Largest
Fintech Companies 2024

A live and updated ranking of the largest Fintech companies.

The table below references the largest Fintech companies in the world, with 400+ listed below. We uphold an updated list of the 21st century unicorns with our Fintech Unicorns Hub, designed to help those who want an updated overview of the Fintech industry through the lens of market valuations. 

Note: For listed companies, real-time market capitalisations are fed from Google Finance. For private companies, a reference to the source is attached. An explanation of the methodology can be found at the bottom of the page. 

What are Fintech Companies?

Fintech companies are financial institutions that provide financial services and products by using technologies to augment, streamline or digitise their offering. The financial technology ecosystem today is seeing a number of high-growth fintech startups with new business models in various sectors like lending and credit, payments, cryptocurrencies, wealthtech, challenger banks, regtech, blockchain, open banking, BNPL, insuretech and more, that are challenging traditional banks.

Largest Fintech Companies by Market Valuation

RankingsNameType of companyTickerCountryContinentStatusMarket Cap (in USD)Source
1VisaPaytechVUnited StatesNorth AmericaPublic550,714,672,002.00Google Finance
2MastercardPaytechMAUnited StatesNorth AmericaPublic422,835,570,363.00Google Finance
3IntuitAccountingINTUUnited StatesNorth AmericaPublic176,715,579,659.00Google Finance
4ShopifyEcommerceSHOPCanadaNorth AmericaPublic83,803,118,946.00Google Finance
5FiservOpen BankingFISVUnited StatesNorth AmericaPublic87,642,394,693.00Google Finance
6Ant FinancialOpen BankingChinaAsiaPrivate78,500,000,000.00
7Tencent (Fintech business)RegtechChinaAsiaPrivate70,000,000,000.00
8PaypalPaytechPYPLUnited StatesNorth AmericaPublic63,400,788,088.00Google Finance
9BinanceCryptocurrencyCayman IslandsNorth AmericaPrivate62,000,000,000.00
10CoinbaseCryptocurrencyCOINUnited StatesNorth AmericaPublic55,464,191,903.00Google Finance
11NubankChallenger BankNUBrazilSouth AmericaPublic58,382,728,250.00Google Finance
12StripePaytechIrelandEuropePrivate50,000,000,000.00
13Block (formerly Square)Merchant PaymentsSQUnited StatesNorth AmericaPublic38,855,066,226.00Google Finance
14AdyenPaytechADYENNetherlandsEuropePublic37,936,858,969.65Google Finance
15Checkout.comPaytechUnited KingdomEuropePrivate40,000,000,000.00
16AfterpayFintechAustraliaOceaniaPrivate29,000,000,000.00
17ChimeChallenger BankUnited StatesNorth AmericaPrivate25,000,000,000.00
18AcrisureInsurtechUnited StatesNorth AmericaPrivate23,000,000,000.00
19WeBankFintechChinaAsiaPrivate21,000,000,000.00
20PolygonBlockchainIndiaAsiaPrivate20,000,000,000.00
21FNZInvestechUnited KingdomEuropePrivate20,000,000,000.00
22SumUpPaytechUnited StatesNorth AmericaPrivate20,000,000,000.00
23RevolutChallenger BankUnited KingdomEuropePrivate18,000,000,000.00
24RobinhoodWealthtechHOODUnited StatesNorth AmericaPublic19,589,257,473.00Google Finance
25LufaxWealthtechLUChinaAsiaPublic1,256,053,727.00Google Finance
26UIPathInfrastructurePATHRomaniaEuropePublic6,850,418,921.00Google Finance
27PlaidOpen BankingUnited StatesNorth AmericaPrivate13,000,000,000.00
28ToastPaytechTOSTUnited StatesNorth AmericaPublic14,174,700,508.00Google Finance
29GrabInfrastructureGRABMalaysiaAsiaPublic13,993,619,849.00Google Finance
30XeroInfrastructureXRONew ZealandOceaniaPublic12,382,192,559.11Google Finance
31BrexChallenger BankUnited StatesNorth AmericaPrivate12,000,000,000.00
32DeelInfrastructureUnited StatesNorth AmericaPrivate12,000,000,000.00
33PhonePePaytechIndiaAsiaPrivate12,000,000,000.00
34GoodLeapFintechUnited StatesNorth AmericaPrivate12,000,000,000.00
35Wise (TransferWise)FintechWISEUnited KingdomEuropePublic11,803,000,000.00Google Finance
36Ally FinancialChallenger BankALLYUnited StatesNorth AmericaPublic12,104,531,291.00Google Finance
37RippleCryptocurrencyUnited StatesNorth AmericaPrivate11,000,000,000.00
38KrakenCryptocurrencyUnited StatesNorth AmericaPrivate10,800,000,000.00
39AffirmBNPLAFRMUnited StatesNorth AmericaPublic9,233,552,061.00Google Finance
