Largest
Fintech Companies

A live and updated ranking of the largest Fintech companies.

The table below references the largest Fintech companies in the world, with 268 listed below. We uphold an updated list of the 21st century unicorns with our Fintech Unicorns Hub, designed to help those who want an updated overview of the Fintech industry through the lens of market valuations. 

Note: For listed companies, real-time market capitalisations are fed from Google Finance. For private companies, a reference to the source is attached. An explanation of the methodology can be found at the bottom of the page. 

What are Fintech Companies?

Fintech companies are financial institutions that provide financial services and products by using technologies to augment, streamline or digitise their offering. The financial technology ecosystem today is seeing a number of high-growth fintech startups with new business models in various sectors like lending and credit, payments, cryptocurrencies, wealthtech, challenger banks, regtech, blockchain, open banking, BNPL, insuretech and more, that are challenging traditional banks.

Largest Fintech Companies by Market Valuation

NameCountryType of companyStatusMarket CapReference DateSourceContinentNewly AddedNewly Updated
1VisaUnited StatesPaytechListed443,464,175,371.00DailyGoogle FinanceNorth AmericaNoYes
2MastercardUnited StatesPaytechListed347,992,819,578.00DailyGoogle FinanceNorth AmericaNoYes
3Ant FinancialChinaOpen BankingPrivate312,000,000,000.00October 2020LinkAsiaNoNo
4Tencent (Fintech business)ChinaRegtechListed167,426,734,367.45DailyGoogle FinanceAsiaNoYes
5IntuitUnited StatesAccountingListed119,171,851,810.00November 2021Google FinanceNorth AmericaNoYes
6PaypalUnited StatesPaytechListed98,676,502,129.00DailyGoogle FinanceNorth AmericaNoYes
7StripeIrelandPaytechPrivate95,000,000,000.00March 2021LinkEuropeNoNo
8FiservUnited StatesOpen BankingListed65,524,961,555.00DailyGoogle FinanceNorth AmericaNoYes
9SquareUnited StatesPaytechListed52,547,220,131.00DailyGoogle FinanceNorth AmericaNoYes
10AdyenNetherlandsPaytechListed50,103,224,795.60DailyGoogle FinanceEuropeNoYes
11KlarnaSwedenPaytechPrivate45,600,000,000.00March 2021LinkEuropeNoNo
12NubankBrazilChallenger BankListed41,500,000,000.00December 2021LinkSouth AmericaNoYes
13Checkout.comUKPaytechPrivate40,000,000,000.00January 2022LinkEuropeNoNo
14GojekIndonesiaPaytechPrivate35,000,000,000.00October 2021LinkAsiaNoNo
15RevolutUKChallenger BankPrivate33,000,000,000.00July 2021LinkEuropeNoNo
16FTXHong KongCryptocurrencyPrivate32,000,000,000.00January 2022LinkAsiaNoNo
17ChimeUnited StatesChallenger BankPrivate25,000,000,000.00June 2020LinkNorth AmericaNoNo
18CoinbaseUnited StatesCryptocurrencyListed16,722,290,244.00DailyGoogle FinanceNorth AmericaNoYes
19RippleUnited StatesPaytechPrivate15,000,000,000.00January 2022LinkNorth AmericaNoNo
20LufaxChinaWealthtechListed14,309,183,643.00DailyGoogle FinanceAsiaNoYes
21Blockchain.comLuxembourgBlockchainPrivate14,000,000,000.00March 2022LinkEuropeNoNo
22Ally FinancialUnited StatesChallenger BankPrivate13,942,669,626.00DailyGoogle FinanceNorth AmericaNoNo
23PlaidUnited StatesOpen BankingPrivate13,500,000,000.00April 2021LinkNorth AmericaNoNo
24OpenseaUnited StatesCryptocurrencyPrivate13,300,000,000.00January 2022LinkNorth AmericaNoNo
25Bill.comUnited StatesPaytechListed13,064,755,658.00DailyGoogle FinanceNorth AmericaNoYes
26BrexUnited StatesChallenger BankPrivate12,300,000,000.00January 2022LinkNorth AmericaNoNo
27BolttechSingaporeInsurtechPrivate11,000,000,000.00January 2022LinkAsiaNoNo
