Largest
Fintech Companies 2024

A live and updated ranking of the largest Fintech companies.

The table below references the largest Fintech companies in the world, with 400+ listed below. We uphold an updated list of the 21st century unicorns with our Fintech Unicorns Hub, designed to help those who want an updated overview of the Fintech industry through the lens of market valuations. 

Note: For listed companies, real-time market capitalisations are fed from Google Finance. For private companies, a reference to the source is attached. An explanation of the methodology can be found at the bottom of the page. 

What are Fintech Companies?

Fintech companies are financial institutions that provide financial services and products by using technologies to augment, streamline or digitise their offering. The financial technology ecosystem today is seeing a number of high-growth fintech startups with new business models in various sectors like lending and credit, payments, cryptocurrencies, wealthtech, challenger banks, regtech, blockchain, open banking, BNPL, insuretech and more, that are challenging traditional banks.

Largest Fintech Companies by Market Valuation

RankingsNameCountryType of companyStatusTickerMarket Cap (in USD)SourceContinent
1VisaUnited StatesPaytechPublicV559,617,842,615.00Google FinanceNorth America
2MastercardUnited StatesPaytechPublicMA436,714,455,637.00Google FinanceNorth America
3IntuitUnited StatesAccountingPublicINTU183,565,229,906.00Google FinanceNorth America
4ShopifyCanadaEcommercePublicSHOP103,655,156,287.00Google FinanceNorth America
5FiservUnited StatesOpen BankingPublicFISV88,851,472,194.00Google FinanceNorth America
6Ant TechnologyChinaFintechPrivate79,000,000,000.00Asia
7Ant FinancialChinaOpen BankingPrivate78,500,000,000.00Asia
8Tencent (Fintech business)ChinaRegtechPrivate70,000,000,000.00Asia
9PaypalUnited StatesPaytechPublicPYPL63,382,810,000.00Google FinanceNorth America
10BinanceCayman IslandsCryptocurrencyPrivate53,000,000,000.00North America
11StripeIrelandPaytechPrivate50,000,000,000.00Europe
12NubankBrazilChallenger BankPublicNU49,133,489,771.00Google FinanceSouth America
13AdyenNetherlandsPaytechPublicADYEN46,313,799,197.00Google FinanceEurope
14CoinbaseUnited StatesCryptocurrencyPublicCOIN43,138,355,520.00Google FinanceNorth America
15Block (formerly Square)United StatesMerchant PaymentsPublicSQ40,603,824,234.00Google FinanceNorth America
16Block (Square)United StatesFintechPublicSQ40,309,057,581.00Google FinanceNorth America
17SquareUnited StatesPaytechPublicSQ40,309,057,581.00Google FinanceNorth America
18Checkout.comUnited KingdomPaytechPrivate40,000,000,000.00Europe
19AfterpayAustraliaFintechPrivate29,000,000,000.00Oceania
20ChimeUnited StatesChallenger BankPrivate25,000,000,000.00North America
21AcrisureUnited StatesInsurtechPrivate23,000,000,000.00North America
22Citadel SecuritiesUnited StatesFinetchPrivate22,000,000,000.00North America
23WeBankChinaFintechPrivate21,000,000,000.00Asia
24PolygonIndiaBlockchainPrivate20,000,000,000.00Asia
25FNZUnited KingdomInvestechPrivate20,000,000,000.00Europe
26SumUpUnited StatesPaytechPrivate20,000,000,000.00North America
27RevolutUnited KingdomChallenger BankPrivate18,000,000,000.00Europe
28XeroNew ZealandInfrastructurePublicXRO17,236,900,566.00Google FinanceOceania
29Tinkoff BankRussiaFintechPrivate17,000,000,000.00Asia
30UIPathRomaniaInfrastructurePublicPATH14,129,313,849.00Google FinanceEurope
31GrabSingaporeInfrastructurePublicGRAB13,809,359,888.00Google FinanceAsia
32PlaidUnited StatesOpen BankingPrivate13,000,000,000.00North America
33ToastUnited StatesPaytechPublicTOST12,111,458,917.00Google FinanceNorth America
34RobinhoodUnited StatesWealthtechPublicHOOD12,106,942,400.00Google FinanceNorth America
35LakalaChinaPaytechPublicSHE12,000,000,000.00Google FinanceAsia
36BrexUnited StatesChallenger BankPrivate12,000,000,000.00North America
37DeelUnited StatesInfrastructurePrivate12,000,000,000.00North America
38PhonePeIndiaPaytechPrivate12,000,000,000.00Asia
39GoodLeapUnited StatesFintechPrivate12,000,000,000.00North America
40AffirmUnited StatesBNPLPublicAFRM11,704,177,986.00Google FinanceNorth America
41LufaxChinaWealthtechPublicLU11,024,751,846.00Google FinanceAsia
42RippleUnited StatesCryptocurrencyPrivate11,000,000,000.00North America
43Wise (TransferWise)United KingdomFintechPublicWISE10,985,356,850.00Google FinanceEurope