40KuCoinCryptocurrencySeychellesAfricaPrivate10,000,000,000.00
41GustoInfrastructureUnited StatesNorth AmericaPrivate10,000,000,000.00
42KakaoBankFintech323410South KoreaAsiaPublic7,345,828,436.15Google Finance
43Guidewire SoftwareInsurance SoftwareGWREUnited StatesNorth AmericaPublic11,349,669,969.00Google Finance
44Navan (TripActions)PaytechUnited StatesNorth AmericaPrivate9,200,000,000.00
45BullishCryptocurrencyUnited StatesNorth AmericaPrivate9,000,000,000.00
46ChainalysisBlockchainUnited StatesNorth AmericaPrivate8,600,000,000.00
47CartaWealthtechUnited StatesNorth AmericaPrivate8,500,000,000.00
48TipaltiOpen BankingUnited StatesNorth AmericaPrivate8,300,000,000.00
49FalconXCryptocurrencyUnited StatesNorth AmericaPrivate8,000,000,000.00
50FireblocksCryptocurrencyUnited StatesNorth AmericaPrivate8,000,000,000.00
51JiedaibaoFintechChinaAsiaPrivate7,800,000,000.00
52KlarnaPaytechSwedenEuropePrivate7,800,000,000.00
53Better.comWealthtechUnited StatesNorth AmericaPrivate7,700,000,000.00
54Dapper LabsBlockchainCanadaNorth AmericaPrivate7,600,000,000.00
55RazorpayPaytechIndiaAsiaPrivate7,500,000,000.00
56PaypayPaytechJapanPrivate7,170,000,000.00News
57HealthEquityFintechHQYUnited StatesNorth AmericaPublic7,277,563,185.00Google Finance
58Credit KarmaDigital Personal FinanceUnited StatesNorth AmericaPrivate7,100,000,000.00
59Viva RepublicaPaytechSouth KoreaAsiaPrivate7,100,000,000.00
60Bill.comPaytechBILLUnited StatesNorth AmericaPublic5,121,124,725.00Google Finance
61FinastraBanking TechnologyUnited KingdomEuropePrivate7,000,000,000.00
62ConsenSysBlockchainUnited StatesNorth AmericaPrivate7,000,000,000.00
63GeminiCryptocurrencyUnited StatesNorth AmericaPrivate7,000,000,000.00
64NYDIGCryptocurrencyUnited StatesNorth AmericaPrivate7,000,000,000.00
65Toss (Viva Republica)FintechSouth KoreaAsiaPrivate7,000,000,000.00
66SofiChallenger BankSOFIUnited StatesNorth AmericaPublic6,681,649,541.00Google Finance
67TossPaytechSouth KoreaAsiaPrivate6,699,999,999.00
68MolliePaytechNetherlandsEuropePrivate6,500,000,000.00
69CredPaytechIndiaAsiaPrivate6,400,000,000.00
70UpgradeChallenger BankUnited StatesNorth AmericaPrivate6,300,000,000.00
71N26Challenger BankGermanyEuropePrivate6,000,000,000.00
72iCapital NetworkWealthtechUnited StatesNorth AmericaPrivate6,000,000,000.00
73PolicybazaarInsurtechPOLICYBZRIndiaAsiaPublic7,218,982,243.21Google Finance
74TrustlyFintechSwedenEuropePrivate5,900,000,000.00
75Root InsuranceFintechUnited StatesNorth AmericaPrivate5,800,000,000.00
76AirwallexChallenger BankAustraliaOceaniaPrivate5,500,000,000.00
77GoToPaytechGOTOIndonesiaAsiaPublic3,645,593,494.19Google Finance
78StoneCoInfrastructureSTNEBrazilSouth AmericaPublic8,332,354,113.00Google Finance
79MambuChallenger BankGermanyEuropePrivate5,300,000,000.00
80dLocalFintechDLOUruguaySouth AmericaPublic2,214,017,921.00Google Finance
81Tinkoff BankFintechTCSG.MERussiaAsiaPublic5,217,000,000.00Yahoo Finance
82Plaid TechnologiesFintechUnited StatesNorth AmericaPrivate5,100,000,000.00
83QuintoAndarWealthtechBrazilSouth AmericaPrivate5,100,000,000.00
84QontoChallenger BankFranceEuropePrivate5,000,000,000.00
85Trade RepublicChallenger BankGermanyEuropePrivate5,000,000,000.00
86OaknorthChallenger BankUnited KingdomEuropePrivate5,000,000,000.00
87CoalitionInsurtechUnited StatesNorth AmericaPrivate5,000,000,000.00
88OxyzoPaytechIndiaAsiaPrivate5,000,000,000.00
89RapydPaytechIsraelAsiaPrivate5,000,000,000.00
90ZEPZPaytechUnited KingdomEuropePrivate5,000,000,000.00
91MonzoChallenger BankUnited KingdomEuropePrivate5,000,000,000.00
92CreditasBNPLBrazilSouth AmericaPrivate4,800,000,000.00
93Circle Internet FinancialCryptocurrencyUnited StatesNorth AmericaPrivate4,800,000,000.00
94RampCryptocurrencyUnited StatesNorth AmericaPrivate4,800,000,000.00
95PleoPaytechDenmarkEuropePrivate4,700,000,000.00
96PagSeguroFintechPAGSBrazilSouth AmericaPublic6,915,510,579.00Google Finance
97LendableFintechUnited KingdomEuropePrivate4,600,000,000.00
98SocureChallenger BankUnited StatesNorth AmericaPrivate4,500,000,000.00
99BlockfiCryptocurrencyUnited StatesNorth AmericaPrivate4,500,000,000.00
100WefoxInsurtechGermanyEuropePrivate4,500,000,000.00