28RapydIsraelPaytechPrivate10,000,000,000.00August 2021LinkEuropeNoNo
28GustoUnited StatesInfrastructurePrivate10,000,000,000.00August 2021LinkNorth AmericaNoNo
28KuCoinSeychellesCryptocurrencyPrivate10,000,000,000.00May 2022LinkAfricaYesYes
31UIPathRomaniaInfrastructureListed9,665,876,591.00DailyGoogle FinanceEuropeNoYes
32XeroNew ZealandInfrastructureListed9,372,460,383.34DailyGoogle FinanceOceaniaNoYes
33GrabSingaporeInfrastructureListed9,253,445,969.00May 2021LinkAsiaNoYes
33GrabMalaysiaInfrastructureListed9,253,445,969.00September 2020LinkAsiaNoYes
35RobinhoodUnited StatesWealthtechListed9,049,666,083.00DailyGoogle FinanceNorth AmericaNoYes
36N26GermanyChallenger BankPrivate9,000,000,000.00October 2021LinkEuropeNoNo
36CircleUnited StatesPaytechPrivate9,000,000,000.00April 2022LinkNorth AmericaNoyes
38AffirmUnited StatesBNPLListed8,693,159,714.00DailyGoogle FinanceNorth AmericaNoYes
39ToastUnited StatesPaytechPrivate8,456,261,138.00DailyGoogle FinanceNorth AmericaNoYes
40FireblocksUnited StatesCryptocurrencyPrivate8,000,000,000.00January 2022LinkNorth AmericaNoNo
40RampUnited StatesCryptocurrencyPrivate8,000,000,000.00February 2022LinkNorth AmericaNoNo
40FTX USUnited StatesCryptocurrencyPrivate8,000,000,000.00January 2022LinkNorth AmericaNoNo
43Dapper LabsCanadaBlockchainPrivate7,600,000,000.00April 2021LinkNorth AmericaNoNo
44RazorpayIndiaPaytechPrivate7,500,000,000.00December 2021LinkAsiaNoNo
45Viva RepublicaSouth KoreaPaytechPrivate7,400,000,000.00June 2021LinkAsiaNoNo
46GeminiUnited StatesCryptocurrencyPrivate7,100,000,000.00November 2021LinkNorth AmericaNoNo
47SofiUnited StatesChallenger BankListed6,914,475,149.00DailyGoogle FinanceNorth AmericaNoYes
48CartaUnited StatesWealthtechPrivate6,900,000,000.00February 2021LinkNorth AmericaNoNo
49AvantUnited StatesOpen BankingPrivate6,500,000,000.00January 2021LinkNorth AmericaNoNo
49MollieNetherlandsPaytechPrivate6,500,000,000.00June 2021LinkEuropeNoNo
51UpgradeUnited StatesChallenger BankPrivate6,280,000,000.00November 2021LinkNorth AmericaNoNo
52True AccordUnited StatesInfrastructurePrivate6,000,000,000.00July 2020LinkNorth AmericaNoNo
52Better.comUnited StatesWealthtechPrivate6,000,000,000.00April 2021LinkNorth AmericaNoNo
52iCapital NetworkUnited StatesWealthtechPrivate6,000,000,000.00December 2021LinkNorth AmericaNoNo
55MarqetaUnited StatesPaytechPrivate5,988,853,200.00DailyGoogle FinanceNorth AmericaNoNo
56LinkAustraliaChallenger BankPrivate5,500,000,000.00November 2021LinkOceaniaNoNo
56MambuGermanyChallenger BankPrivate5,500,000,000.00December 2021LinkEuropeNoNo
56DeelUnited StatesInfrastructurePrivate5,500,000,000.00October 2021LinkNorth AmericaNoNo
56PhonePeIndiaPaytechPrivate5,500,000,000.00January 2022LinkEuropeNoNo
60Trade RepublicGermanyChallenger BankPrivate5,300,000,000.00May 2021LinkEuropeNoNo
61PaytmIndiaInfrastructureListed5,158,261,587.71DailyGoogle FinanceAsiaNoYes
62QuintoAndarBrazilWealthtechPrivate5,100,000,000.00August 2021LinkSouth AmericaNoNo
63ZEPZUKPaytechPrivate5,000,000,000.00August 2021LinkEuropeNoNo
63OaknorthUKChallenger BankPrivate5,000,000,000.00September 2021LinkEuropeNoNo
63OxyzoIndiaPaytechPrivate5,000,000,000.00March 2022LinkAsiaNoNo
66QontoFranceChallenger BankPrivate4,980,000,000.00January 2022LinkEuropeNoNo
67Zhong AnChinaInsurtechPrivate4,934,259,283.98DailyGoogle FinanceAsiaNoNo
68WiseUKPaytechListed4,897,648,703.68DailyGoogle FinanceEuropeNoYes
69CreditasBrazilBNPLPrivate4,800,000,000.00Janyary 2022LinkSouth AmericaNoNo
70PleoDenmarkPaytechPrivate4,700,000,000.00July 2021LinkEuropeNoNo
71MonzoUKChallenger BankPrivate4,500,000,000.00December 2021LinkEuropeNoNo