44Ally FinancialUnited StatesChallenger BankPublicALLY10,852,654,457.00Google FinanceNorth America
45KrakenUnited StatesCryptocurrencyPrivate10,800,000,000.00North America
46KakaoBankSouth KoreaFintechPublic32341010,524,659,184.00Google FinanceAsia
47KuCoinSeychellesCryptocurrencyPrivate10,000,000,000.00Africa
48GustoUnited StatesInfrastructurePrivate10,000,000,000.00North America
49Guidewire SoftwareUnited StatesInsurance SoftwarePublicGWRE9,763,662,301.00Google FinanceNorth America
50Navan (TripActions)United StatesPaytechPrivate9,200,000,000.00North America
51BullishUnited StatesCryptocurrencyPrivate9,000,000,000.00North America
52ChainalysisUnited StatesBlockchainPrivate8,600,000,000.00North America
53CartaUnited StatesWealthtechPrivate8,500,000,000.00North America
54TipaltiUnited StatesOpen BankingPrivate8,300,000,000.00North America
55SofiUnited StatesChallenger BankPublicSOFI8,158,204,312.00Google FinanceNorth America
56FalconXUnited StatesCryptocurrencyPrivate8,000,000,000.00North America
57FireblocksUnited StatesCryptocurrencyPrivate8,000,000,000.00North America
58JiedaibaoChinaFintechPrivate7,800,000,000.00Asia
59KlarnaSwedenPaytechPrivate7,800,000,000.00Europe
60Better.comUnited StatesWealthtechPrivate7,700,000,000.00North America
61Dapper LabsCanadaBlockchainPrivate7,600,000,000.00North America
62RazorpayIndiaPaytechPrivate7,500,000,000.00Asia
63Credit KarmaUnited StatesDigital Personal FinancePrivate7,100,000,000.00North America
64Viva RepublicaSouth KoreaPaytechPrivate7,100,000,000.00Asia
65FinastraUnited KingdomBanking TechnologyPrivate7,000,000,000.00Europe
66ConsenSysUnited StatesBlockchainPrivate7,000,000,000.00North America
67GeminiUnited StatesCryptocurrencyPrivate7,000,000,000.00North America
68NYDIGUnited StatesCryptocurrencyPrivate7,000,000,000.00North America
69Toss (Viva Republica)South KoreaFintechPrivate7,000,000,000.00Asia
70HealthEquityUnited StatesFintechPublicHQY6,974,773,936.00Google FinanceNorth America
71TossSouth KoreaPaytechPrivate6,699,999,999.00Asia
72Bill.comUnited StatesPaytechPublicBILL6,675,008,628.00Google FinanceNorth America
73MollieNetherlandsPaytechPrivate6,500,000,000.00Europe
74CredIndiaPaytechPrivate6,400,000,000.00Asia
75UpgradeUnited StatesChallenger BankPrivate6,300,000,000.00North America
76N26GermanyChallenger BankPrivate6,000,000,000.00Europe
77iCapital NetworkUnited StatesWealthtechPrivate6,000,000,000.00North America
78TrustlySwedenFintechPrivate5,900,000,000.00Europe
79Root InsuranceUnited StatesFintechPrivate5,800,000,000.00North America
80GoToIndonesiaPaytechPublicGOTO5,700,000,000.00Google FinanceAsia
81AirwallexAustraliaChallenger BankPrivate5,500,000,000.00Oceania
82MambuGermanyChallenger BankPrivate5,300,000,000.00Europe
83PolicybazaarIndiaInsurtechPublicPOLICYBZR5,286,040,553.56Google FinanceAsia
84StoneBrazilFintechPublicSTNE5,166,876,000.00Google FinanceSouth America
85StoneCoBrazilInfrastructurePublicSTNE5,166,876,000.00Google FinanceSouth America
86Plaid TechnologiesUnited StatesFintechPrivate5,100,000,000.00North America
87QuintoAndarBrazilWealthtechPrivate5,100,000,000.00South America
88QontoFranceChallenger BankPrivate5,000,000,000.00Europe
89Trade RepublicGermanyChallenger BankPrivate5,000,000,000.00Europe
90OaknorthUnited KingdomChallenger BankPrivate5,000,000,000.00Europe
91CoalitionUnited StatesInsurtechPrivate5,000,000,000.00North America
92OxyzoIndiaPaytechPrivate5,000,000,000.00Asia
93RapydIsraelPaytechPrivate5,000,000,000.00Asia
94ZEPZUnited KingdomPaytechPrivate5,000,000,000.00Europe
95CreditasBrazilBNPLPrivate4,800,000,000.00South America
96Circle Internet FinancialUnited StatesCryptocurrencyPrivate4,800,000,000.00North America
97RampUnited StatesCryptocurrencyPrivate4,800,000,000.00North America
98Clearwater AnalyticsUnited StatesFintechPublicCWAN4,788,550,190.00Google FinanceNorth America
99dLocalUruguayFintechPublicDLO4,745,853,804.00Google FinanceSouth America
100PleoDenmarkPaytechPrivate4,700,000,000.00Europe
101LendableUnited KingdomFintechPrivate4,600,000,000.00Europe
102MonzoUnited KingdomChallenger BankPrivate4,500,000,000.00Europe
103SocureUnited StatesChallenger BankPrivate4,500,000,000.00North America
104BlockfiUnited StatesCryptocurrencyPrivate4,500,000,000.00North America
105WefoxGermanyInsurtechPrivate4,500,000,000.00Europe
106Pine LabsIndiaPaytechPrivate4,500,000,000.00Asia
107CircleUnited StatesPaytechPrivate4,500,000,000.00North America
108SorareFranceBlockchainPrivate4,300,000,000.00Europe
