Largest
Fintech Companies 2024
A live and updated ranking of the largest Fintech companies.
The table below references the largest Fintech companies in the world, with 400+ listed below. We uphold an updated list of the 21st century unicorns with our Fintech Unicorns Hub, designed to help those who want an updated overview of the Fintech industry through the lens of market valuations.
Note: For listed companies, real-time market capitalisations are fed from Google Finance. For private companies, a reference to the source is attached. An explanation of the methodology can be found at the bottom of the page.
What are Fintech Companies?
Fintech companies are financial institutions that provide financial services and products by using technologies to augment, streamline or digitise their offering. The financial technology ecosystem today is seeing a number of high-growth fintech startups with new business models in various sectors like lending and credit, payments, cryptocurrencies, wealthtech, challenger banks, regtech, blockchain, open banking, BNPL, insuretech and more, that are challenging traditional banks.
Largest Fintech Companies by Market Valuation
Rankings | Name | Type of company | Ticker | Country | Continent | Status | Market Cap (in USD) | Source |
---|---|---|---|---|---|---|---|---|
1 | Visa | Paytech | V | United States | North America | Public | 564,338,483,716.00 | Google Finance |
2 | Mastercard | Paytech | MA | United States | North America | Public | 449,990,738,057.00 | Google Finance |
3 | Intuit | Accounting | INTU | United States | North America | Public | 175,740,215,643.00 | Google Finance |
4 | Fiserv | Open Banking | FISV | United States | North America | Public | 99,278,054,893.00 | Google Finance |
5 | Shopify | Ecommerce | SHOP | Canada | North America | Public | 87,874,002,327.00 | Google Finance |
6 | Ant Financial | Open Banking | China | Asia | Private | 78,500,000,000.00 | ||
7 | Tencent (Fintech business) | Regtech | China | Asia | Private | 70,000,000,000.00 | ||
8 | Nubank | Challenger Bank | NU | Brazil | South America | Public | 65,817,591,969.00 | Google Finance |
9 | Paypal | Paytech | PYPL | United States | North America | Public | 70,898,791,990.00 | Google Finance |
10 | Binance | Cryptocurrency | Cayman Islands | North America | Private | 62,000,000,000.00 | ||
11 | Coinbase | Cryptocurrency | COIN | United States | North America | Public | 38,526,468,143.00 | Google Finance |
12 | Stripe | Paytech | Ireland | Europe | Private | 50,000,000,000.00 | ||
13 | Block (formerly Square) | Merchant Payments | SQ | United States | North America | Public | 37,745,195,795.00 | Google Finance |
14 | Checkout.com | Paytech | United Kingdom | Europe | Private | 40,000,000,000.00 | ||
15 | Adyen | Paytech | ADYEN | Netherlands | Europe | Public | 42,293,408,720.20 | Google Finance |
16 | Afterpay | Fintech | Australia | Oceania | Private | 29,000,000,000.00 | ||
17 | Chime | Challenger Bank | United States | North America | Private | 25,000,000,000.00 | ||
18 | Acrisure | Insurtech | United States | North America | Private | 23,000,000,000.00 | ||
19 | Robinhood | Wealthtech | HOOD | United States | North America | Public | 17,392,757,549.00 | Google Finance |
20 | WeBank | Fintech | China | Asia | Private | 21,000,000,000.00 | ||
21 | Polygon | Blockchain | India | Asia | Private | 20,000,000,000.00 | ||
22 | FNZ | Investech | United Kingdom | Europe | Private | 20,000,000,000.00 | ||
23 | SumUp | Paytech | United States | North America | Private | 20,000,000,000.00 | ||
24 | Revolut | Challenger Bank | United Kingdom | Europe | Private | 18,000,000,000.00 | ||
25 | Toast | Paytech | TOST | United States | North America | Public | 13,274,440,471.00 | Google Finance |
26 | Grab | Infrastructure | GRAB | Malaysia | Asia | Public | 13,268,880,622.00 | Google Finance |
27 | Ally Financial | Challenger Bank | ALLY | United States | North America | Public | 12,083,283,541.00 | Google Finance |
28 | Xero | Infrastructure | XRO | New Zealand | Oceania | Public | 13,291,075,173.01 | Google Finance |