71SocureUnited StatesChallenger BankPrivate4,500,000,000.00November 2021LinkNorth AmericaNoNo
73SorareFranceBlockchainPrivate4,300,000,000.00September 2021LinkEuropeNoNo
74UpstartUnited StatesBNPLListed4,266,661,986.00DailyGoogle FinanceNorth AmericaNoYes
75ChainalysisUnited StatesBlockchainPrivate4,200,000,000.00June 2021LinkNorth AmericaNoNo
76DataminrUnited StatesInfrastructurePrivate4,100,000,000.00March 2021LinkNorth AmericaNoNo
77Du Xiaoman FinancialChinaBNPLPrivate4,000,000,000.00June 2018LinkAsiaNoNo
77KrakenUnited StatesCryptocurrencyPrivate4,000,000,000.00June 2019LinkNorth AmericaNoNo
77WealthsimpleCanadaWealthtechPrivate4,000,000,000.00May 2021LinkNorth AmericaNoNo
77DAVEUnited StatesChallenger BankListed4,000,000,000.00January 2022North AmericaNoYes
77MelioIsraelPaytechPrivate4,000,000,000.00September 2021LinkNorth AmericaNoNo
77Next InsuranceUnited StatesInsurtechPrivate4,000,000,000.00April 2021LinkNorth AmericaNoNo
77CredIndiaPaytechPrivate4,000,000,000.00October 2021LinkAsiaNoNo
84PolicybazaarIndiaInsurtechListed3,894,661,474.96DailyGoogle FinanceAsiaNoYes
85FalconXUnited StatesCryptocurrencyPrivate3,750,000,000.00August 2021LinkNorth AmericaNoNo
86Papaya GlobalIsraelInfrastructurePrivate3,700,000,000.00September 2021LinkAsiaNoNo
87Digit InsuranceIndiaInsurtechPrivate3,500,000,000.00July 2021LinkAsiaNoNo
87ChargeBee TechnologiesIndiaSaaSPrivate3,500,000,000.00February 2022LinkAsiaNoNo
89MoonPayMaltaCryptocurrencyPrivate3,400,000,000.00November 2021LinkEuropeNoNo
89UpstoxIndiaSaaSPrivate3,400,000,000.00November 2021LinkAsiaNoNo
91PayoneerIsraelPaytechPrivate3,300,000,000.00April 2021LinkAsiaNoNo
92BlockDaemonUnited StatesBlockchainPrivate3,250,000,000.00January 2022LinkNorth AmericaNoNo
93StoneCoBrazilInfrastructureListed3,206,110,896.00DailyGoogle FinanceSouth AmericaNoYes
94Figure TechnologiesUnited StatesWealthtechPrivate3,200,000,000.00May 2021LinkNorth AmericaNoNo
94CedarUnited StatesInsurtechPrivate3,200,000,000.00March 2021LinkNorth AmericaNoNo
94BlockstreamCanadaBlockchainPrivate3,200,000,000.00August 2021LinkNorth AmericaNoNo
94LiquidJapanCryptocurrencyPrivate3,200,000,000.00August 2021LinkAsiaNoNo
94ConsenSysUnited StatesBlockchainPrivate3,200,000,000.00November 2021LinkNorth AmericaNoNo
99SpotOnUnited StatesPaytechPrivate3,150,000,000.00September 2021LinkNorth AmericaNoNo
100HighRadiusUnited StatesInfrastructurePrivate3,100,000,000.00March 2021LinkNorth AmericaNoNo
101BlockfiUnited StatesCryptocurrencyPrivate3,000,000,000.00March 2021LinkNorth AmericaNoNo
101WefoxGermanyInsurtechPrivate3,000,000,000.00June 2021LinkEuropeNoNo
101Pine LabsIndiaPaytechPrivate3,000,000,000.00May 2021LinkAsiaNoNo
101GrowwIndiaWealthtechPrivate3,000,000,000.00September 2021LinkAsiaNoNo
101BGL GroupUKInsurtechPrivate3,000,000,000.00June 2017LinkEuropeNoNo
101FlutterwaveNigeriaPaytechPrivate3,000,000,000.00February 2022LinkAfricaNoNo
101Amber GroupSingaporeCryptocurrencyPrivate3,000,000,000.00February 2022LinkAsiaNoYes
101Sky MavisVietnamBlockchainPrivate3,000,000,000.00November 2021LinkAsiaNoNo
101Anchorage DigitalUnited StatesCryptocurrencyPrivate3,000,000,000.00December 2021LinkNorth AmericaNoNo
110OvoIndonesiaPaytechPrivate2,900,000,000.00June 2020LinkAsiaNoNo
111BharatPeIndiaPaytechPrivate2,850,000,000.00August 2021LinkAsiaNoNo
111DrivewealthUnited StatesWealthtechPrivate2,850,000,000.00August 2021LinkNorth AmericaNoNo
113TradeshiftUnited StatesInfrastructurePrivate2,700,000,000.00March 2021LinkNorth AmericaNoNo
113Ethos TechnologiesUnited StatesInsurtechPrivate2,700,000,000.00August 2021LinkNorth AmericaNoNo
