finance
160Duck Creek SoftwareFintechUnited StatesNorth AmericaPrivate2,600,000,000.00
161BackBaseSaaSNetherlandsEuropePrivate2,600,000,000.00
162RemitlyPaytechRELYUnited KingdomEuropePublic2,675,321,422.00Google Finance
163PaymentusFintechPAYUnited StatesNorth AmericaPublic2,556,751,531.00Google Finance
164ItivitiFintechSwedenEuropePrivate2,500,000,000.00
165SinglifeInsurtechSingaporeAsiaPrivate2,500,000,000.00
166AuraInsurtechUnited StatesNorth AmericaPrivate2,500,000,000.00
167Coda PaymentsPaytechSingaporeAsiaPrivate2,500,000,000.00
168ImmutableBlockchainAustraliaOceaniaPrivate2,499,999,999.00
169UalaPaytechArgentinaSouth AmericaPrivate2,450,000,000.00
170dLocalFintechDLOUruguaySouth AmericaPublic2,456,731,166.00Google Finance
171cgtzWealthtechChinaAsiaPrivate2,410,000,000.00
172PaxosBlockchainUnited StatesNorth AmericaPrivate2,400,000,000.00
173AccelerantInsurtechUnited StatesNorth AmericaPrivate2,400,000,000.00
174FlywirePaytechFLYWUnited StatesNorth AmericaPublic2,160,788,475.00Google Finance
175Hypoport SEFintechHYQGermanyEuropePublic2,007,149,460.44Google Finance
176AspirationFintechUnited StatesNorth AmericaPrivate2,300,000,000.00
177LifelockFintechUnited StatesNorth AmericaPrivate2,300,000,000.00
178DivvyInfrastructureUnited StatesNorth AmericaPrivate2,300,000,000.00
179GreenlightWealthtechUnited StatesNorth AmericaPrivate2,300,000,000.00
1801inchCryptocurrencyUnited KingdomEuropePrivate2,249,999,999.00
181CurrentChallenger BankUnited StatesNorth AmericaPrivate2,200,000,000.00
182BitsoCryptocurrencyBrazilSouth AmericaPrivate2,200,000,000.00
183CoinDCXCryptocurrencyIndiaAsiaPrivate2,200,000,000.00
184iZettleFintechSwedenEuropePrivate2,200,000,000.00
185TinkFintechSwedenEuropePrivate2,200,000,000.00
186CloudWalkPaytechBrazilSouth AmericaPrivate2,200,000,000.00
187Chipper CashPaytechUnited StatesNorth AmericaPrivate2,200,000,000.00
188NewfrontInsurtechUnited StatesNorth AmericaPrivate2,199,999,999.00
189zettle by PayPalPaytechSwedenEuropePrivate2,199,999,999.00
190PayfitAccountingFranceEuropePrivate2,100,000,000.00
191Mercado BitcoinCryptocurrencyBrazilSouth AmericaPrivate2,100,000,000.00
192GoCardlessOpen BankingUnited KingdomEuropePrivate2,100,000,000.00
193JeevesPaytechUnited StatesNorth AmericaPrivate2,100,000,000.00
194ReChargePaytechUnited StatesNorth AmericaPrivate2,100,000,000.00
195AddeparWealthtechUnited StatesNorth AmericaPrivate2,100,000,000.00
196PayoneerPaytechPAYOIsraelAsiaPublic2,726,177,613.00Google Finance
197ZiltchBNPLUnited KingdomEuropePrivate2,000,000,000.00
198LunarChallenger BankDenmarkEuropePrivate2,000,000,000.00
199BunqChallenger BankNetherlandsEuropePrivate2,000,000,000.00
200PipeChallenger BankUnited StatesNorth AmericaPrivate2,000,000,000.00
201MoMoChallenger BankVietnamAsiaPrivate2,000,000,000.00
20221.coCryptocurrencySwitzerlandEuropePrivate2,000,000,000.00
203Babel FinanceCryptocurrencyHong KongAsiaPrivate2,000,000,000.00
204AtomeFinetchSingaporeAsiaPrivate2,000,000,000.00
205FirstP2PFintechChinaAsiaPrivate2,000,000,000.00
206Mynt (Gcash)FintechPhilippinesAsiaPrivate2,000,000,000.00
207ClearcoFintechUnited StatesNorth AmericaPrivate2,000,000,000.00
208Divvy HomesFintechUnited StatesNorth AmericaPrivate2,000,000,000.00
209Modern TreasuryFintechUnited StatesNorth AmericaPrivate2,000,000,000.00
210ZenefitsFintechUnited StatesNorth AmericaPrivate2,000,000,000.00