29 | Plaid | Open Banking | United States | North America | Private | 13,000,000,000.00 | ||
30 | Lufax | Wealthtech | LU | China | Asia | Public | 1,915,296,533.00 | Google Finance |
31 | Brex | Challenger Bank | United States | North America | Private | 12,000,000,000.00 | ||
32 | Deel | Infrastructure | United States | North America | Private | 12,000,000,000.00 | ||
33 | PhonePe | Paytech | India | Asia | Private | 12,000,000,000.00 | ||
34 | GoodLeap | Fintech | United States | North America | Private | 12,000,000,000.00 | ||
35 | Wise (TransferWise) | Fintech | WISE | United Kingdom | Europe | Public | 11,803,000,000.00 | Google Finance |
36 | Guidewire Software | Insurance Software | GWRE | United States | North America | Public | 13,894,047,615.00 | Google Finance |
37 | Ripple | Cryptocurrency | United States | North America | Private | 11,000,000,000.00 | ||
38 | Kraken | Cryptocurrency | United States | North America | Private | 10,800,000,000.00 | ||
39 | Affirm | BNPL | AFRM | United States | North America | Public | 11,875,327,686.00 | Google Finance |
40 | KuCoin | Cryptocurrency | Seychelles | Africa | Private | 10,000,000,000.00 | ||
41 | Gusto | Infrastructure | United States | North America | Private | 10,000,000,000.00 | ||
42 | Navan (TripActions) | Paytech | United States | North America | Private | 9,200,000,000.00 | ||
43 | Bullish | Cryptocurrency | United States | North America | Private | 9,000,000,000.00 | ||
44 | Chainalysis | Blockchain | United States | North America | Private | 8,600,000,000.00 | ||
45 | Carta | Wealthtech | United States | North America | Private | 8,500,000,000.00 | ||
46 | Tipalti | Open Banking | United States | North America | Private | 8,300,000,000.00 | ||
47 | Sofi | Challenger Bank | SOFI | United States | North America | Public | 7,540,992,878.00 | Google Finance |
48 | FalconX | Cryptocurrency | United States | North America | Private | 8,000,000,000.00 | ||
49 | Fireblocks | Cryptocurrency | United States | North America | Private | 8,000,000,000.00 | ||
50 | Jiedaibao | Fintech | China | Asia | Private | 7,800,000,000.00 | ||
51 | Klarna | Paytech | Sweden | Europe | Private | 7,800,000,000.00 | ||
52 | Policybazaar | Insurtech | POLICYBZR | India | Asia | Public | 9,413,417,409.53 | Google Finance |
53 | Better.com | Wealthtech | United States | North America | Private | 7,700,000,000.00 | ||
54 | Dapper Labs | Blockchain | Canada | North America | Private | 7,600,000,000.00 | ||
55 | Razorpay | Paytech | India | Asia | Private | 7,500,000,000.00 | ||
56 | KakaoBank | Fintech | 323410 | South Korea | Asia | Public | 7,159,428,294.83 | Google Finance |
57 | UIPath | Infrastructure | PATH | Romania | Europe | Public | 6,982,157,484.00 | Google Finance |
58 | Paypay | Paytech | Japan | Private | 7,170,000,000.00 | News | ||
59 | Credit Karma | Digital Personal Finance | United States | North America | Private | 7,100,000,000.00 | ||
60 | Viva Republica | Paytech | South Korea | Asia | Private | 7,100,000,000.00 | ||
61 | HealthEquity | Fintech | HQY | United States | North America | Public | 6,663,729,329.00 | Google Finance |
62 | Finastra | Banking Technology | United Kingdom | Europe | Private | 7,000,000,000.00 | ||
63 | ConsenSys | Blockchain | United States | North America | Private | 7,000,000,000.00 | ||
64 | Gemini | Cryptocurrency | United States | North America | Private | 7,000,000,000.00 | ||
65 | NYDIG | Cryptocurrency | United States | North America | Private | 7,000,000,000.00 | ||
66 | Toss (Viva Republica) | Fintech | South Korea | Asia | Private | 7,000,000,000.00 | ||
67 | Toss | Paytech | South Korea | Asia | Private | 6,699,999,999.00 | ||
68 | Mollie | Paytech | Netherlands | Europe | Private | 6,500,000,000.00 | ||
69 | Cred | Paytech | India | Asia | Private | 6,400,000,000.00 | ||
70 | Upgrade | Challenger Bank | United States | North America | Private | 6,300,000,000.00 | ||
71 | N26 | Challenger Bank | Germany | Europe | Private | 6,000,000,000.00 | ||
72 | iCapital Network | Wealthtech | United States | North America | Private | 6,000,000,000.00 | ||