109PagSeguroBrazilFintechPublicPAGS4,258,536,677.00Google FinanceSouth America
110BitpandaAustriaCryptocurrencyPrivate4,100,000,000.00Europe
111DataminrUnited StatesInfrastructurePrivate4,100,000,000.00North America
112OscarUnited StatesInsurtechPublicOSCR4,068,361,396.00Google FinanceNorth America
113Oscar HealthUnited StatesHealthtechPublicOSCR4,068,361,396.00Google FinanceNorth America
114Kakao PaySouth KoreaFintechPrivate4,000,000,000.00Asia
115Digit InsuranceIndiaInsurtechPrivate4,000,000,000.00Asia
116Next InsuranceUnited StatesInsurtechPrivate4,000,000,000.00North America
117AngelListUnited StatesInvestingPrivate4,000,000,000.00North America
118EngageSmartUnited StatesPaytechPrivate4,000,000,000.00North America
119MelioIsraelPaytechPrivate4,000,000,000.00Asia
120DutchieUnited StatesFintechPrivate3,800,000,000.00North America
121Papaya GlobalIsraelInfrastructurePrivate3,700,000,000.00Asia
122WealthsimpleCanadaWealthtechPrivate3,700,000,000.00North America
123SpotOnUnited StatesPaytechPrivate3,600,000,000.00North America
124eToroUnited KingdomFintechPrivate3,500,000,000.00Europe
125AssuranceUnited StatesInsurtechPrivate3,500,000,000.00North America
126ChargebeeUnited StatesPayment ProcessingPrivate3,500,000,000.00North America
127ChargeBee TechnologiesIndiaSaaSPrivate3,500,000,000.00Asia
128UpstoxIndiaSaaSPrivate3,500,000,000.00Asia
129NuveiCanadaFintechPublicNVEI3,494,307,677.00Google FinanceNorth America
130RemitlyUnited KingdomPaytechPublicRELY3,403,199,000.00Google FinanceEurope
131MarqetaUnited StatesPaytechPublicMQ3,402,469,162.00Google FinanceNorth America
132MoonPayMaltaCryptocurrencyPrivate3,400,000,000.00Europe
133nCinoUnited StatesFintechPublicNCNO3,388,336,431.00Google FinanceNorth America
134BlockDaemonUnited StatesBlockchainPrivate3,250,000,000.00North America
135Celsius NetworkUnited StatesCryptocurrencyPrivate3,250,000,000.00North America
136BlockstreamCanadaBlockchainPrivate3,200,000,000.00North America
137Figure TechnologiesUnited StatesWealthtechPrivate3,200,000,000.00North America
138HighRadiusUnited StatesInfrastructurePrivate3,100,000,000.00North America
139BiltUnited StatesPaytechPrivate3,100,000,000.00North America
140LightspeedCanadaPaymentsPublicLSPD3,005,209,061.00Google FinanceNorth America
141Cross River BankUnited StatesBankingPrivate3,000,000,000.00North America
142Blockchain.comLuxembourgBlockchainPrivate3,000,000,000.00Europe
143Sky MavisVietnamBlockchainPrivate3,000,000,000.00Asia
144Amber GroupSingaporeCryptocurrencyPrivate3,000,000,000.00Asia
145Anchorage DigitalUnited StatesCryptocurrencyPrivate3,000,000,000.00North America
146China UnionPayChinaFintechPrivate3,000,000,000.00Asia
147PineLabsIndiaFintechPrivate3,000,000,000.00Asia
148ForterUnited StatesFintechPrivate3,000,000,000.00North America
149Devoted HealthUnited StatesHealthPrivate3,000,000,000.00North America
150OVOIndonesiaPaytechPrivate3,000,000,000.00Asia
151FlutterwaveNigeriaPaytechPrivate3,000,000,000.00Africa
152GrowwIndiaWealthtechPrivate3,000,000,000.00Asia
153Rakuton SecuritiesJapanInvestechPrivate2,900,000,000.00Asia
154BharatPeIndiaPaytechPrivate2,900,000,000.00Asia
155PaytmIndiaFintechPublicPAYTM2,880,717,975.00Google FinanceAsia
156DriveWealthUnited StatesWealthtechPrivate2,850,000,000.00North America
157VerafinCanadaFintechPrivate2,800,000,000.00North America
158FlywireUnited StatesPaytechPublicFLYW2,776,719,985.00Google FinanceNorth America
159Du Xiaoman FinancialChinaBNPLPrivate2,700,000,000.00Asia
160Thought MachineUnited StatesInfrastructurePrivate2,700,000,000.00North America
161Ethos LifeUnited StatesInsuretechPrivate2,700,000,000.00North America
162Ethos TechnologiesUnited StatesInsurtechPrivate2,700,000,000.00North America
163Virtu FinancialUnited StatesFinancial Market MakingPublicVIRT2,660,635,221.00Google FinanceNorth America
164Duck Creek SoftwareUnited StatesFintechPrivate2,600,000,000.00North America
165BackBaseNetherlandsSaaSPrivate2,600,000,000.00Europe
166ItivitiSwedenFintechPrivate2,500,000,000.00Europe
167SinglifeSingaporeInsuretechPrivate2,500,000,000.00Asia
168AuraUnited StatesInsuretechPrivate2,500,000,000.00North America
169Coda PaymentsSingaporePaytechPrivate2,500,000,000.00Asia
170ImmutableAustraliaBlockchainPrivate2,499,999,999.00Oceania
171Q2 HoldingsUnited StatesFintechPublicQTWO2,493,160,226.00Google FinanceNorth America
172AvidXchangeUnited StatesPaytechPublicAVDX2,492,621,144.00Google FinanceNorth America