211TradeshiftInfrastructureUnited StatesNorth AmericaPrivate2,000,000,000.00
212WaterdropInsurtechChinaAsiaPrivate2,000,000,000.00
213ClearStreetInvestechUnited StatesNorth AmericaPrivate2,000,000,000.00
214AvantOpen BankingUnited StatesNorth AmericaPrivate2,000,000,000.00
215ClipPaytechMexicoNorth AmericaPrivate2,000,000,000.00
216OpayPaytechNigeriaAfricaPrivate2,000,000,000.00
217CopperFintechUnited KingdomEuropePrivate2,000,000,000.00
218EnovaChallenger BankENVAUnited StatesNorth AmericaPublic2,025,657,377.00Google Finance
219SpiffAccountingUnited StatesNorth AmericaPrivate1,900,000,000.00
220Starling BankChallenger BankUnited KingdomEuropePrivate1,900,000,000.00
221Coinswitch KuberCryptocurrencyIndiaAsiaPrivate1,900,000,000.00
222BitGoCryptocurrencyUnited StatesNorth AmericaPrivate1,900,000,000.00
223AI Bank (Baixain)FintechChinaAsiaPrivate1,900,000,000.00
224MXFintechUnited StatesNorth AmericaPrivate1,900,000,000.00
225RoofstockInvestechUnited StatesNorth AmericaPrivate1,900,000,000.00
226LiveOak BankBanktechLOBUnited StatesNorth AmericaPublic1,870,315,538.00Google Finance
227DailyPayBNPLUnited StatesNorth AmericaPrivate1,800,000,000.00
228Varo MoneyChallenger BankUnited StatesNorth AmericaPrivate1,800,000,000.00
229GreenSkyFintechUnited StatesNorth AmericaPrivate1,800,000,000.00
230TruliooRegtechCanadaNorth AmericaPrivate1,800,000,000.00
231QuantexaSaaSUnited KingdomEuropePrivate1,800,000,000.00
232Micro Connect (Diguantong)FintechHong KongAsiaPrivate1,700,000,000.00
233Melio PaymentsFintechUnited StatesNorth AmericaPrivate1,700,000,000.00
234Mercury PaymentsFintechUnited StatesNorth AmericaPrivate1,700,000,000.00
235WaveInfrastructureSenegalAfricaPrivate1,700,000,000.00
236Kredivo (FinAccel)LendtechIndonesiaAsiaPrivate1,700,000,000.00
237SpotterSaaSUnited StatesNorth AmericaPrivate1,700,000,000.00
238Neon PaymentsBanktechBrazilSouth AmericaPrivate1,600,000,000.00
239Magic EdenBlockchainUnited StatesNorth AmericaPrivate1,600,000,000.00
240MercuryChallenger BankUnited StatesNorth AmericaPrivate1,600,000,000.00
24110x BankingDigital BankingUnited KingdomEuropePrivate1,600,000,000.00
242Solaris BankFintechGermanyEuropePrivate1,600,000,000.00
243BillDeskFintechIndiaAsiaPrivate1,600,000,000.00
244Self FinancialFintechUnited StatesNorth AmericaPrivate1,600,000,000.00
245BolttechInsurtechSingaporeAsiaPrivate1,600,000,000.00
246WayflyerLendingIrelandEuropePrivate1,600,000,000.00
247AlloyOpen BankingUnited StatesNorth AmericaPrivate1,600,000,000.00
248PavePaytechUnited StatesNorth AmericaPrivate1,600,000,000.00
249Viva WalletPaytechGreeceEuropePrivate1,600,000,000.00
250CapitolisSaaSIsraelAsiaPrivate1,600,000,000.00
251LemonadeInsurtechLMNDUnited StatesNorth AmericaPublic1,288,446,606.00Google Finance
252Mercury TechnologiesBankingUnited StatesNorth AmericaPrivate1,500,000,000.00
253AkulakuBNPLIndonesiaAsiaPrivate1,500,000,000.00
254WeLabChallenger BankChinaAsiaPrivate1,500,000,000.00
255OnecardChallenger BankIndiaAsiaPrivate1,500,000,000.00
256ZetaChallenger BankIndiaAsiaPrivate1,500,000,000.00
257Happy MoneyChallenger BankUnited StatesNorth AmericaPrivate1,500,000,000.00
258LedgerCryptocurrencyFranceEuropePrivate1,500,000,000.00
259CoinlistCryptocurrencyUnited StatesNorth AmericaPrivate1,500,000,000.00
260TaxBitCryptocurrencyUnited StatesNorth AmericaPrivate1,500,000,000.00