73 | Bill.com | Paytech | BILL | United States | North America | Public | 5,754,599,541.00 | Google Finance |
74 | Trustly | Fintech | Sweden | Europe | Private | 5,900,000,000.00 | ||
75 | Root Insurance | Fintech | United States | North America | Private | 5,800,000,000.00 | ||
76 | Airwallex | Challenger Bank | Australia | Oceania | Private | 5,500,000,000.00 | ||
77 | Cedar | Insurtech | FUN | United States | North America | Public | 4,094,278,837.00 | Google Finance |
78 | Mambu | Challenger Bank | Germany | Europe | Private | 5,300,000,000.00 | ||
79 | Tinkoff Bank | Fintech | TCSG.ME | Russia | Asia | Public | 5,217,000,000.00 | Yahoo Finance |
80 | Plaid Technologies | Fintech | United States | North America | Private | 5,100,000,000.00 | ||
81 | QuintoAndar | Wealthtech | Brazil | South America | Private | 5,100,000,000.00 | ||
82 | Qonto | Challenger Bank | France | Europe | Private | 5,000,000,000.00 | ||
83 | Trade Republic | Challenger Bank | Germany | Europe | Private | 5,000,000,000.00 | ||
84 | Oaknorth | Challenger Bank | United Kingdom | Europe | Private | 5,000,000,000.00 | ||
85 | Coalition | Insurtech | United States | North America | Private | 5,000,000,000.00 | ||
86 | Oxyzo | Paytech | India | Asia | Private | 5,000,000,000.00 | ||
87 | Rapyd | Paytech | Israel | Asia | Private | 5,000,000,000.00 | ||
88 | ZEPZ | Paytech | United Kingdom | Europe | Private | 5,000,000,000.00 | ||
89 | Monzo | Challenger Bank | United Kingdom | Europe | Private | 5,000,000,000.00 | ||
90 | Creditas | BNPL | Brazil | South America | Private | 4,800,000,000.00 | ||
91 | Circle Internet Financial | Cryptocurrency | United States | North America | Private | 4,800,000,000.00 | ||
92 | Ramp | Cryptocurrency | United States | North America | Private | 4,800,000,000.00 | ||
93 | Clearwater Analytics | Fintech | CWAN | United States | North America | Public | 5,948,714,846.00 | Google Finance |
94 | Pleo | Paytech | Denmark | Europe | Private | 4,700,000,000.00 | ||
95 | Nuvei | Fintech | NVEI | Canada | North America | Public | 4,731,332,838.11 | Google Finance |
96 | Lendable | Fintech | United Kingdom | Europe | Private | 4,600,000,000.00 | ||
97 | Socure | Challenger Bank | United States | North America | Private | 4,500,000,000.00 | ||
98 | Blockfi | Cryptocurrency | United States | North America | Private | 4,500,000,000.00 | ||
99 | Wefox | Insurtech | Germany | Europe | Private | 4,500,000,000.00 | ||
100 | Pine Labs | Paytech | India | Asia | Private | 4,500,000,000.00 | ||
101 | Circle | Paytech | United States | North America | Private | 4,500,000,000.00 | ||
102 | PagSeguro | Fintech | PAGS | Brazil | South America | Public | 2,896,518,754.00 | Google Finance |
103 | Sorare | Blockchain | France | Europe | Private | 4,300,000,000.00 | ||
104 | Q2 Holdings | Fintech | QTWO | United States | North America | Public | 4,391,628,842.00 | Google Finance |
105 | StoneCo | Infrastructure | STNE | Brazil | South America | Public | 3,513,286,027.00 | Google Finance |
106 | Bitpanda | Cryptocurrency | Austria | Europe | Private | 4,100,000,000.00 | ||
107 | Dataminr | Infrastructure | United States | North America | Private | 4,100,000,000.00 | ||
108 | Kakao Pay | Fintech | South Korea | Asia | Private | 4,000,000,000.00 | ||
109 | Digit Insurance | Insurtech | India | Asia | Private | 4,000,000,000.00 | ||
110 | Next Insurance | Insurtech | United States | North America | Private | 4,000,000,000.00 | ||
111 | AngelList | Investing | United States | North America | Private | 4,000,000,000.00 | ||
112 | EngageSmart | Paytech | United States | North America | Private | 4,000,000,000.00 | ||
113 | Melio | Paytech | Israel | Asia | Private | 4,000,000,000.00 | ||
114 | Oscar | Insurtech | OSCR | United States | North America | Public | 4,226,153,557.00 | Google Finance |
115 | Oscar Health | Healthtech | OSCR | United States | North America | Public | 4,226,153,557.00 | Google Finance |
116 | GoTo | Paytech | GOTO | Indonesia | Asia | Public | 4,120,783,131.67 | Google Finance |
117 | Dutchie | Fintech | United States | North America | Private | 3,800,000,000.00 | ||