101Pine LabsPaytechIndiaAsiaPrivate4,500,000,000.00
102CirclePaytechUnited StatesNorth AmericaPrivate4,500,000,000.00
103SorareBlockchainFranceEuropePrivate4,300,000,000.00
104Clearwater AnalyticsFintechCWANUnited StatesNorth AmericaPublic4,674,921,500.00Google Finance
105BitpandaCryptocurrencyAustriaEuropePrivate4,100,000,000.00
106DataminrInfrastructureUnited StatesNorth AmericaPrivate4,100,000,000.00
107Kakao PayFintechSouth KoreaAsiaPrivate4,000,000,000.00
108Digit InsuranceInsurtechIndiaAsiaPrivate4,000,000,000.00
109Next InsuranceInsurtechUnited StatesNorth AmericaPrivate4,000,000,000.00
110AngelListInvestingUnited StatesNorth AmericaPrivate4,000,000,000.00
111EngageSmartPaytechUnited StatesNorth AmericaPrivate4,000,000,000.00
112MelioPaytechIsraelAsiaPrivate4,000,000,000.00
113NuveiFintechNVEICanadaNorth AmericaPublic4,503,182,713.22Google Finance
114DutchieFintechUnited StatesNorth AmericaPrivate3,800,000,000.00
115RemitlyPaytechRELYUnited KingdomEuropePublic2,325,165,633.00Google Finance
116Papaya GlobalInfrastructureIsraelAsiaPrivate3,700,000,000.00
117WealthsimpleWealthtechCanadaNorth AmericaPrivate3,700,000,000.00
118SpotOnPaytechUnited StatesNorth AmericaPrivate3,600,000,000.00
119eToroFintechUnited KingdomEuropePrivate3,500,000,000.00
120AssuranceInsurtechUnited StatesNorth AmericaPrivate3,500,000,000.00
121ChargebeePayment ProcessingUnited StatesNorth AmericaPrivate3,500,000,000.00
122UpstoxSaaSIndiaAsiaPrivate3,500,000,000.00
123MoonPayCryptocurrencyMaltaEuropePrivate3,400,000,000.00
124nCinoFintechNCNOUnited StatesNorth AmericaPublic3,647,015,190.00Google Finance
125BlockDaemonBlockchainUnited StatesNorth AmericaPrivate3,250,000,000.00
126Celsius NetworkCryptocurrencyUnited StatesNorth AmericaPrivate3,250,000,000.00
127BlockstreamBlockchainCanadaNorth AmericaPrivate3,200,000,000.00
128Figure TechnologiesWealthtechUnited StatesNorth AmericaPrivate3,200,000,000.00
129OscarInsurtechOSCRUnited StatesNorth AmericaPublic4,284,258,089.00Google Finance
130Oscar HealthHealthtechOSCRUnited StatesNorth AmericaPublic4,284,258,089.00Google Finance
131FlywirePaytechFLYWUnited StatesNorth AmericaPublic2,018,879,026.00Google Finance
132PaytmInfrastructurePAYTMIndiaAsiaPublic3,129,240,130.70Google Finance
133HighRadiusInfrastructureUnited StatesNorth AmericaPrivate3,100,000,000.00
134BiltPaytechUnited StatesNorth AmericaPrivate3,100,000,000.00
135MarqetaPaytechMQUnited StatesNorth AmericaPublic2,730,450,230.00Google Finance
136Virtu FinancialFinancial Market MakingVIRTUnited StatesNorth AmericaPublic3,618,601,347.00Google Finance
137Cross River BankBankingUnited StatesNorth AmericaPrivate3,000,000,000.00
138Blockchain.comBlockchainLuxembourgEuropePrivate3,000,000,000.00
139Sky MavisBlockchainVietnamAsiaPrivate3,000,000,000.00
140Amber GroupCryptocurrencySingaporeAsiaPrivate3,000,000,000.00
141Anchorage DigitalCryptocurrencyUnited StatesNorth AmericaPrivate3,000,000,000.00
142China UnionPayFintechChinaAsiaPrivate3,000,000,000.00
143PineLabsFintechIndiaAsiaPrivate3,000,000,000.00
144ForterFintechUnited StatesNorth AmericaPrivate3,000,000,000.00
145Devoted HealthHealthUnited StatesNorth AmericaPrivate3,000,000,000.00
146OVOPaytechIndonesiaAsiaPrivate3,000,000,000.00
147FlutterwavePaytechNigeriaAfricaPrivate3,000,000,000.00
148GrowwWealthtechIndiaAsiaPrivate3,000,000,000.00
149Q2 HoldingsFintechQTWOUnited StatesNorth AmericaPublic3,435,287,410.00Google Finance
150Rakuton SecuritiesInvestechJapanAsiaPrivate2,900,000,000.00
151BharatPePaytechIndiaAsiaPrivate2,900,000,000.00
152DriveWealthWealthtechUnited StatesNorth AmericaPrivate2,850,000,000.00
153VerafinFintechCanadaNorth AmericaPrivate2,800,000,000.00
154PaymentusFintechPAYUnited StatesNorth AmericaPublic2,323,259,877.00Google Finance
155LightspeedPaymentsLSPDCanadaNorth AmericaPublic2,872,621,736.00Google Finance
156Du Xiaoman FinancialBNPLChinaAsiaPrivate2,700,000,000.00
157Thought MachineInfrastructureUnited StatesNorth AmericaPrivate2,700,000,000.00
158Ethos LifeInsurtechUnited StatesNorth AmericaPrivate2,700,000,000.00
159Ethos TechnologiesInsurtechUnited StatesNorth AmericaPrivate2,700,000,000.00
160AvidXchangePaytechAVDXUnited StatesNorth AmericaPublic2,274,677,057.00Google Finance