173Alkami TechnologyUnited StatesDigital BankingPublicALKT2,482,266,938.00Google FinanceNorth America
174UalaArgentinaPaytechPrivate2,450,000,000.00South America
175cgtzChinaWealthtechPrivate2,410,000,000.00Asia
176PaxosUnited StatesBlockchainPrivate2,400,000,000.00North America
177AccelerantUnited StatesInsuretechPrivate2,400,000,000.00North America
178C6 BankBrazilChallenger BankPrivate2,300,000,000.00South America
179AspirationUnited StatesFintechPrivate2,300,000,000.00North America
180LifelockUnited StatesFintechPrivate2,300,000,000.00North America
181DivvyUnited StatesInfrastructurePrivate2,300,000,000.00North America
182GreenlightUnited StatesWealthtechPrivate2,300,000,000.00North America
1831inchUnited KingdomCryptocurrencyPrivate2,249,999,999.00Europe
184UpstartUnited StatesBNPLPublicUPST2,227,651,256.00Google FinanceNorth America
185CurrentUnited StatesChallenger BankPrivate2,200,000,000.00North America
186BitsoBrazilCryptocurrencyPrivate2,200,000,000.00South America
187CoinDCXIndiaCryptocurrencyPrivate2,200,000,000.00Asia
188iZettleSwedenFintechPrivate2,200,000,000.00Europe
189TinkSwedenFintechPrivate2,200,000,000.00Europe
190CedarUnited StatesInsurtechPublicFUN2,200,000,000.00Google FinanceNorth America
191CloudWalkBrazilPaytechPrivate2,200,000,000.00South America
192Chipper CashUnited StatesPaytechPrivate2,200,000,000.00North America
193NewfrontUnited StatesInsurtechPrivate2,199,999,999.00North America
194zettle by PayPalSwedenPaytechPrivate2,199,999,999.00Europe
195PayfitFranceAccountingPrivate2,100,000,000.00Europe
196Mercado BitcoinBrazilCryptocurrencyPrivate2,100,000,000.00South America
197GoCardlessUnited KingdomOpen BankingPrivate2,100,000,000.00Europe
198JeevesUnited StatesPaytechPrivate2,100,000,000.00North America
199ReChargeUnited StatesPaytechPrivate2,100,000,000.00North America
200AddeparUnited StatesWealthtechPrivate2,100,000,000.00North America
201ZiltchUnited KingdomBNPLPrivate2,000,000,000.00Europe
202LunarDenmarkChallenger BankPrivate2,000,000,000.00Europe
203BunqNetherlandsChallenger BankPrivate2,000,000,000.00Europe
204PipeUnited StatesChallenger BankPrivate2,000,000,000.00North America
205MoMoVietnamChallenger BankPrivate2,000,000,000.00Asia
20621.coSwitzerlandCryptocurrencyPrivate2,000,000,000.00Europe
207Babel FinanceHong KongCryptocurrencyPrivate2,000,000,000.00Asia
208AtomeSingaporeFinetchPrivate2,000,000,000.00Asia
209FirstP2PChinaFintechPrivate2,000,000,000.00Asia
210Mynt (Gcash)PhilippinesFintechPrivate2,000,000,000.00Asia
211ZilchUnited KingdomFintechPrivate2,000,000,000.00Europe
212ClearcoUnited StatesFintechPrivate2,000,000,000.00North America
213Divvy HomesUnited StatesFintechPrivate2,000,000,000.00North America
214Modern TreasuryUnited StatesFintechPrivate2,000,000,000.00North America
215ZenefitsUnited StatesFintechPrivate2,000,000,000.00North America
216TradeshiftUnited StatesInfrastructurePrivate2,000,000,000.00North America
217WaterdropChinaInsurtechPrivate2,000,000,000.00Asia
218ClearStreetUnited StatesInvestechPrivate2,000,000,000.00North America
219AvantUnited StatesOpen BankingPrivate2,000,000,000.00North America
220ClipMexicoPaytechPrivate2,000,000,000.00North America
221OpayNigeriaPaytechPrivate2,000,000,000.00Africa
222CopperUnited KingdomFintechPrivate2,000,000,000.00Europe
223PaymentusUnited StatesFintechPublicPAY1,964,313,138.00Google FinanceNorth America
224PayoneerIsraelPaytechPublicPAYO1,957,383,388.00Google FinanceAsia
225SpiffUnited StatesAccountingPrivate1,900,000,000.00North America
226Starling BankUnited KingdomChallenger BankPrivate1,900,000,000.00Europe
227Coinswitch KuberIndiaCryptocurrencyPrivate1,900,000,000.00Asia
228BitGoUnited StatesCryptocurrencyPrivate1,900,000,000.00North America
229AI Bank (Baixain)ChinaFintechPrivate1,900,000,000.00Asia
230MXUnited StatesFintechPrivate1,900,000,000.00North America
231RoofstockUnited StatesInvestechPrivate1,900,000,000.00North America
232DailyPayUnited StatesBNPLPrivate1,800,000,000.00North America
233Varo MoneyUnited StatesChallenger BankPrivate1,800,000,000.00North America
234GreenSkyUnited StatesFintechPrivate1,800,000,000.00North America
235TruliooCanadaRegtechPrivate1,800,000,000.00North America
236QuantexaUnited KingdomSaaSPrivate1,800,000,000.00Europe
237EnovaUnited StatesChallenger BankPublicENVA1,777,489,857.00Google FinanceNorth America
238LiveOak BankUnited StatesBanktechPublicLOB1,758,360,360.00Google FinanceNorth America
239Micro Connect (Diguantong)Hong KongFintechPrivate1,700,000,000.00Asia