118 | nCino | Fintech | NCNO | United States | North America | Public | 3,454,073,384.00 | Google Finance |
119 | Papaya Global | Infrastructure | Israel | Asia | Private | 3,700,000,000.00 | ||
120 | Wealthsimple | Wealthtech | Canada | North America | Private | 3,700,000,000.00 | ||
121 | Virtu Financial | Financial Market Making | VIRT | United States | North America | Public | 4,951,604,700.00 | Google Finance |
122 | SpotOn | Paytech | United States | North America | Private | 3,600,000,000.00 | ||
123 | Paytm | Infrastructure | PAYTM | India | Asia | Public | 4,769,053,830.30 | Google Finance |
124 | eToro | Fintech | United Kingdom | Europe | Private | 3,500,000,000.00 | ||
125 | Assurance | Insurtech | United States | North America | Private | 3,500,000,000.00 | ||
126 | Chargebee | Payment Processing | United States | North America | Private | 3,500,000,000.00 | ||
127 | Upstox | SaaS | India | Asia | Private | 3,500,000,000.00 | ||
128 | MoonPay | Cryptocurrency | Malta | Europe | Private | 3,400,000,000.00 | ||
129 | BlockDaemon | Blockchain | United States | North America | Private | 3,250,000,000.00 | ||
130 | Celsius Network | Cryptocurrency | United States | North America | Private | 3,250,000,000.00 | ||
131 | Alkami Technology | Digital Banking | ALKT | United States | North America | Public | 2,933,926,009.00 | Google Finance |
132 | Blockstream | Blockchain | Canada | North America | Private | 3,200,000,000.00 | ||
133 | Figure Technologies | Wealthtech | United States | North America | Private | 3,200,000,000.00 | ||
134 | HighRadius | Infrastructure | United States | North America | Private | 3,100,000,000.00 | ||
135 | Bilt | Paytech | United States | North America | Private | 3,100,000,000.00 | ||
136 | Cross River Bank | Banking | United States | North America | Private | 3,000,000,000.00 | ||
137 | Blockchain.com | Blockchain | Luxembourg | Europe | Private | 3,000,000,000.00 | ||
138 | Sky Mavis | Blockchain | Vietnam | Asia | Private | 3,000,000,000.00 | ||
139 | Amber Group | Cryptocurrency | Singapore | Asia | Private | 3,000,000,000.00 | ||
140 | Anchorage Digital | Cryptocurrency | United States | North America | Private | 3,000,000,000.00 | ||
141 | China UnionPay | Fintech | China | Asia | Private | 3,000,000,000.00 | ||
142 | PineLabs | Fintech | India | Asia | Private | 3,000,000,000.00 | ||
143 | Forter | Fintech | United States | North America | Private | 3,000,000,000.00 | ||
144 | Devoted Health | Health | United States | North America | Private | 3,000,000,000.00 | ||
145 | OVO | Paytech | Indonesia | Asia | Private | 3,000,000,000.00 | ||
146 | Flutterwave | Paytech | Nigeria | Africa | Private | 3,000,000,000.00 | ||
147 | Groww | Wealthtech | India | Asia | Private | 3,000,000,000.00 | ||
148 | Lightspeed | Payments | LSPD | Canada | North America | Public | 2,536,873,154.00 | Google Finance |
149 | Rakuton Securities | Investech | Japan | Asia | Private | 2,900,000,000.00 | ||
150 | BharatPe | Paytech | India | Asia | Private | 2,900,000,000.00 | ||
151 | Marqeta | Paytech | MQ | United States | North America | Public | 2,501,170,598.00 | Google Finance |
152 | DriveWealth | Wealthtech | United States | North America | Private | 2,850,000,000.00 | ||
153 | Upstart | BNPL | UPST | United States | North America | Public | 3,149,983,461.00 | Google Finance |
154 | Verafin | Fintech | Canada | North America | Private | 2,800,000,000.00 | ||
155 | Du Xiaoman Financial | BNPL | China | Asia | Private | 2,700,000,000.00 | ||
156 | Thought Machine | Infrastructure | United States | North America | Private | 2,700,000,000.00 | ||
157 | Ethos Life | Insurtech | United States | North America | Private | 2,700,000,000.00 | ||
158 | Ethos Technologies | Insurtech | United States | North America | Private | 2,700,000,000.00 | ||
159 | AvidXchange | Paytech | AVDX | United States | North America | Public | 1,669,000,112.00 | Google Finance |
160 | Duck Creek Software | Fintech | United States | North America | Private | 2,600,000,000.00 | ||
161 | BackBase | SaaS | Netherlands | Europe | Private | 2,600,000,000.00 | ||