161Duck Creek SoftwareFintechUnited StatesNorth AmericaPrivate2,600,000,000.00
162BackBaseSaaSNetherlandsEuropePrivate2,600,000,000.00
163ItivitiFintechSwedenEuropePrivate2,500,000,000.00
164SinglifeInsurtechSingaporeAsiaPrivate2,500,000,000.00
165AuraInsurtechUnited StatesNorth AmericaPrivate2,500,000,000.00
166Coda PaymentsPaytechSingaporeAsiaPrivate2,500,000,000.00
167ImmutableBlockchainAustraliaOceaniaPrivate2,499,999,999.00
168UalaPaytechArgentinaSouth AmericaPrivate2,450,000,000.00
169cgtzWealthtechChinaAsiaPrivate2,410,000,000.00
170PaxosBlockchainUnited StatesNorth AmericaPrivate2,400,000,000.00
171AccelerantInsurtechUnited StatesNorth AmericaPrivate2,400,000,000.00
172AspirationFintechUnited StatesNorth AmericaPrivate2,300,000,000.00
173LifelockFintechUnited StatesNorth AmericaPrivate2,300,000,000.00
174DivvyInfrastructureUnited StatesNorth AmericaPrivate2,300,000,000.00
175GreenlightWealthtechUnited StatesNorth AmericaPrivate2,300,000,000.00
1761inchCryptocurrencyUnited KingdomEuropePrivate2,249,999,999.00
177Alkami TechnologyDigital BankingALKTUnited StatesNorth AmericaPublic2,505,173,247.00Google Finance
178CurrentChallenger BankUnited StatesNorth AmericaPrivate2,200,000,000.00
179BitsoCryptocurrencyBrazilSouth AmericaPrivate2,200,000,000.00
180CoinDCXCryptocurrencyIndiaAsiaPrivate2,200,000,000.00
181iZettleFintechSwedenEuropePrivate2,200,000,000.00
182TinkFintechSwedenEuropePrivate2,200,000,000.00
183CloudWalkPaytechBrazilSouth AmericaPrivate2,200,000,000.00
184Chipper CashPaytechUnited StatesNorth AmericaPrivate2,200,000,000.00
185NewfrontInsurtechUnited StatesNorth AmericaPrivate2,199,999,999.00
186zettle by PayPalPaytechSwedenEuropePrivate2,199,999,999.00
187CedarInsurtechFUNUnited StatesNorth AmericaPublic2,615,920,501.00Google Finance
188PayfitAccountingFranceEuropePrivate2,100,000,000.00
189Mercado BitcoinCryptocurrencyBrazilSouth AmericaPrivate2,100,000,000.00
190GoCardlessOpen BankingUnited KingdomEuropePrivate2,100,000,000.00
191JeevesPaytechUnited StatesNorth AmericaPrivate2,100,000,000.00
192ReChargePaytechUnited StatesNorth AmericaPrivate2,100,000,000.00
193AddeparWealthtechUnited StatesNorth AmericaPrivate2,100,000,000.00
194UpstartBNPLUPSTUnited StatesNorth AmericaPublic1,901,680,082.00Google Finance
195ZiltchBNPLUnited KingdomEuropePrivate2,000,000,000.00
196LunarChallenger BankDenmarkEuropePrivate2,000,000,000.00
197BunqChallenger BankNetherlandsEuropePrivate2,000,000,000.00
198PipeChallenger BankUnited StatesNorth AmericaPrivate2,000,000,000.00
199MoMoChallenger BankVietnamAsiaPrivate2,000,000,000.00
20021.coCryptocurrencySwitzerlandEuropePrivate2,000,000,000.00
201Babel FinanceCryptocurrencyHong KongAsiaPrivate2,000,000,000.00
202AtomeFinetchSingaporeAsiaPrivate2,000,000,000.00
203FirstP2PFintechChinaAsiaPrivate2,000,000,000.00
204Mynt (Gcash)FintechPhilippinesAsiaPrivate2,000,000,000.00
205ClearcoFintechUnited StatesNorth AmericaPrivate2,000,000,000.00
206Divvy HomesFintechUnited StatesNorth AmericaPrivate2,000,000,000.00
207Modern TreasuryFintechUnited StatesNorth AmericaPrivate2,000,000,000.00
208ZenefitsFintechUnited StatesNorth AmericaPrivate2,000,000,000.00
209TradeshiftInfrastructureUnited StatesNorth AmericaPrivate2,000,000,000.00
210WaterdropInsurtechChinaAsiaPrivate2,000,000,000.00
211ClearStreetInvestechUnited StatesNorth AmericaPrivate2,000,000,000.00
212AvantOpen BankingUnited StatesNorth AmericaPrivate2,000,000,000.00
213ClipPaytechMexicoNorth AmericaPrivate2,000,000,000.00
214OpayPaytechNigeriaAfricaPrivate2,000,000,000.00
215CopperFintechUnited KingdomEuropePrivate2,000,000,000.00
216SpiffAccountingUnited StatesNorth AmericaPrivate1,900,000,000.00
217Starling BankChallenger BankUnited KingdomEuropePrivate1,900,000,000.00
218Coinswitch KuberCryptocurrencyIndiaAsiaPrivate1,900,000,000.00
219BitGoCryptocurrencyUnited StatesNorth AmericaPrivate1,900,000,000.00
220AI Bank (Baixain)FintechChinaAsiaPrivate1,900,000,000.00
221MXFintechUnited StatesNorth AmericaPrivate1,900,000,000.00
222RoofstockInvestechUnited StatesNorth AmericaPrivate1,900,000,000.00
223DailyPayBNPLUnited StatesNorth AmericaPrivate1,800,000,000.00