261FigureFintechUnited StatesNorth AmericaPrivate1,500,000,000.00
262GoHealthHealthtechUnited StatesNorth AmericaPrivate1,500,000,000.00
263TabbyLendingSaudi ArabiaAsiaPrivate1,500,000,000.00
264Ascend MoneyOpen BankingThailandAsiaPrivate1,500,000,000.00
265BuiltOpen BankingUnited StatesNorth AmericaPrivate1,500,000,000.00
266PingPongPaytechChinaAsiaPrivate1,500,000,000.00
267Zepz (WorldRemit)PaytechUnited KingdomEuropePrivate1,500,000,000.00
268DockPaytechBrazilSouth AmericaPrivate1,500,000,000.00
269KushkiPaytechEcuadorSouth AmericaPrivate1,500,000,000.00
270M1 FinanceWealthtechUnited StatesNorth AmericaPrivate1,500,000,000.00
271AlkamiBanktechUnited StatesNorth AmericaPrivate1,400,000,000.00
272FigmentBlockchainCanadaNorth AmericaPrivate1,400,000,000.00
273Judo BankChallenger BankAustraliaOceaniaPrivate1,400,000,000.00
274At-BayInsurtechUnited KingdomEuropePrivate1,400,000,000.00
275WealthfrontInvestechUnited StatesNorth AmericaPrivate1,400,000,000.00
276Liquidity GroupLendtechIsraelAsiaPrivate1,400,000,000.00
277FPL TechnologiesPaytechIndiaAsiaPrivate1,400,000,000.00
278PaddlePaytechUnited KingdomEuropePrivate1,400,000,000.00
279Scalable CapitalWealthtechGermanyEuropePrivate1,400,000,000.00
280StashWealthtechUnited StatesNorth AmericaPrivate1,400,000,000.00
281C6 BankChallenger BankBrazilSouth AmericaPrivate1,395,161,600.00
282ZuoraFintechZUOUnited StatesNorth AmericaPublic1,296,840,063.00Google Finance
283LakalaPaytech300773ChinaAsiaPublic1,327,087,608.36Google Finance
284TrueBillBanktechUnited StatesNorth AmericaPrivate1,300,000,000.00
285CredAvenueChallenger BankIndiaAsiaPrivate1,300,000,000.00
286CoinTrackerCryptocurrencyUnited StatesNorth AmericaPrivate1,300,000,000.00
287iTrustCapitalCryptocurrencyUnited StatesNorth AmericaPrivate1,300,000,000.00
288LukkaCryptocurrencyUnited StatesNorth AmericaPrivate1,300,000,000.00
289OpenseaCryptocurrencyUnited StatesNorth AmericaPrivate1,300,000,000.00
290TalosCryptocurrencyUnited StatesNorth AmericaPrivate1,300,000,000.00
291KonvioFintechMexicoNorth AmericaPrivate1,300,000,000.00
292MarshmallowInsurtechUnited KingdomEuropePrivate1,300,000,000.00
293BettermentInvestechUnited StatesNorth AmericaPrivate1,300,000,000.00
294PayaPaytechUnited StatesNorth AmericaPrivate1,300,000,000.00
295PaidyPaytechJapanAsiaPrivate1,300,000,000.00
296FloQastAccountingUnited StatesNorth AmericaPrivate1,200,000,000.00
297PilotAccountingUnited StatesNorth AmericaPrivate1,200,000,000.00
298Mythical GamesBlockchainUnited StatesNorth AmericaPrivate1,200,000,000.00
299UnitChallenger BankIsraelAsiaPrivate1,200,000,000.00
300HashKeyCryptocurrencyChinaAsiaPrivate1,200,000,000.00
301Phantom TechnologiesCryptocurrencyUnited StatesNorth AmericaPrivate1,200,000,000.00
302Clover HealthHealthtechUnited StatesNorth AmericaPrivate1,200,000,000.00
303AgentSyncInsurtechUnited StatesNorth AmericaPrivate1,200,000,000.00
304Public.comInvestechUnited StatesNorth AmericaPrivate1,200,000,000.00
305ScalapayLendtechItalyEuropePrivate1,200,000,000.00
306SimpleNexusLendtechUnited StatesNorth AmericaPrivate1,200,000,000.00
307KyribaPayment ProcessingNetherlandsEuropePrivate1,200,000,000.00
308SkrillPaytechUnited KingdomEuropePrivate1,200,000,000.00
309GalileoPaytechUnited StatesNorth AmericaPrivate1,200,000,000.00