162 | Remitly | Paytech | RELY | United Kingdom | Europe | Public | 2,675,321,422.00 | Google Finance |
163 | Paymentus | Fintech | PAY | United States | North America | Public | 2,556,751,531.00 | Google Finance |
164 | Itiviti | Fintech | Sweden | Europe | Private | 2,500,000,000.00 | ||
165 | Singlife | Insurtech | Singapore | Asia | Private | 2,500,000,000.00 | ||
166 | Aura | Insurtech | United States | North America | Private | 2,500,000,000.00 | ||
167 | Coda Payments | Paytech | Singapore | Asia | Private | 2,500,000,000.00 | ||
168 | Immutable | Blockchain | Australia | Oceania | Private | 2,499,999,999.00 | ||
169 | Uala | Paytech | Argentina | South America | Private | 2,450,000,000.00 | ||
170 | dLocal | Fintech | DLO | Uruguay | South America | Public | 2,456,731,166.00 | Google Finance |
171 | cgtz | Wealthtech | China | Asia | Private | 2,410,000,000.00 | ||
172 | Paxos | Blockchain | United States | North America | Private | 2,400,000,000.00 | ||
173 | Accelerant | Insurtech | United States | North America | Private | 2,400,000,000.00 | ||
174 | Flywire | Paytech | FLYW | United States | North America | Public | 2,160,788,475.00 | Google Finance |
175 | Hypoport SE | Fintech | HYQ | Germany | Europe | Public | 2,007,149,460.44 | Google Finance |
176 | Aspiration | Fintech | United States | North America | Private | 2,300,000,000.00 | ||
177 | Lifelock | Fintech | United States | North America | Private | 2,300,000,000.00 | ||
178 | Divvy | Infrastructure | United States | North America | Private | 2,300,000,000.00 | ||
179 | Greenlight | Wealthtech | United States | North America | Private | 2,300,000,000.00 | ||
180 | 1inch | Cryptocurrency | United Kingdom | Europe | Private | 2,249,999,999.00 | ||
181 | Current | Challenger Bank | United States | North America | Private | 2,200,000,000.00 | ||
182 | Bitso | Cryptocurrency | Brazil | South America | Private | 2,200,000,000.00 | ||
183 | CoinDCX | Cryptocurrency | India | Asia | Private | 2,200,000,000.00 | ||
184 | iZettle | Fintech | Sweden | Europe | Private | 2,200,000,000.00 | ||
185 | Tink | Fintech | Sweden | Europe | Private | 2,200,000,000.00 | ||
186 | CloudWalk | Paytech | Brazil | South America | Private | 2,200,000,000.00 | ||
187 | Chipper Cash | Paytech | United States | North America | Private | 2,200,000,000.00 | ||
188 | Newfront | Insurtech | United States | North America | Private | 2,199,999,999.00 | ||
189 | zettle by PayPal | Paytech | Sweden | Europe | Private | 2,199,999,999.00 | ||
190 | Payfit | Accounting | France | Europe | Private | 2,100,000,000.00 | ||
191 | Mercado Bitcoin | Cryptocurrency | Brazil | South America | Private | 2,100,000,000.00 | ||
192 | GoCardless | Open Banking | United Kingdom | Europe | Private | 2,100,000,000.00 | ||
193 | Jeeves | Paytech | United States | North America | Private | 2,100,000,000.00 | ||
194 | ReCharge | Paytech | United States | North America | Private | 2,100,000,000.00 | ||
195 | Addepar | Wealthtech | United States | North America | Private | 2,100,000,000.00 | ||
196 | Payoneer | Paytech | PAYO | Israel | Asia | Public | 2,726,177,613.00 | Google Finance |
197 | Ziltch | BNPL | United Kingdom | Europe | Private | 2,000,000,000.00 | ||
198 | Lunar | Challenger Bank | Denmark | Europe | Private | 2,000,000,000.00 | ||
199 | Bunq | Challenger Bank | Netherlands | Europe | Private | 2,000,000,000.00 | ||
200 | Pipe | Challenger Bank | United States | North America | Private | 2,000,000,000.00 | ||
201 | MoMo | Challenger Bank | Vietnam | Asia | Private | 2,000,000,000.00 | ||
202 | 21.co | Cryptocurrency | Switzerland | Europe | Private | 2,000,000,000.00 | ||
203 | Babel Finance | Cryptocurrency | Hong Kong | Asia | Private | 2,000,000,000.00 | ||
204 | Atome | Finetch | Singapore | Asia | Private | 2,000,000,000.00 | ||
205 | FirstP2P | Fintech | China | Asia | Private | 2,000,000,000.00 | ||
206 | Mynt (Gcash) | Fintech | Philippines | Asia | Private | 2,000,000,000.00 | ||
207 | Clearco | Fintech | United States | North America | Private | 2,000,000,000.00 | ||