224Varo MoneyChallenger BankUnited StatesNorth AmericaPrivate1,800,000,000.00
225GreenSkyFintechUnited StatesNorth AmericaPrivate1,800,000,000.00
226TruliooRegtechCanadaNorth AmericaPrivate1,800,000,000.00
227QuantexaSaaSUnited KingdomEuropePrivate1,800,000,000.00
228LiveOak BankBanktechLOBUnited StatesNorth AmericaPublic1,496,577,916.00Google Finance
229Micro Connect (Diguantong)FintechHong KongAsiaPrivate1,700,000,000.00
230Melio PaymentsFintechUnited StatesNorth AmericaPrivate1,700,000,000.00
231Mercury PaymentsFintechUnited StatesNorth AmericaPrivate1,700,000,000.00
232WaveInfrastructureSenegalAfricaPrivate1,700,000,000.00
233Kredivo (FinAccel)LendtechIndonesiaAsiaPrivate1,700,000,000.00
234SpotterSaaSUnited StatesNorth AmericaPrivate1,700,000,000.00
235EnovaChallenger BankENVAUnited StatesNorth AmericaPublic1,638,842,270.00Google Finance
236Hypoport SEFintechHYQGermanyEuropePublic2,182,228,240.70Google Finance
237PayoneerPaytechPAYOIsraelAsiaPublic2,031,459,765.00Google Finance
238LakalaPaytech300773ChinaAsiaPublic1,421,269,054.26Google Finance
239Neon PaymentsBanktechBrazilSouth AmericaPrivate1,600,000,000.00
240Magic EdenBlockchainUnited StatesNorth AmericaPrivate1,600,000,000.00
241MercuryChallenger BankUnited StatesNorth AmericaPrivate1,600,000,000.00
24210x BankingDigital BankingUnited KingdomEuropePrivate1,600,000,000.00
243Solaris BankFintechGermanyEuropePrivate1,600,000,000.00
244BillDeskFintechIndiaAsiaPrivate1,600,000,000.00
245Self FinancialFintechUnited StatesNorth AmericaPrivate1,600,000,000.00
246BolttechInsurtechSingaporeAsiaPrivate1,600,000,000.00
247WayflyerLendingIrelandEuropePrivate1,600,000,000.00
248AlloyOpen BankingUnited StatesNorth AmericaPrivate1,600,000,000.00
249PavePaytechUnited StatesNorth AmericaPrivate1,600,000,000.00
250Viva WalletPaytechGreeceEuropePrivate1,600,000,000.00
251CapitolisSaaSIsraelAsiaPrivate1,600,000,000.00
252Mercury TechnologiesBankingUnited StatesNorth AmericaPrivate1,500,000,000.00
253AkulakuBNPLIndonesiaAsiaPrivate1,500,000,000.00
254WeLabChallenger BankChinaAsiaPrivate1,500,000,000.00
255OnecardChallenger BankIndiaAsiaPrivate1,500,000,000.00
256ZetaChallenger BankIndiaAsiaPrivate1,500,000,000.00
257Happy MoneyChallenger BankUnited StatesNorth AmericaPrivate1,500,000,000.00
258LedgerCryptocurrencyFranceEuropePrivate1,500,000,000.00
259CoinlistCryptocurrencyUnited StatesNorth AmericaPrivate1,500,000,000.00
260TaxBitCryptocurrencyUnited StatesNorth AmericaPrivate1,500,000,000.00
261FigureFintechUnited StatesNorth AmericaPrivate1,500,000,000.00
262GoHealthHealthtechUnited StatesNorth AmericaPrivate1,500,000,000.00
263TabbyLendingSaudi ArabiaAsiaPrivate1,500,000,000.00
264Ascend MoneyOpen BankingThailandAsiaPrivate1,500,000,000.00
265BuiltOpen BankingUnited StatesNorth AmericaPrivate1,500,000,000.00
266PingPongPaytechChinaAsiaPrivate1,500,000,000.00
267Zepz (WorldRemit)PaytechUnited KingdomEuropePrivate1,500,000,000.00
268DockPaytechBrazilSouth AmericaPrivate1,500,000,000.00
269KushkiPaytechEcuadorSouth AmericaPrivate1,500,000,000.00
270M1 FinanceWealthtechUnited StatesNorth AmericaPrivate1,500,000,000.00
271AlkamiBanktechUnited StatesNorth AmericaPrivate1,400,000,000.00
272FigmentBlockchainCanadaNorth AmericaPrivate1,400,000,000.00
273Judo BankChallenger BankAustraliaOceaniaPrivate1,400,000,000.00
274At-BayInsurtechUnited KingdomEuropePrivate1,400,000,000.00
275WealthfrontInvestechUnited StatesNorth AmericaPrivate1,400,000,000.00
276Liquidity GroupLendtechIsraelAsiaPrivate1,400,000,000.00
277FPL TechnologiesPaytechIndiaAsiaPrivate1,400,000,000.00
278PaddlePaytechUnited KingdomEuropePrivate1,400,000,000.00
279Scalable CapitalWealthtechGermanyEuropePrivate1,400,000,000.00
280StashWealthtechUnited StatesNorth AmericaPrivate1,400,000,000.00
281C6 BankChallenger BankBrazilSouth AmericaPrivate1,395,161,600.00
282TrueBillBanktechUnited StatesNorth AmericaPrivate1,300,000,000.00
283CredAvenueChallenger BankIndiaAsiaPrivate1,300,000,000.00
284CoinTrackerCryptocurrencyUnited StatesNorth AmericaPrivate1,300,000,000.00
285iTrustCapitalCryptocurrencyUnited StatesNorth AmericaPrivate1,300,000,000.00