115TossSouth KoreaPaytechPrivate2,600,000,000.00August 2020LinkAsiaNoNo
116DivvyUnited StatesInfrastructurePrivate2,500,000,000.00May 2021LinkNorth AmericaNoNo
116Varo MoneyUnited StatesChallenger BankPrivate2,500,000,000.00October 2021LinkNorth AmericaNoNo
116ImmutableAustraliaBlockchainPrivate2,500,000,000.00March 2022LinkOceaniaNoNo
116Coda PaymentsSingaporePaytechPrivate2,500,000,000.00April 2022LinkAsiaYesYes
120UalaArgentinaPaytechPrivate2,450,000,000.00August 2021LinkSouth AmericaNoNo
120UaláArgentinaPaytechPrivate2,450,000,000.00August 2021LinkSouth AmericaNoNo
122PaxosUnited StatesBlockchainPrivate2,400,000,000.00April 2021LinkNorth AmericaNoNo
122PaidyJapanPaytechPrivate2,400,000,000.00March 2021LinkAsiaNoNo
122cgtzChinaWealthtechPrivate2,400,000,000.00June 2018LinkAsiaNoNo
125GreenlightUnited StatesWealthtechPrivate2,300,000,000.00April 2021LinkNorth AmericaNoNo
126C6 BankBrazilChallenger BankPrivate2,280,000,000.00June 2020LinkSouth AmericaNoNo
1271inchUKCryptocurrencyPrivate2,250,000,000.00December 2021LinkEuropeNoNo
128IzettleSwedenPaytechPrivate2,200,000,000.00May 2018LinkEuropeNoNo
128CurrentUnited StatesChallenger BankPrivate2,200,000,000.00April 2021LinkNorth AmericaNoNo
128BitsoBrazilCryptocurrencyPrivate2,200,000,000.00May 2021LinkSouth AmericaNoNo
128NewfrontUnited StatesInsurtechPrivate2,200,000,000.00April 2022LinkNorth AmericaYesYes
132LakalaChinaPaytechListed2,171,253,619.05DailyGoogle FinanceAsiaNoYes
133AddeparUnited StatesWealthtechPrivate2,170,000,000.00June 2021LinkNorth AmericaNoNo
134TinkSwedenChallenger BankPrivate2,150,000,000.00June 2021LinkEuropeNoNo
134CloudWalkBrazilPaytechPrivate2,150,000,000.00November 2021LinkSouth AmericaNoNo
136FlywireUnited StatesPaytechListed2,144,298,000.00DailyGoogle FinanceNorth AmericaNoYes
137ReChargeUnited StatesPaytechPrivate2,100,000,000.00May 2021LinkNorth AmericaNoNo
137Mercado BitcoinBrazilCryptocurrencyPrivate2,100,000,000.00June 2021LinkSouth AmericaNoNo
137PayfitFranceAccountingPrivate2,100,000,000.00January 2022LinkEuropeNoNo
137GoCardlessUKOpen BankingPrivate2,100,000,000.00February 2022LinkEuropeNoNo
137JeevesUnited StatesPaytechPrivate2,100,000,000.00March 2022LinkNorth AmericaNoNo
142WaterdropChinaInsurtechPrivate2,000,000,000.00August 2020LinkAsiaNoNo
142ClearbancUnited StatesWealthtechPrivate2,000,000,000.00April 2021LinkNorth AmericaNoNo
142PipeUnited StatesChallenger BankPrivate2,000,000,000.00April 2021LinkNorth AmericaNoNo
142UnqorkUnited StatesInfrastructurePrivate2,000,000,000.00October 2020LinkNorth AmericaNoNo
142TipaltiUnited StatesOpen BankingPrivate2,000,000,000.00October 2020LinkNorth AmericaNoNo
142EBANXBrazilPaytechPrivate2,000,000,000.00October 2019LinkSouth AmericaNoNo
142Bought By ManyUKInsurtechPrivate2,000,000,000.00June 2021LinkEuropeNoNo
142ClipMexicoPaytechPrivate2,000,000,000.00June 2021LinkNorth AmericaNoNo
142OpayNigeriaPaytechPrivate2,000,000,000.00August 2021LinkAfricaNoNo
142CoinDCXIndiaCryptocurrencyPrivate2,000,000,000.00April 2022LinkAsiaNoYes
142Chipper CashUnited StatesPaytechPrivate2,000,000,000.00November 2021LinkNorth AmericaNoNo
142NiumSingaporePaytechPrivate2,000,000,000.00February 2022LinkAsiaNoNo
142LunarDenmarkChallenger BankPrivate2,000,000,000.00March 2022LinkEuropeNoYes
142MyntPhilippinesPaytechPrivate2,000,000,000.00November 2021LinkAsiaNoNo
142ZiltchUKBNPLPrivate2,000,000,000.00November 2021LinkEuropeNoNo
142ZerodhaIndiaSaaSPrivate2,000,000,000.00November 2021LinkAsiaNoNo
142MoMoVietnamChallenger BankPrivate2,000,000,000.00December 2021LinkAsiaNoNo
142Viva WalletGreecePaytechPrivate2,000,000,000.00April 2022LinkEuropeYesYes