208 | Divvy Homes | Fintech | United States | North America | Private | 2,000,000,000.00 | ||
209 | Modern Treasury | Fintech | United States | North America | Private | 2,000,000,000.00 | ||
210 | Zenefits | Fintech | United States | North America | Private | 2,000,000,000.00 | ||
211 | Tradeshift | Infrastructure | United States | North America | Private | 2,000,000,000.00 | ||
212 | Waterdrop | Insurtech | China | Asia | Private | 2,000,000,000.00 | ||
213 | ClearStreet | Investech | United States | North America | Private | 2,000,000,000.00 | ||
214 | Avant | Open Banking | United States | North America | Private | 2,000,000,000.00 | ||
215 | Clip | Paytech | Mexico | North America | Private | 2,000,000,000.00 | ||
216 | Opay | Paytech | Nigeria | Africa | Private | 2,000,000,000.00 | ||
217 | Copper | Fintech | United Kingdom | Europe | Private | 2,000,000,000.00 | ||
218 | Enova | Challenger Bank | ENVA | United States | North America | Public | 2,025,657,377.00 | Google Finance |
219 | Spiff | Accounting | United States | North America | Private | 1,900,000,000.00 | ||
220 | Starling Bank | Challenger Bank | United Kingdom | Europe | Private | 1,900,000,000.00 | ||
221 | Coinswitch Kuber | Cryptocurrency | India | Asia | Private | 1,900,000,000.00 | ||
222 | BitGo | Cryptocurrency | United States | North America | Private | 1,900,000,000.00 | ||
223 | AI Bank (Baixain) | Fintech | China | Asia | Private | 1,900,000,000.00 | ||
224 | MX | Fintech | United States | North America | Private | 1,900,000,000.00 | ||
225 | Roofstock | Investech | United States | North America | Private | 1,900,000,000.00 | ||
226 | LiveOak Bank | Banktech | LOB | United States | North America | Public | 1,870,315,538.00 | Google Finance |
227 | DailyPay | BNPL | United States | North America | Private | 1,800,000,000.00 | ||
228 | Varo Money | Challenger Bank | United States | North America | Private | 1,800,000,000.00 | ||
229 | GreenSky | Fintech | United States | North America | Private | 1,800,000,000.00 | ||
230 | Trulioo | Regtech | Canada | North America | Private | 1,800,000,000.00 | ||
231 | Quantexa | SaaS | United Kingdom | Europe | Private | 1,800,000,000.00 | ||
232 | Micro Connect (Diguantong) | Fintech | Hong Kong | Asia | Private | 1,700,000,000.00 | ||
233 | Melio Payments | Fintech | United States | North America | Private | 1,700,000,000.00 | ||
234 | Mercury Payments | Fintech | United States | North America | Private | 1,700,000,000.00 | ||
235 | Wave | Infrastructure | Senegal | Africa | Private | 1,700,000,000.00 | ||
236 | Kredivo (FinAccel) | Lendtech | Indonesia | Asia | Private | 1,700,000,000.00 | ||
237 | Spotter | SaaS | United States | North America | Private | 1,700,000,000.00 | ||
238 | Neon Payments | Banktech | Brazil | South America | Private | 1,600,000,000.00 | ||
239 | Magic Eden | Blockchain | United States | North America | Private | 1,600,000,000.00 | ||
240 | Mercury | Challenger Bank | United States | North America | Private | 1,600,000,000.00 | ||
241 | 10x Banking | Digital Banking | United Kingdom | Europe | Private | 1,600,000,000.00 | ||
242 | Solaris Bank | Fintech | Germany | Europe | Private | 1,600,000,000.00 | ||
243 | BillDesk | Fintech | India | Asia | Private | 1,600,000,000.00 | ||
244 | Self Financial | Fintech | United States | North America | Private | 1,600,000,000.00 | ||
245 | Bolttech | Insurtech | Singapore | Asia | Private | 1,600,000,000.00 | ||
246 | Wayflyer | Lending | Ireland | Europe | Private | 1,600,000,000.00 | ||
247 | Alloy | Open Banking | United States | North America | Private | 1,600,000,000.00 | ||
248 | Pave | Paytech | United States | North America | Private | 1,600,000,000.00 | ||
249 | Viva Wallet | Paytech | Greece | Europe | Private | 1,600,000,000.00 | ||
250 | Capitolis | SaaS | Israel | Asia | Private | 1,600,000,000.00 | ||
251 | Lemonade | Insurtech | LMND | United States | North America | Public | 1,288,446,606.00 | Google Finance |
252 | Mercury Technologies | Banking | United States | North America | Private | 1,500,000,000.00 | ||