240Melio PaymentsUnited StatesFintechPrivate1,700,000,000.00North America
241Mercury PaymentsUnited StatesFintechPrivate1,700,000,000.00North America
242WaveSenegalInfrastructurePrivate1,700,000,000.00Africa
243Kredivo (FinAccel)IndonesiaLendtechPrivate1,700,000,000.00Asia
244SpotterUnited StatesSaaSPrivate1,700,000,000.00North America
245Neon PaymentsBrazilBanktechPrivate1,600,000,000.00South America
246Magic EdenUnited StatesBlockchainPrivate1,600,000,000.00North America
247MercuryUnited StatesChallenger BankPrivate1,600,000,000.00North America
24810x BankingUnited KingdomDigital BankingPrivate1,600,000,000.00Europe
249Solaris BankGermanyFintechPrivate1,600,000,000.00Europe
250BillDeskIndiaFintechPrivate1,600,000,000.00Asia
251Self FinancialUnited StatesFintechPrivate1,600,000,000.00North America
252BolttechSingaporeInsurtechPrivate1,600,000,000.00Asia
253WayflyerIrelandLendingPrivate1,600,000,000.00Europe
254AlloyUnited StatesOpen BankingPrivate1,600,000,000.00North America
255PaveUnited StatesPaytechPrivate1,600,000,000.00North America
256BilltrustUnited StatesPaymentsPublicBTRS1,600,000,000.00Google FinanceNorth America
257Viva WalletGreecePaytechPrivate1,600,000,000.00Europe
258CapitolisIsraelSaaSPrivate1,600,000,000.00Asia
259Mercury TechnologiesUnited StatesBankingPrivate1,500,000,000.00North America
260AkulakuIndonesiaBNPLPrivate1,500,000,000.00Asia
261FawryEgyptPaytechPublicFWRY1,500,000,000.00Google FinanceAfrica
262WeLabChinaChallenger BankPrivate1,500,000,000.00Asia
263OnecardIndiaChallenger BankPrivate1,500,000,000.00Asia
264ZetaIndiaChallenger BankPrivate1,500,000,000.00Asia
265Happy MoneyUnited StatesChallenger BankPrivate1,500,000,000.00North America
266LedgerFranceCryptocurrencyPrivate1,500,000,000.00Europe
267CoinlistUnited StatesCryptocurrencyPrivate1,500,000,000.00North America
268TaxBitUnited StatesCryptocurrencyPrivate1,500,000,000.00North America
269FigureUnited StatesFintechPrivate1,500,000,000.00North America
270Funding CircleUnited KingdomCommercial LendingPublicFCH1,500,000,000.00Google FinanceEurope
271GoHealthUnited StatesHealthtechPrivate1,500,000,000.00North America
272TabbySaudi ArabiaLendingPrivate1,500,000,000.00Asia
273Ascend MoneyThailandOpen BankingPrivate1,500,000,000.00Asia
274BuiltUnited StatesOpen BankingPrivate1,500,000,000.00North America
275PingPongChinaPaytechPrivate1,500,000,000.00Asia
276Zepz (WorldRemit)United KingdomPaytechPrivate1,500,000,000.00Europe
277DockBrazilPaytechPrivate1,500,000,000.00South America
278KushkiEcuadorPaytechPrivate1,500,000,000.00South America
279M1 FinanceUnited StatesWealthtechPrivate1,500,000,000.00North America
280Hypoport SEGermanyFintechPublicHYQ1,484,091,273.00Google FinanceEurope
281ZipUnited StatesSaaSPublicZIP1,421,220,995.00Google FinanceNorth America
282AlkamiUnited StatesBanktechPrivate1,400,000,000.00North America
283FigmentCanadaBlockchainPrivate1,400,000,000.00North America
284Judo BankAustraliaChallenger BankPrivate1,400,000,000.00Oceania
285At-BayUnited KingdomInsurtechPrivate1,400,000,000.00Europe
286WealthfrontUnited StatesInvestechPrivate1,400,000,000.00North America
287Liquidity GroupIsraelLendtechPrivate1,400,000,000.00Asia
288FPL TechnologiesIndiaPaytechPrivate1,400,000,000.00Asia
289PaddleUnited KingdomPaytechPrivate1,400,000,000.00Europe
290Scalable CapitalGermanyWealthtechPrivate1,400,000,000.00Europe
291StashUnited StatesWealthtechPrivate1,400,000,000.00North America
292TrueBillUnited StatesBanktechPrivate1,300,000,000.00North America
293CredAvenueIndiaChallenger BankPrivate1,300,000,000.00Asia
294CoinTrackerUnited StatesCryptocurrencyPrivate1,300,000,000.00North America
295iTrustCapitalUnited StatesCryptocurrencyPrivate1,300,000,000.00North America
296LukkaUnited StatesCryptocurrencyPrivate1,300,000,000.00North America
297OpenseaUnited StatesCryptocurrencyPrivate1,300,000,000.00North America
298TalosUnited StatesCryptocurrencyPrivate1,300,000,000.00North America
299KonvioMexicoFintechPrivate1,300,000,000.00North America
300MarshmallowUnited KingdomInsurtechPrivate1,300,000,000.00Europe
301BettermentUnited StatesInvestechPrivate1,300,000,000.00North America
302PayaUnited StatesPaytechPrivate1,300,000,000.00North America
303PaidyJapanPaytechPrivate1,300,000,000.00Asia
304LemonadeUnited StatesInsurtechPublicLMND1,235,548,957.00Google FinanceNorth America
305FloQastUnited StatesAccountingPrivate1,200,000,000.00North America
306PilotUnited StatesAccountingPrivate1,200,000,000.00North America