310StoriPaytechMexicoNorth AmericaPrivate1,200,000,000.00
311Deposit SolutionsBanktechGermanyEuropePrivate1,100,000,000.00
312TechnysisBanktechUnited StatesNorth AmericaPrivate1,100,000,000.00
313SunbitBNPLUnited StatesNorth AmericaPrivate1,100,000,000.00
314RaisinChallenger BankGermanyEuropePrivate1,100,000,000.00
315MobileCoinCryptocurrencyUnited StatesNorth AmericaPrivate1,100,000,000.00
316Happy Money (fka Payoff)FintechUnited StatesNorth AmericaPrivate1,100,000,000.00
317BranchInsurtechUnited StatesNorth AmericaPrivate1,100,000,000.00
318AckoInsurtechIndiaAsiaPrivate1,100,000,000.00
319EarnixInsurtechIsraelAsiaPrivate1,100,000,000.00
320ZegoInsurtechUnited KingdomEuropePrivate1,100,000,000.00
321Super Apps HoldingPaytechMalaysiaAsiaPrivate1,100,000,000.00
322CayanPaytechUnited StatesNorth AmericaPrivate1,100,000,000.00
323SpendeskPaytechFranceEuropePrivate1,100,000,000.00
324FundboxPaytechIsraelAsiaPrivate1,100,000,000.00
325CaribouPaytechUnited StatesNorth AmericaPrivate1,100,000,000.00
326FenbeitongSaaSChinaAsiaPrivate1,100,000,000.00
327LendbuzzFintechUnited StatesNorth AmericaPrivate1,100,000,000.00
328FreshBooksAccountingCanadaNorth AmericaPrivate1,000,000,000.00
329TaxfixAccountingGermanyEuropePrivate1,000,000,000.00
330TorpargoAccountingUnited StatesNorth AmericaPrivate1,000,000,000.00
331WrapbookAccountingUnited StatesNorth AmericaPrivate1,000,000,000.00
332Neo FinancialBankingCanadaNorth AmericaPrivate1,000,000,000.00
333NymbusBanking Technology SolutionsUnited StatesNorth AmericaPrivate1,000,000,000.00
334PismoBanktechUnited KingdomEuropePrivate1,000,000,000.00
335GliaBanktechUnited StatesNorth AmericaPrivate1,000,000,000.00
336Forte LabsBlockchainUnited StatesNorth AmericaPrivate1,000,000,000.00
337Injective ProtocolBlockchainUnited StatesNorth AmericaPrivate1,000,000,000.00
338LydiaChallenger BankFranceEuropePrivate1,000,000,000.00
339OpenChallenger BankIndiaAsiaPrivate1,000,000,000.00
340ClaraChallenger BankMexicoNorth AmericaPrivate1,000,000,000.00
341NumbrsChallenger BankSwitzerlandEuropePrivate1,000,000,000.00
342AmountChallenger BankUnited StatesNorth AmericaPrivate1,000,000,000.00
343EsusuChallenger BankUnited StatesNorth AmericaPrivate1,000,000,000.00
344LendKeyConsumer LendingUnited StatesNorth AmericaPrivate1,000,000,000.00
345GuantletCryptocurrencyUnited StatesNorth AmericaPrivate1,000,000,000.00
346UniswapCryptocurrencyUnited StatesNorth AmericaPrivate1,000,000,000.00
347ZebicCryptocurrencyUnited StatesNorth AmericaPrivate1,000,000,000.00
348LiquidCryptocurrencyJapanAsiaPrivate1,000,000,000.00
349Crypto.comCryptocurrencySingaporeAsiaPrivate1,000,000,000.00
350MatrixportCryptocurrencySingaporeAsiaPrivate1,000,000,000.00
351BitkubCryptocurrencyThailandAsiaPrivate1,000,000,000.00
352WorldcoinCryptocurrencyUnited StatesNorth AmericaPrivate1,000,000,000.00
353PaparaDigital BankingTurkeyAsiaPrivate1,000,000,000.00
354Cart.comEcommerceUnited StatesNorth AmericaPrivate1,000,000,000.00
355VNLife (VNPay)EcommerceVietnamAsiaPrivate1,000,000,000.00
356PennylaneFintechFranceEuropePrivate1,000,000,000.00
357InCredFintechIndiaAsiaPrivate1,000,000,000.00
358BioCatchFintechIsraelAsiaPrivate1,000,000,000.00
359C2FOFintechUnited StatesNorth AmericaPrivate1,000,000,000.00
360FinicityFintechUnited StatesNorth AmericaPrivate1,000,000,000.00
361Prove Identity (Payfone)FintechUnited StatesNorth AmericaPrivate1,000,000,000.00