253 | Akulaku | BNPL | Indonesia | Asia | Private | 1,500,000,000.00 | ||
254 | WeLab | Challenger Bank | China | Asia | Private | 1,500,000,000.00 | ||
255 | Onecard | Challenger Bank | India | Asia | Private | 1,500,000,000.00 | ||
256 | Zeta | Challenger Bank | India | Asia | Private | 1,500,000,000.00 | ||
257 | Happy Money | Challenger Bank | United States | North America | Private | 1,500,000,000.00 | ||
258 | Ledger | Cryptocurrency | France | Europe | Private | 1,500,000,000.00 | ||
259 | Coinlist | Cryptocurrency | United States | North America | Private | 1,500,000,000.00 | ||
260 | TaxBit | Cryptocurrency | United States | North America | Private | 1,500,000,000.00 | ||
261 | Figure | Fintech | United States | North America | Private | 1,500,000,000.00 | ||
262 | GoHealth | Healthtech | United States | North America | Private | 1,500,000,000.00 | ||
263 | Tabby | Lending | Saudi Arabia | Asia | Private | 1,500,000,000.00 | ||
264 | Ascend Money | Open Banking | Thailand | Asia | Private | 1,500,000,000.00 | ||
265 | Built | Open Banking | United States | North America | Private | 1,500,000,000.00 | ||
266 | PingPong | Paytech | China | Asia | Private | 1,500,000,000.00 | ||
267 | Zepz (WorldRemit) | Paytech | United Kingdom | Europe | Private | 1,500,000,000.00 | ||
268 | Dock | Paytech | Brazil | South America | Private | 1,500,000,000.00 | ||
269 | Kushki | Paytech | Ecuador | South America | Private | 1,500,000,000.00 | ||
270 | M1 Finance | Wealthtech | United States | North America | Private | 1,500,000,000.00 | ||
271 | Alkami | Banktech | United States | North America | Private | 1,400,000,000.00 | ||
272 | Figment | Blockchain | Canada | North America | Private | 1,400,000,000.00 | ||
273 | Judo Bank | Challenger Bank | Australia | Oceania | Private | 1,400,000,000.00 | ||
274 | At-Bay | Insurtech | United Kingdom | Europe | Private | 1,400,000,000.00 | ||
275 | Wealthfront | Investech | United States | North America | Private | 1,400,000,000.00 | ||
276 | Liquidity Group | Lendtech | Israel | Asia | Private | 1,400,000,000.00 | ||
277 | FPL Technologies | Paytech | India | Asia | Private | 1,400,000,000.00 | ||
278 | Paddle | Paytech | United Kingdom | Europe | Private | 1,400,000,000.00 | ||
279 | Scalable Capital | Wealthtech | Germany | Europe | Private | 1,400,000,000.00 | ||
280 | Stash | Wealthtech | United States | North America | Private | 1,400,000,000.00 | ||
281 | C6 Bank | Challenger Bank | Brazil | South America | Private | 1,395,161,600.00 | ||
282 | Zuora | Fintech | ZUO | United States | North America | Public | 1,296,840,063.00 | Google Finance |
283 | Lakala | Paytech | 300773 | China | Asia | Public | 1,327,087,608.36 | Google Finance |
284 | TrueBill | Banktech | United States | North America | Private | 1,300,000,000.00 | ||
285 | CredAvenue | Challenger Bank | India | Asia | Private | 1,300,000,000.00 | ||
286 | CoinTracker | Cryptocurrency | United States | North America | Private | 1,300,000,000.00 | ||
287 | iTrustCapital | Cryptocurrency | United States | North America | Private | 1,300,000,000.00 | ||
288 | Lukka | Cryptocurrency | United States | North America | Private | 1,300,000,000.00 | ||
289 | Opensea | Cryptocurrency | United States | North America | Private | 1,300,000,000.00 | ||
290 | Talos | Cryptocurrency | United States | North America | Private | 1,300,000,000.00 | ||
291 | Konvio | Fintech | Mexico | North America | Private | 1,300,000,000.00 | ||
292 | Marshmallow | Insurtech | United Kingdom | Europe | Private | 1,300,000,000.00 | ||
293 | Betterment | Investech | United States | North America | Private | 1,300,000,000.00 | ||
294 | Paya | Paytech | United States | North America | Private | 1,300,000,000.00 | ||
295 | Paidy | Paytech | Japan | Asia | Private | 1,300,000,000.00 | ||
296 | FloQast | Accounting | United States | North America | Private | 1,200,000,000.00 | ||
297 | Pilot | Accounting | United States | North America | Private | 1,200,000,000.00 | ||
298 | Mythical Games | Blockchain | United States | North America | Private | 1,200,000,000.00 | ||