160RemitlyUKPaytechListed1,908,600,435.00DailyGoogle FinanceEuropeNoYes
161AcornsUnited StatesWealthtechPrivate1,900,000,000.00March 2022LinkNorth AmericaNoYes
161Starling BankUKChallenger BankPrivate1,900,000,000.00March 2021LinkEuropeNoNo
161MX TechnologiesUnited StatesOpen BankingPrivate1,900,000,000.00January 2021LinkNorth AmericaNoNo
161Judo BankAustraliaChallenger BankPrivate1,900,000,000.00June 2021LinkOceaniaNoNo
161BunqNetherlandsChallenger BankPrivate1,900,000,000.00December 2021LinkEuropeNoNo
161EnfusionUnited StatesWealthtechPrivate1,900,000,000.00October 2021LinkNorth AmericaNoNo
161CoinSwitchIndiaCryptocurrencyPrivate1,900,000,000.00October 2021LinkAsiaNoNo
168AvidXchangeUnited StatesPaytechListed1,898,713,035.00DailyGoogle FinanceNorth AmericaNoYes
169Read MorelogisChinaInfrastructureListed1,890,286,785.50DailyGoogle FinanceAsiaNoYes
170CFGIUnited StatesAccountingPrivate1,850,000,000.00September 2021LinkNorth AmericaNoNo
171FawryEgyptPaytechListed1,780,000,000.00September 2021LinkAfricaNoYes
172TruliooCanadaRegtechPrivate1,750,000,000.00September 2021LinkNorth AmericaNoNo
172AkulakuIndonesiaBNPLPrivate1,750,000,000.00February 2022LinkAsiaNoNo
172SpotterUnited StatesSaaSPrivate1,750,000,000.00February 2022LinkNorth AmericaNoNo
175WaveSenegalInfrastructurePrivate1,700,000,000.00September 2021LinkAfricaNoNo
176AlanFranceInsurtechPrivate1,670,000,000.00April 2021LinkEuropeNoNo
177solarisBankGermanyInfrastructurePrivate1,650,000,000.00July 2021LinkEuropeNoNo
178MercuryUnited StatesChallenger BankPrivate1,620,000,000.00August 2021LinkNorth AmericaNoNo
179ExtendUnited StatesPaytechPrivate1,600,000,000.00May 2021LinkNorth AmericaNoNo
180HyperchainChinaCryptocurrencyPrivate1,500,000,000.00June 2018LinkAsiaNoNo
180Collective HealthUnited StatesInsurtechPrivate1,500,000,000.00May 2021LinkNorth AmericaNoNo
180LedgerFranceCryptocurrencyPrivate1,500,000,000.00July 2021LinkEuropeNoNo
180PersonaUnited StatesRegtechPrivate1,500,000,000.00September 2021LinkNorth AmericaNoNo
180AspireSingaporePaytechPrivate1,500,000,000.00September 2021LinkAsiaNoNo
180Ascend MoneyThailandOpen BankingPrivate1,500,000,000.00September 2021LinkAsiaNoNo
180BuiltUnited StatesOpen BankingPrivate1,500,000,000.00October 2021LinkNorth AmericaNoNo
180CandyUnited StatesCryptocurrencyPrivate1,500,000,000.00October 2021LinkNorth AmericaNoNo
180TrueMoneyThailandPaytechPrivate1,500,000,000.00September 2021LinkAsiaNoNo
180SpendeskFrancePaytechPrivate1,500,000,000.00January 2022LinkEuropeNoNo
180CapitolisIsraelSaaSPrivate1,500,000,000.00March 2022LinkAsiaNoNo
180Boba NetworksUnited StatesCryptocurrencyPrivate1,500,000,000.00April 2022LinkNorth AmericaYesYes
180DockBrazilPaytechPrivate1,500,000,000.00May 2022LinkSouth AmericaYesYes
193ZetaIndiaChallenger BankPrivate1,450,000,000.00May 2021LinkAsiaNoNo
194LemonadeUnited StatesInsurtechListed1,419,085,638.00DailyGoogle FinanceNorth AmericaNoYes
195SymphonyUnited StatesWealthtechPrivate1,400,000,000.00June 2019LinkNorth AmericaNoNo
195Scalable CapitalGermanyWealthtechPrivate1,400,000,000.00June 2021LinkEuropeNoNo
195M1 FinanceUnited StatesWealthtechPrivate1,400,000,000.00July 2021LinkNorth AmericaNoNo
195StashUnited StatesWealthtechPrivate1,400,000,000.00September 2021LinkNorth AmericaNoNo
195FWDHong KongInsurtechPrivate1,400,000,000.00December 2021LinkAsiaNoNo
195FigmentCanadaBlockchainPrivate1,400,000,000.00December 2021LinkNorth AmericaNoNo
195PaddleUKPaytechPrivate1,400,000,000.00May 2022LinkEuropeYesYes
202AlloyUnited StatesOpen BankingPrivate1,350,000,000.00September 2021LinkNorth AmericaNoNo