286LukkaCryptocurrencyUnited StatesNorth AmericaPrivate1,300,000,000.00
287OpenseaCryptocurrencyUnited StatesNorth AmericaPrivate1,300,000,000.00
288TalosCryptocurrencyUnited StatesNorth AmericaPrivate1,300,000,000.00
289KonvioFintechMexicoNorth AmericaPrivate1,300,000,000.00
290MarshmallowInsurtechUnited KingdomEuropePrivate1,300,000,000.00
291BettermentInvestechUnited StatesNorth AmericaPrivate1,300,000,000.00
292PayaPaytechUnited StatesNorth AmericaPrivate1,300,000,000.00
293PaidyPaytechJapanAsiaPrivate1,300,000,000.00
294ZuoraFintechZUOUnited StatesNorth AmericaPublic1,383,289,514.00Google Finance
295FloQastAccountingUnited StatesNorth AmericaPrivate1,200,000,000.00
296PilotAccountingUnited StatesNorth AmericaPrivate1,200,000,000.00
297Mythical GamesBlockchainUnited StatesNorth AmericaPrivate1,200,000,000.00
298UnitChallenger BankIsraelAsiaPrivate1,200,000,000.00
299HashKeyCryptocurrencyChinaAsiaPrivate1,200,000,000.00
300Phantom TechnologiesCryptocurrencyUnited StatesNorth AmericaPrivate1,200,000,000.00
301Clover HealthHealthtechUnited StatesNorth AmericaPrivate1,200,000,000.00
302AgentSyncInsurtechUnited StatesNorth AmericaPrivate1,200,000,000.00
303Public.comInvestechUnited StatesNorth AmericaPrivate1,200,000,000.00
304ScalapayLendtechItalyEuropePrivate1,200,000,000.00
305SimpleNexusLendtechUnited StatesNorth AmericaPrivate1,200,000,000.00
306KyribaPayment ProcessingNetherlandsEuropePrivate1,200,000,000.00
307SkrillPaytechUnited KingdomEuropePrivate1,200,000,000.00
308GalileoPaytechUnited StatesNorth AmericaPrivate1,200,000,000.00
309StoriPaytechMexicoNorth AmericaPrivate1,200,000,000.00
310ZipSaaSZIPUnited StatesNorth AmericaPublic872,904,394.00Google Finance
311LemonadeInsurtechLMNDUnited StatesNorth AmericaPublic1,135,075,786.00Google Finance
312Deposit SolutionsBanktechGermanyEuropePrivate1,100,000,000.00
313TechnysisBanktechUnited StatesNorth AmericaPrivate1,100,000,000.00
314SunbitBNPLUnited StatesNorth AmericaPrivate1,100,000,000.00
315RaisinChallenger BankGermanyEuropePrivate1,100,000,000.00
316MobileCoinCryptocurrencyUnited StatesNorth AmericaPrivate1,100,000,000.00
317Happy Money (fka Payoff)FintechUnited StatesNorth AmericaPrivate1,100,000,000.00
318BranchInsurtechUnited StatesNorth AmericaPrivate1,100,000,000.00
319AckoInsurtechIndiaAsiaPrivate1,100,000,000.00
320EarnixInsurtechIsraelAsiaPrivate1,100,000,000.00
321ZegoInsurtechUnited KingdomEuropePrivate1,100,000,000.00
322Super Apps HoldingPaytechMalaysiaAsiaPrivate1,100,000,000.00
323CayanPaytechUnited StatesNorth AmericaPrivate1,100,000,000.00
324SpendeskPaytechFranceEuropePrivate1,100,000,000.00
325FundboxPaytechIsraelAsiaPrivate1,100,000,000.00
326CaribouPaytechUnited StatesNorth AmericaPrivate1,100,000,000.00
327FenbeitongSaaSChinaAsiaPrivate1,100,000,000.00
328LendbuzzFintechUnited StatesNorth AmericaPrivate1,100,000,000.00
329FreshBooksAccountingCanadaNorth AmericaPrivate1,000,000,000.00
330TaxfixAccountingGermanyEuropePrivate1,000,000,000.00
331TorpargoAccountingUnited StatesNorth AmericaPrivate1,000,000,000.00
332WrapbookAccountingUnited StatesNorth AmericaPrivate1,000,000,000.00
333Neo FinancialBankingCanadaNorth AmericaPrivate1,000,000,000.00
334NymbusBanking Technology SolutionsUnited StatesNorth AmericaPrivate1,000,000,000.00
335PismoBanktechUnited KingdomEuropePrivate1,000,000,000.00
336GliaBanktechUnited StatesNorth AmericaPrivate1,000,000,000.00
337Forte LabsBlockchainUnited StatesNorth AmericaPrivate1,000,000,000.00
338Injective ProtocolBlockchainUnited StatesNorth AmericaPrivate1,000,000,000.00
339LydiaChallenger BankFranceEuropePrivate1,000,000,000.00
340OpenChallenger BankIndiaAsiaPrivate1,000,000,000.00
341ClaraChallenger BankMexicoNorth AmericaPrivate1,000,000,000.00
342NumbrsChallenger BankSwitzerlandEuropePrivate1,000,000,000.00
343AmountChallenger BankUnited StatesNorth AmericaPrivate1,000,000,000.00
344EsusuChallenger BankUnited StatesNorth AmericaPrivate1,000,000,000.00
345LendKeyConsumer LendingUnited StatesNorth AmericaPrivate1,000,000,000.00
346GuantletCryptocurrencyUnited StatesNorth AmericaPrivate1,000,000,000.00
347UniswapCryptocurrencyUnited StatesNorth AmericaPrivate1,000,000,000.00