362SiftFintechUnited StatesNorth AmericaPrivate1,000,000,000.00
363VestwellFintechUnited StatesNorth AmericaPrivate1,000,000,000.00
364Shift TechnologyInfrastructureFranceEuropePrivate1,000,000,000.00
365FeedzaiInfrastructurePortugalEuropePrivate1,000,000,000.00
366BetterflyInsurtechChileSouth AmericaPrivate1,000,000,000.00
367VesttooInsurtechIsraelAsiaPrivate1,000,000,000.00
368Bright HealthInsurtechUnited StatesNorth AmericaPrivate1,000,000,000.00
369Kin InsuranceInsurtechUnited StatesNorth AmericaPrivate1,000,000,000.00
370ClarkInsurtechGermanyEuropePrivate1,000,000,000.00
371ClearcoverInsurtechUnited StatesNorth AmericaPrivate1,000,000,000.00
372OrchardInsurtechUnited StatesNorth AmericaPrivate1,000,000,000.00
373Pie InsuranceInsurtechUnited StatesNorth AmericaPrivate1,000,000,000.00
374The ZebraInsurtechUnited StatesNorth AmericaPrivate1,000,000,000.00
375NutmegInvestechUnited KingdomEuropePrivate1,000,000,000.00
376InvestCloudInvestechUnited StatesNorth AmericaPrivate1,000,000,000.00
377Personal CapitalInvestechUnited StatesNorth AmericaPrivate1,000,000,000.00
378TamaraLendingSaudi ArabiaAsiaPrivate1,000,000,000.00
379KCD (Korean Credit Data)LendingSouth KoreaAsiaPrivate1,000,000,000.00
380FlexLendtechUnited StatesNorth AmericaPrivate1,000,000,000.00
381LendingHomeLendtechUnited StatesNorth AmericaPrivate1,000,000,000.00
382Octane LendingLendtechUnited StatesNorth AmericaPrivate1,000,000,000.00
383TrueLayerOpen BankingUnited KingdomEuropePrivate1,000,000,000.00
384NagadPaytechBangladeshAsiaPrivate1,000,000,000.00
385XtransferPaytechChinaAsiaPrivate1,000,000,000.00
386DANA WalletPaytechIndonesiaAsiaPrivate1,000,000,000.00
387SatispayPaytechItalyEuropePrivate1,000,000,000.00
388OpnPaytechThailandAsiaPrivate1,000,000,000.00
389Currency CloudPaytechUnited KingdomEuropePrivate1,000,000,000.00
390ChromeRiver (Emburse)PaytechUnited StatesNorth AmericaPrivate1,000,000,000.00
391EnablePaytechUnited StatesNorth AmericaPrivate1,000,000,000.00
392PaystandPaytechUnited StatesNorth AmericaPrivate1,000,000,000.00
393Stax (FatMerchant)PaytechUnited StatesNorth AmericaPrivate1,000,000,000.00
394PayhawkPaytechUnited KingdomEuropePrivate1,000,000,000.00
395EBANXPaytechBrazilSouth AmericaPrivate1,000,000,000.00
396SlicePaytechIndiaAsiaPrivate1,000,000,000.00
397XenditPaytechIndonesiaAsiaPrivate1,000,000,000.00
398TransfermatePaytechIrelandEuropePrivate1,000,000,000.00
399InterswitchPaytechNigeriaAfricaPrivate1,000,000,000.00
400NiumPaytechSingaporeAsiaPrivate1,000,000,000.00
401PPROPaytechUnited KingdomEuropePrivate1,000,000,000.00
402ZopaPaytechUnited KingdomEuropePrivate1,000,000,000.00
403Sightline PaymentsPaytechUnited StatesNorth AmericaPrivate1,000,000,000.00
404AjaibSaaSIndonesiaAsiaPrivate1,000,000,000.00
405Human InterestWealthtechUnited StatesNorth AmericaPrivate1,000,000,000.00
406SmartAssetWealthtechUnited KingdomEuropePrivate1,000,000,000.00
407AcornsWealthtechUnited StatesNorth AmericaPrivate1,000,000,000.00
408CAISWealthtechUnited StatesNorth AmericaPrivate1,000,000,000.00
409ViseWealthtechUnited StatesNorth AmericaPrivate1,000,000,000.00
410WeBullWealthtechUnited StatesNorth AmericaPrivate1,000,000,000.00
411MNT-HalanFintechEgyptAfricaPrivate1,000,000,000.00
412ZipSaaSZIPUnited StatesNorth AmericaPublic896,033,044.00Google Finance