202At-BayUKInsurtechPrivate1,350,000,000.00July 2021LinkNorth AmericaNoNo
204SignifydUnited StatesInfrastructurePrivate1,340,000,000.00April 2021LinkNorth AmericaNoNo
205TaxBitUnited StatesCryptocurrencyPrivate1,330,000,000.00August 2021LinkNorth AmericaNoNo
206KonfioMexicoOpen BankingPrivate1,300,000,000.00September 2021LinkSouth AmericaNoNo
206FeedzaiPortugalInfrastructurePrivate1,300,000,000.00March 2021LinkNorth AmericaNoNo
206BetternetUnited StatesPaytechPrivate1,300,000,000.00September 2021LinkNorth AmericaNoNo
206LukkaUnited StatesCryptocurrencyPrivate1,300,000,000.00January 2022LinkNorth AmericaNoNo
206iTrustCapitalUnited StatesCryptocurrencyPrivate1,300,000,000.00January 2022LinkNorth AmericaNoNo
206CoinTrackerUnited StatesCryptocurrencyPrivate1,300,000,000.00January 2022LinkNorth AmericaNoNo
206CredAvenueIndiaChallenger BankPrivate1,300,000,000.00March 2022LinkAsiaNoNo
213MarshmallowUKInsurtechPrivate1,250,000,000.00September 2021LinkEuropeNoNo
213Mythical GamesUnited StatesBlockchainPrivate1,250,000,000.00November 2021LinkNorth AmericaNoNo
213TalosUnited StatesCryptocurrencyPrivate1,250,000,000.00May 2022LinkNorth AmericaYesYes
216KabbageUnited StatesPaytechPrivate1,200,000,000.00June 2017LinkNorth AmericaNoNo
216PublicUnited StatesWealthtechPrivate1,200,000,000.00February 2021LinkNorth AmericaNoNo
216BitpandaAustriaWealthtechPrivate1,200,000,000.00March 2021LinkEuropeNoNo
216DailyPayUnited StatesBNPLPrivate1,200,000,000.00May 2021LinkNorth AmericaNoNo
216AgentSyncAfricaInsurtechPrivate1,200,000,000.00December 2021LinkAfricaNoNo
216FloQastUnited StatesAccountingPrivate1,200,000,000.00July 2021LinkNorth AmericaNoNo
216PilotUnited StatesAccountingPrivate1,200,000,000.00March 2021LinkNorth AmericaNoNo
216PhantomUnited StatesCryptocurrencyPrivate1,200,000,000.00January 2022LinkNorth AmericaNoNo
216UnitIsraelChallenger BankPrivate1,200,000,000.00May 2022LinkAsiaYesYes
225GuidelineUnited StatesWealthtechPrivate1,150,000,000.00June 2021LinkNorth AmericaNoNo
226FundboxIsraelPaytechPrivate1,100,000,000.00November 2021LinkAsiaNoNo
226ZegoUKInsurtechPrivate1,100,000,000.00March 2021LinkEuropeNoNo
226SunbitUnited StatesBNPLPrivate1,100,000,000.00May 2021LinkNorth AmericaNoNo
226AckoIndiaInsurtechPrivate1,100,000,000.00October 2021LinkAsiaNoNo
226The Bank of LondonUKPaytechPrivate1,100,000,000.00November 2021LinkEuropeNoNo
226Happy MoneyUnited StatesChallenger BankPrivate1,100,000,000.00February 2022LinkNorth AmericaNoNo
232Radius Payment SolutionsUKPaytechPrivate1,070,000,000.00November 2017LinkEuropeNoNo
233OscarUnited StatesInsurtechListed1,069,806,033.00DailyGoogle FinanceNorth AmericaNoYes
234EnovaUnited StatesChallenger BankListed1,053,260,262.00DailyLinkNorth AmericaNoYes
235OrchardUnited StatesInsurtechPrivate1,000,000,000.00September 2021LinkNorth AmericaNoNo
235FreshBooksCanadaAccountingPrivate1,000,000,000.00August 2021LinkNorth AmericaNoNo
235Shift TechnologyFranceInfrastructurePrivate1,000,000,000.00May 2021LinkEuropeNoNo
235HoneybookGermanyInfrastructurePrivate1,000,000,000.00May 2021LinkEuropeNoNo
235WeLabChinaChallenger BankPrivate1,000,000,000.00June 2017LinkAsiaNoNo
235WeBullUnited StatesWealthtechPrivate1,000,000,000.00February 2021LinkNorth AmericaNoNo
235ViseUnited StatesWealthtechPrivate1,000,000,000.00May 2021LinkNorth AmericaNoYes
235TrumidUnited StatesWealthtechPrivate1,000,000,000.00August 2020LinkNorth AmericaNoNo
235TresataUnited StatesInfrastructurePrivate1,000,000,000.00October 2018LinkNorth AmericaNoNo
235Sidecar HealthUnited StatesInsurtechPrivate1,000,000,000.00January 2021LinkNorth AmericaNoNo