348ZebicCryptocurrencyUnited StatesNorth AmericaPrivate1,000,000,000.00
349LiquidCryptocurrencyJapanAsiaPrivate1,000,000,000.00
350Crypto.comCryptocurrencySingaporeAsiaPrivate1,000,000,000.00
351MatrixportCryptocurrencySingaporeAsiaPrivate1,000,000,000.00
352BitkubCryptocurrencyThailandAsiaPrivate1,000,000,000.00
353WorldcoinCryptocurrencyUnited StatesNorth AmericaPrivate1,000,000,000.00
354PaparaDigital BankingTurkeyAsiaPrivate1,000,000,000.00
355Cart.comEcommerceUnited StatesNorth AmericaPrivate1,000,000,000.00
356VNLife (VNPay)EcommerceVietnamAsiaPrivate1,000,000,000.00
357PennylaneFintechFranceEuropePrivate1,000,000,000.00
358InCredFintechIndiaAsiaPrivate1,000,000,000.00
359BioCatchFintechIsraelAsiaPrivate1,000,000,000.00
360C2FOFintechUnited StatesNorth AmericaPrivate1,000,000,000.00
361FinicityFintechUnited StatesNorth AmericaPrivate1,000,000,000.00
362Prove Identity (Payfone)FintechUnited StatesNorth AmericaPrivate1,000,000,000.00
363SiftFintechUnited StatesNorth AmericaPrivate1,000,000,000.00
364VestwellFintechUnited StatesNorth AmericaPrivate1,000,000,000.00
365Shift TechnologyInfrastructureFranceEuropePrivate1,000,000,000.00
366FeedzaiInfrastructurePortugalEuropePrivate1,000,000,000.00
367BetterflyInsurtechChileSouth AmericaPrivate1,000,000,000.00
368VesttooInsurtechIsraelAsiaPrivate1,000,000,000.00
369Bright HealthInsurtechUnited StatesNorth AmericaPrivate1,000,000,000.00
370Kin InsuranceInsurtechUnited StatesNorth AmericaPrivate1,000,000,000.00
371ClarkInsurtechGermanyEuropePrivate1,000,000,000.00
372ClearcoverInsurtechUnited StatesNorth AmericaPrivate1,000,000,000.00
373OrchardInsurtechUnited StatesNorth AmericaPrivate1,000,000,000.00
374Pie InsuranceInsurtechUnited StatesNorth AmericaPrivate1,000,000,000.00
375The ZebraInsurtechUnited StatesNorth AmericaPrivate1,000,000,000.00
376NutmegInvestechUnited KingdomEuropePrivate1,000,000,000.00
377InvestCloudInvestechUnited StatesNorth AmericaPrivate1,000,000,000.00
378Personal CapitalInvestechUnited StatesNorth AmericaPrivate1,000,000,000.00
379TamaraLendingSaudi ArabiaAsiaPrivate1,000,000,000.00
380KCD (Korean Credit Data)LendingSouth KoreaAsiaPrivate1,000,000,000.00
381FlexLendtechUnited StatesNorth AmericaPrivate1,000,000,000.00
382LendingHomeLendtechUnited StatesNorth AmericaPrivate1,000,000,000.00
383Octane LendingLendtechUnited StatesNorth AmericaPrivate1,000,000,000.00
384TrueLayerOpen BankingUnited KingdomEuropePrivate1,000,000,000.00
385NagadPaytechBangladeshAsiaPrivate1,000,000,000.00
386XtransferPaytechChinaAsiaPrivate1,000,000,000.00
387DANA WalletPaytechIndonesiaAsiaPrivate1,000,000,000.00
388SatispayPaytechItalyEuropePrivate1,000,000,000.00
389OpnPaytechThailandAsiaPrivate1,000,000,000.00
390Currency CloudPaytechUnited KingdomEuropePrivate1,000,000,000.00
391ChromeRiver (Emburse)PaytechUnited StatesNorth AmericaPrivate1,000,000,000.00
392EnablePaytechUnited StatesNorth AmericaPrivate1,000,000,000.00
393PaystandPaytechUnited StatesNorth AmericaPrivate1,000,000,000.00
394Stax (FatMerchant)PaytechUnited StatesNorth AmericaPrivate1,000,000,000.00
395PayhawkPaytechUnited KingdomEuropePrivate1,000,000,000.00
396EBANXPaytechBrazilSouth AmericaPrivate1,000,000,000.00
397SlicePaytechIndiaAsiaPrivate1,000,000,000.00
398XenditPaytechIndonesiaAsiaPrivate1,000,000,000.00
399TransfermatePaytechIrelandEuropePrivate1,000,000,000.00
400InterswitchPaytechNigeriaAfricaPrivate1,000,000,000.00
401NiumPaytechSingaporeAsiaPrivate1,000,000,000.00
402PPROPaytechUnited KingdomEuropePrivate1,000,000,000.00
403ZopaPaytechUnited KingdomEuropePrivate1,000,000,000.00
404Sightline PaymentsPaytechUnited StatesNorth AmericaPrivate1,000,000,000.00
405AjaibSaaSIndonesiaAsiaPrivate1,000,000,000.00
406Human InterestWealthtechUnited StatesNorth AmericaPrivate1,000,000,000.00
407SmartAssetWealthtechUnited KingdomEuropePrivate1,000,000,000.00
408AcornsWealthtechUnited StatesNorth AmericaPrivate1,000,000,000.00
409CAISWealthtechUnited StatesNorth AmericaPrivate1,000,000,000.00
410ViseWealthtechUnited StatesNorth AmericaPrivate1,000,000,000.00
411WeBullWealthtechUnited StatesNorth AmericaPrivate1,000,000,000.00
412MNT-HalanFintechEgyptAfricaPrivate1,000,000,000.00