*As per last valuation data available on Feb 1st, 2024.

Top Fintech Unicorns Report

* The report will be out soon in March 2024

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Understanding this ranking

This ranking was initially an internal tool that we use at CFTE. Because CFTE and our experts constantly create courses and presentations, there is always the need for information such as “What is the latest valuation of Ant Group” or “How does Revolut compare to European banks”. Since we spend a large amount of time updating this information, we thought it could be useful to others too and decided to make it public. But note that it is first and foremost an internal tool, so will have its limitations. I hope you will find this ranking useful, and please do not hesitate to report issues or suggest improvements. 

Huy Nguyen Trieu, co-founder CFTE

What is Fintech?

At CFTE, our definition of Fintech is “the impact that technology has in transforming the financial industry”. It’s a very broad definition that includes early stage Fintech startups, established startups such as Stripe, large tech companies such as Ant Financial, but also financial institutions such as Citi or Prudential. In the table above, we have decided to exclude the financial institutions such as JP Morgan to focus only on the Fintech startups. We have differentiated between the different sub-sectors of Fintech, and have included all of them, such as Paytech, Insurtech, Regtech, Challenger Banks, etc.  

What is market capitalisation?

For listed companies, we use Google Finance as the market capitalisation. For private companies, we use articles, press releases, etc., which we reference. This has to be taken with a grain of salt since private valuations are not easily comparable (preferential rights, etc.) and disclosed numbers can’t always be trusted. Some companies are not present because no valuations were public.

Is it a comprehensive list?

Not by a long way. There are companies missing and figures change on a daily basis. We have decided to only list the companies with a valuation in excess of $1bn (the “unicorns” in startup speak). We are constantly updating this table, so don’t hesitate to send us names of companies we have missed and flag inaccurate information. Thanks a lot for your help!

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