235PPROUKPaytechPrivate1,000,000,000.00January 2021LinkEuropeNoNo
235PacasoUnited StatesWealthtechPrivate1,000,000,000.00March 2021LinkNorth AmericaNoNo
235NumbrsSwitzerlandChallenger BankPrivate1,000,000,000.00September 2019LinkEuropeNoNo
235Liquid GlobalJapanCryptocurrencyPrivate1,000,000,000.00April 2019LinkAsiaNoNo
235IvaluaUnited StatesInfrastructurePrivate1,000,000,000.00May 2019LinkNorth AmericaNoNo
235IbottaUnited StatesPaytechPrivate1,000,000,000.00August 2019LinkNorth AmericaNoNo
235Forte LabsUnited StatesBlockchainPrivate1,000,000,000.00May 2021LinkNorth AmericaNoNo
235EarnixIsraelInsurtechPrivate1,000,000,000.00February 2021LinkAsiaNoNo
235RaisinGermanyChallenger BankPrivate1,000,000,000.00June 2019LinkEuropeNoNo
235ClearcoverUnited StatesInsurtechPrivate1,000,000,000.00April 2021LinkNorth AmericaNoNo
235AmountUnited StatesChallenger BankPrivate1,000,000,000.00May 2021LinkNorth AmericaNoNo
235VNLifeVietnamInfrastructurePrivate1,000,000,000.00July 2021LinkAsiaNoNo
235MatrixportSingaporeCryptocurrencyPrivate1,000,000,000.00August 2021LinkAsiaNoNo
235TractableUKInsurtechPrivate1,000,000,000.00June 2021LinkEuropeNoNo
235XenditIndonesiaPaytechPrivate1,000,000,000.00September 2021LinkAsiaNoNo
235InterswitchNigeriaPaytechPrivate1,000,000,000.00November 2019LinkAfricaNoNo
235JimuBoxChinaWealthtechPrivate1,000,000,000.00April 2015LinkAsiaNoNo
235SumUpUnited StatesPaytechPrivate1,000,000,000.00March 2021LinkEuropeNoNo
235QualiaUnited StatesWealthtechPrivate1,000,000,000.00December 2020LinkNorth AmericaNoNo
235Injective ProtocolUnited StatesBlockchainPrivate1,000,000,000.00April 2021LinkNorth AmericaNoNo
235SaltPayUKPaytechPrivate1,000,000,000.00April 2021LinkEuropeNoNo
235SmartAssetUKWealthtechPrivate1,000,000,000.00June 2021LinkNorth AmericaNoNo
235MobileCoinUnited StatesCryptocurrencyPrivate1,000,000,000.00August 2021LinkNorth AmericaNoNo
235DunamuSouth KoreaWealthtechPrivate1,000,000,000.00June 2021LinkAsiaNoNo
235AjaibIndonesiaSaaSPrivate1,000,000,000.00October 2021LinkAsiaNoNo
235Sightline PaymentsUnited StatesPaytechPrivate1,000,000,000.00August 2021LinkNorth AmericaNoNo
235TrueLayerUKOpen BankingPrivate1,000,000,000.00September 2021LinkEuropeNoNo
235ZopaUKPaytechPrivate1,000,000,000.00October 2021LinkEuropeNoNo
235TorpargoUnited StatesAccountingPrivate1,000,000,000.00October 2021LinkNorth AmericaNoNo
235WrapbookUnited StatesAccountingPrivate1,000,000,000.00November 2021LinkNorth AmericaNoNo
235SliceIndiaPaytechPrivate1,000,000,000.00November 2021LinkAsiaNoNo
235Thought MachineUnited StatesInfrastructurePrivate1,000,000,000.00November 2021LinkNorth AmericaNoNo
235LydiaFrancePaytechPrivate1,000,000,000.00December 2021LinkEuropeNoNo
235ClaraMexicoChallenger BankPrivate1,000,000,000.00December 2021LinkSouth AmericaNoNo
235Carson GroupUnited StatesWealthtechPrivate1,000,000,000.00July 2021LinkNorth AmericaNoNo
235InterosUnited StatesRegtechPrivate1,000,000,000.00July 2021LinkNorth AmericaNoNo
235CAISUnited StatesWealthtechPrivate1,000,000,000.00January 2022LinkNorth AmericaNoNo
235EsusuUnited StatesChallenger BankPrivate1,000,000,000.00January 2022LinkNorth AmericaNoNo
235FenbeitongChinaSaaSPrivate1,000,000,000.00February 2022LinkAsiaNoNo
235PayhawkBelgiumPaytechPrivate1,000,000,000.00March 2022LinkEuropeNoNo
235GauntletUnited StatesCryptocurrencyPrivate1,000,000,000.00March 2022LinkNorth AmericaNoNo
235TaxfixGermanyAccountingPrivate1,000,000,000.00April 2022LinkEuropeYesYes
235OpenIndiaChallenger BankPrivate1,000,000,000.00May 2022LinkAsiaYesYes
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Latest Fintech Unicorns Blogs