307Mythical GamesUnited StatesBlockchainPrivate1,200,000,000.00North America
308UnitIsraelChallenger BankPrivate1,200,000,000.00Asia
309HashKeyChinaCryptocurrencyPrivate1,200,000,000.00Asia
310Phantom TechnologiesUnited StatesCryptocurrencyPrivate1,200,000,000.00North America
311Clover HealthUnited StatesHealthtechPrivate1,200,000,000.00North America
312AgentSyncUnited StatesInsurtechPrivate1,200,000,000.00North America
313Public.comUnited StatesInvestechPrivate1,200,000,000.00North America
314ScalapayItalyLendtechPrivate1,200,000,000.00Europe
315SimpleNexusUnited StatesLendtechPrivate1,200,000,000.00North America
316KyribaNetherlandsPayment ProcessingPrivate1,200,000,000.00Europe
317SkrillUnited KingdomPaytechPrivate1,200,000,000.00Europe
318GalileoUnited StatesPaytechPrivate1,200,000,000.00North America
319StoriMexicoPaytechPrivate1,200,000,000.00North America
320ZuoraUnited StatesFintechPublicZUO1,197,746,983.00Google FinanceNorth America
321Deposit SolutionsGermanyBanktechPrivate1,100,000,000.00Europe
322TechnysisUnited StatesBanktechPrivate1,100,000,000.00North America
323SunbitUnited StatesBNPLPrivate1,100,000,000.00North America
324RaisinGermanyChallenger BankPrivate1,100,000,000.00Europe
325MobileCoinUnited StatesCryptocurrencyPrivate1,100,000,000.00North America
326Happy Money (fka Payoff)United StatesFintechPrivate1,100,000,000.00North America
327BranchUnited StatesInsuretechPrivate1,100,000,000.00North America
328AckoIndiaInsurtechPrivate1,100,000,000.00Asia
329EarnixIsraelInsurtechPrivate1,100,000,000.00Asia
330ZegoUnited KingdomInsurtechPrivate1,100,000,000.00Europe
331Super Apps HoldingMalaysiaPaytechPrivate1,100,000,000.00Asia
332CayanUnited StatesPaytechPrivate1,100,000,000.00North America
333SpendeskFrancePaytechPrivate1,100,000,000.00Europe
334FundboxIsraelPaytechPrivate1,100,000,000.00Asia
335CaribouUnited StatesPaytechPrivate1,100,000,000.00North America
336FenbeitongChinaSaaSPrivate1,100,000,000.00Asia
337LendbuzzUnited StatesFintechPrivate1,100,000,000.00North America
338FreshBooksCanadaAccountingPrivate1,000,000,000.00North America
339TaxfixGermanyAccountingPrivate1,000,000,000.00Europe
340TorpargoUnited StatesAccountingPrivate1,000,000,000.00North America
341WrapbookUnited StatesAccountingPrivate1,000,000,000.00North America
342Neo FinancialCanadaBankingPrivate1,000,000,000.00North America
343NymbusUnited StatesBanking Technology SolutionsPrivate1,000,000,000.00North America
344PismoUnited KingdomBanktechPrivate1,000,000,000.00Europe
345GliaUnited StatesBanktechPrivate1,000,000,000.00North America
346Forte LabsUnited StatesBlockchainPrivate1,000,000,000.00North America
347Injective ProtocolUnited StatesBlockchainPrivate1,000,000,000.00North America
348LydiaFranceChallenger BankPrivate1,000,000,000.00Europe
349OpenIndiaChallenger BankPrivate1,000,000,000.00Asia
350ClaraMexicoChallenger BankPrivate1,000,000,000.00North America
351NumbrsSwitzerlandChallenger BankPrivate1,000,000,000.00Europe
352AmountUnited StatesChallenger BankPrivate1,000,000,000.00North America
353EsusuUnited StatesChallenger BankPrivate1,000,000,000.00North America
354LendKeyUnited StatesConsumer LendingPrivate1,000,000,000.00North America
355GuantletUnited StatesCryptocurrencyPrivate1,000,000,000.00North America
356UniswapUnited StatesCryptocurrencyPrivate1,000,000,000.00North America
357ZebicUnited StatesCryptocurrencyPrivate1,000,000,000.00North America
358LiquidJapanCryptocurrencyPrivate1,000,000,000.00Asia
359Crypto.comSingaporeCryptocurrencyPrivate1,000,000,000.00Asia
360MatrixportSingaporeCryptocurrencyPrivate1,000,000,000.00Asia
361BitkubThailandCryptocurrencyPrivate1,000,000,000.00Asia
362WorldcoinUnited StatesCryptocurrencyPrivate1,000,000,000.00North America
363PaparaTurkeyDigital BankingPrivate1,000,000,000.00Asia
364Cart.comUnited StatesEcommercePrivate1,000,000,000.00North America
365VNLife (VNPay)VietnamEcommercePrivate1,000,000,000.00Asia
366PennylaneFranceFintechPrivate1,000,000,000.00Europe
367InCredIndiaFintechPrivate1,000,000,000.00Asia
368BioCatchIsraelFintechPrivate1,000,000,000.00Asia
369C2FOUnited StatesFintechPrivate1,000,000,000.00North America
370FinicityUnited StatesFintechPrivate1,000,000,000.00North America
371Prove Identity (Payfone)United StatesFintechPrivate1,000,000,000.00North America
372SiftUnited StatesFintechPrivate1,000,000,000.00North America
373VestwellUnited StatesFintechPrivate1,000,000,000.00North America