*As per last valuation data available on Feb 1st, 2024.

Top Fintech Unicorns Report

* The report will be out soon in March 2024

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Fintech Unicorns Infographics

Rearchitecting the Financial System

Navigating the New Era of Financial Innovation

Understanding this ranking

This ranking was initially an internal tool that we use at CFTE. Because CFTE and our experts constantly create courses and presentations, there is always the need for information such as “What is the latest valuation of Ant Group” or “How does Revolut compare to European banks”. Since we spend a large amount of time updating this information, we thought it could be useful to others too and decided to make it public. But note that it is first and foremost an internal tool, so will have its limitations. I hope you will find this ranking useful, and please do not hesitate to report issues or suggest improvements. 

Huy Nguyen Trieu, co-founder CFTE

What is Fintech?

At CFTE, our definition of Fintech is “the impact that technology has in transforming the financial industry”. It’s a very broad definition that includes early stage Fintech startups, established startups such as Stripe, large tech companies such as Ant Financial, but also financial institutions such as Citi or Prudential. In the table above, we have decided to exclude the financial institutions such as JP Morgan to focus only on the Fintech startups. We have differentiated between the different sub-sectors of Fintech, and have included all of them, such as Paytech, Insurtech, Regtech, Challenger Banks, etc.  

What is market capitalisation?

For listed companies, we use Google Finance as the market capitalisation. For private companies, we use articles, press releases, etc., which we reference. This has to be taken with a grain of salt since private valuations are not easily comparable (preferential rights, etc.) and disclosed numbers can’t always be trusted. Some companies are not present because no valuations were public.

Is it a comprehensive list?

Not by a long way. There are companies missing and figures change on a daily basis. We have decided to only list the companies with a valuation in excess of $1bn (the “unicorns” in startup speak). We are constantly updating this table, so don’t hesitate to send us names of companies we have missed and flag inaccurate information. Thanks a lot for your help!

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