Fintech Unicorns Infographics

Understanding this ranking

This ranking was initially an internal tool that we use at CFTE. Because CFTE and our experts constantly create courses and presentations, there is always the need for information such as “What is the latest valuation of Ant Group” or “How does Revolut compare to European banks”. Since we spend a large amount of time updating this information, we thought it could be useful to others too and decided to make it public. But note that it is first and foremost an internal tool, so will have its limitations. I hope you will find this ranking useful, and please do not hesitate to report issues or suggest improvements. 

Huy Nguyen Trieu, co-founder CFTE

What is Fintech?

At CFTE, our definition of Fintech is “the impact that technology has in transforming the financial industry”. It’s a very broad definition that includes early stage Fintech startups, established startups such as Stripe, large tech companies such as Ant Financial, but also financial institutions such as Citi or Prudential. In the table above, we have decided to exclude the financial institutions such as JP Morgan to focus only on the Fintech startups. We have differentiated between the different sub-sectors of Fintech, and have included all of them, such as Paytech, Insurtech, Regtech, Challenger Banks, etc.  

What is market capitalisation?

For listed companies, we use Google Finance as the market capitalisation. For private companies, we use articles, press releases, etc., which we reference. This has to be taken with a grain of salt since private valuations are not easily comparable (preferential rights, etc.) and disclosed numbers can’t always be trusted. Some companies are not present because no valuations were public.

Is it a comprehensive list?

Not by a long way. There are companies missing and figures change on a daily basis. We have decided to only list the companies with a valuation in excess of $1bn (the “unicorns” in startup speak). We are constantly updating this table, so don’t hesitate to send us names of companies we have missed and flag inaccurate information. Thanks a lot for your help!

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