374Shift TechnologyFranceInfrastructurePrivate1,000,000,000.00Europe
375FeedzaiPortugalInfrastructurePrivate1,000,000,000.00Europe
376BetterflyChileInsuretechPrivate1,000,000,000.00South America
377VesttooIsraelInsuretechPrivate1,000,000,000.00Asia
378Bright HealthUnited StatesInsuretechPrivate1,000,000,000.00North America
379Kin InsuranceUnited StatesInsuretechPrivate1,000,000,000.00North America
380ClarkGermanyInsurtechPrivate1,000,000,000.00Europe
381ClearcoverUnited StatesInsurtechPrivate1,000,000,000.00North America
382OrchardUnited StatesInsurtechPrivate1,000,000,000.00North America
383Pie InsuranceUnited StatesInsurtechPrivate1,000,000,000.00North America
384The ZebraUnited StatesInsurtechPrivate1,000,000,000.00North America
385NutmegUnited KingdomInvestechPrivate1,000,000,000.00Europe
386InvestCloudUnited StatesInvestechPrivate1,000,000,000.00North America
387Personal CapitalUnited StatesInvestechPrivate1,000,000,000.00North America
388TamaraSaudi ArabiaLendingPrivate1,000,000,000.00Asia
389KCD (Korean Credit Data)South KoreaLendingPrivate1,000,000,000.00Asia
390FlexUnited StatesLendtechPrivate1,000,000,000.00North America
391LendingHomeUnited StatesLendtechPrivate1,000,000,000.00North America
392Octane LendingUnited StatesLendtechPrivate1,000,000,000.00North America
393TrueLayerUnited KingdomOpen BankingPrivate1,000,000,000.00Europe
394NagadBangladeshPaytechPrivate1,000,000,000.00Asia
395XtransferChinaPaytechPrivate1,000,000,000.00Asia
396DANA WalletIndonesiaPaytechPrivate1,000,000,000.00Asia
397SatispayItalyPaytechPrivate1,000,000,000.00Europe
398OpnThailandPaytechPrivate1,000,000,000.00Asia
399Currency CloudUnited KingdomPaytechPrivate1,000,000,000.00Europe
400ChromeRiver (Emburse)United StatesPaytechPrivate1,000,000,000.00North America
401EnableUnited StatesPaytechPrivate1,000,000,000.00North America
402PaystandUnited StatesPaytechPrivate1,000,000,000.00North America
403Stax (FatMerchant)United StatesPaytechPrivate1,000,000,000.00North America
404PayhawkBelgiumPaytechPrivate1,000,000,000.00Europe
405EBANXBrazilPaytechPrivate1,000,000,000.00South America
406SliceIndiaPaytechPrivate1,000,000,000.00Asia
407XenditIndonesiaPaytechPrivate1,000,000,000.00Asia
408TransfermateIrelandPaytechPrivate1,000,000,000.00Europe
409InterswitchNigeriaPaytechPrivate1,000,000,000.00Africa
410NiumSingaporePaytechPrivate1,000,000,000.00Asia
411PPROUnited KingdomPaytechPrivate1,000,000,000.00Europe
412ZopaUnited KingdomPaytechPrivate1,000,000,000.00Europe
413Sightline PaymentsUnited StatesPaytechPrivate1,000,000,000.00North America
414AjaibIndonesiaSaaSPrivate1,000,000,000.00Asia
415Human InterestUnited StatesWealthtechPrivate1,000,000,000.00North America
416SmartAssetUnited KingdomWealthtechPrivate1,000,000,000.00Europe
417AcornsUnited StatesWealthtechPrivate1,000,000,000.00North America
418CAISUnited StatesWealthtechPrivate1,000,000,000.00North America
419ViseUnited StatesWealthtechPrivate1,000,000,000.00North America
420WeBullUnited StatesWealthtechPrivate1,000,000,000.00North America
421MNT-HalanEgyptFintechPrivate1,000,000,000.00Africa
422LendingClubUnited StatesFintechPublicLC961,676,330.00Google FinanceNorth America
423PagayaUnited StatesBanking TechnologyPrivate900,000,000.00North America
424ThunesSingaporePaytechPrivate900,000,000.00Asia
425PaysafeUnited KingdomPayment ProcessingPublicPSFE850,806,305.00Google FinanceEurope
426KabbageUnited StatesFintechPrivate850,000,000.00North America
427LoanDepotUnited StatesFintechPublicLDI805,879,421.00Google FinanceNorth America
428DAVEUnited StatesChallenger BankPublicDAVE315,845,800.00Google FinanceNorth America
429BoltUnited StatesPaytechPrivate300,000,000.00North America
430SezzleUnited StatesLendtechPublicSEZL283,508,343.00Google FinanceNorth America
431BakktUnited StatesDigital Asset ManagementPublicBKKT274,664,300.00Google FinanceNorth America
432HippoUnited StatesHome InsurancePublicHIPO257,265,478.00Google FinanceNorth America
433VeraBankUnited StatesBankingPublicVABK173,750,502.00Google FinanceNorth America
434OportunUnited StatesDigital BankingPublicOPRT125,624,763.00Google FinanceNorth America
435BGL GroupUnited KingdomInsurtechPrivate100,000,000.00Europe
436True AccordUnited StatesInfrastructurePrivate49,000,000.00North America
437CURO Financial TechnologiesUnited StatesLendingPublicCURO10,531,642.00Google FinanceNorth America
438NCRUnited StatesRetail Point-of-SalesPublicNCR3,843,060.00Google FinanceNorth America

*As per last valuation data available on Feb 1st, 2024.

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Rearchitecting the Financial System

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Understanding this ranking

This ranking was initially an internal tool that we use at CFTE. Because CFTE and our experts constantly create courses and presentations, there is always the need for information such as “What is the latest valuation of Ant Group” or “How does Revolut compare to European banks”. Since we spend a large amount of time updating this information, we thought it could be useful to others too and decided to make it public. But note that it is first and foremost an internal tool, so will have its limitations. I hope you will find this ranking useful, and please do not hesitate to report issues or suggest improvements. 

Huy Nguyen Trieu, co-founder CFTE

What is Fintech?

At CFTE, our definition of Fintech is “the impact that technology has in transforming the financial industry”. It’s a very broad definition that includes early stage Fintech startups, established startups such as Stripe, large tech companies such as Ant Financial, but also financial institutions such as Citi or Prudential. In the table above, we have decided to exclude the financial institutions such as JP Morgan to focus only on the Fintech startups. We have differentiated between the different sub-sectors of Fintech, and have included all of them, such as Paytech, Insurtech, Regtech, Challenger Banks, etc.  

What is market capitalisation?

For listed companies, we use Google Finance as the market capitalisation. For private companies, we use articles, press releases, etc., which we reference. This has to be taken with a grain of salt since private valuations are not easily comparable (preferential rights, etc.) and disclosed numbers can’t always be trusted. Some companies are not present because no valuations were public.

Is it a comprehensive list?

Not by a long way. There are companies missing and figures change on a daily basis. We have decided to only list the companies with a valuation in excess of $1bn (the “unicorns” in startup speak). We are constantly updating this table, so don’t hesitate to send us names of companies we have missed and flag inaccurate information. Thanks a lot for your help!

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