299 | Unit | Challenger Bank | Israel | Asia | Private | 1,200,000,000.00 | ||
300 | HashKey | Cryptocurrency | China | Asia | Private | 1,200,000,000.00 | ||
301 | Phantom Technologies | Cryptocurrency | United States | North America | Private | 1,200,000,000.00 | ||
302 | Clover Health | Healthtech | United States | North America | Private | 1,200,000,000.00 | ||
303 | AgentSync | Insurtech | United States | North America | Private | 1,200,000,000.00 | ||
304 | Public.com | Investech | United States | North America | Private | 1,200,000,000.00 | ||
305 | Scalapay | Lendtech | Italy | Europe | Private | 1,200,000,000.00 | ||
306 | SimpleNexus | Lendtech | United States | North America | Private | 1,200,000,000.00 | ||
307 | Kyriba | Payment Processing | Netherlands | Europe | Private | 1,200,000,000.00 | ||
308 | Skrill | Paytech | United Kingdom | Europe | Private | 1,200,000,000.00 | ||
309 | Galileo | Paytech | United States | North America | Private | 1,200,000,000.00 | ||
310 | Stori | Paytech | Mexico | North America | Private | 1,200,000,000.00 | ||
311 | Deposit Solutions | Banktech | Germany | Europe | Private | 1,100,000,000.00 | ||
312 | Technysis | Banktech | United States | North America | Private | 1,100,000,000.00 | ||
313 | Sunbit | BNPL | United States | North America | Private | 1,100,000,000.00 | ||
314 | Raisin | Challenger Bank | Germany | Europe | Private | 1,100,000,000.00 | ||
315 | MobileCoin | Cryptocurrency | United States | North America | Private | 1,100,000,000.00 | ||
316 | Happy Money (fka Payoff) | Fintech | United States | North America | Private | 1,100,000,000.00 | ||
317 | Branch | Insurtech | United States | North America | Private | 1,100,000,000.00 | ||
318 | Acko | Insurtech | India | Asia | Private | 1,100,000,000.00 | ||
319 | Earnix | Insurtech | Israel | Asia | Private | 1,100,000,000.00 | ||
320 | Zego | Insurtech | United Kingdom | Europe | Private | 1,100,000,000.00 | ||
321 | Super Apps Holding | Paytech | Malaysia | Asia | Private | 1,100,000,000.00 | ||
322 | Cayan | Paytech | United States | North America | Private | 1,100,000,000.00 | ||
323 | Spendesk | Paytech | France | Europe | Private | 1,100,000,000.00 | ||
324 | Fundbox | Paytech | Israel | Asia | Private | 1,100,000,000.00 | ||
325 | Caribou | Paytech | United States | North America | Private | 1,100,000,000.00 | ||
326 | Fenbeitong | SaaS | China | Asia | Private | 1,100,000,000.00 | ||
327 | Lendbuzz | Fintech | United States | North America | Private | 1,100,000,000.00 | ||
328 | FreshBooks | Accounting | Canada | North America | Private | 1,000,000,000.00 | ||
329 | Taxfix | Accounting | Germany | Europe | Private | 1,000,000,000.00 | ||
330 | Torpargo | Accounting | United States | North America | Private | 1,000,000,000.00 | ||
331 | Wrapbook | Accounting | United States | North America | Private | 1,000,000,000.00 | ||
332 | Neo Financial | Banking | Canada | North America | Private | 1,000,000,000.00 | ||
333 | Nymbus | Banking Technology Solutions | United States | North America | Private | 1,000,000,000.00 | ||
334 | Pismo | Banktech | United Kingdom | Europe | Private | 1,000,000,000.00 | ||
335 | Glia | Banktech | United States | North America | Private | 1,000,000,000.00 | ||
336 | Forte Labs | Blockchain | United States | North America | Private | 1,000,000,000.00 | ||
337 | Injective Protocol | Blockchain | United States | North America | Private | 1,000,000,000.00 | ||
338 | Lydia | Challenger Bank | France | Europe | Private | 1,000,000,000.00 | ||
339 | Open | Challenger Bank | India | Asia | Private | 1,000,000,000.00 | ||
340 | Clara | Challenger Bank | Mexico | North America | Private | 1,000,000,000.00 | ||
341 | Numbrs | Challenger Bank | Switzerland | Europe | Private | 1,000,000,000.00 | ||
342 | Amount | Challenger Bank | United States | North America | Private | 1,000,000,000.00 | ||
343 | Esusu | Challenger Bank | United States | North America | Private | 1,000,000,000.00 | ||
344 | LendKey | Consumer Lending | United States | North America | Private | 1,000,000,000.00 | ||
345 | Guantlet | Cryptocurrency | United States | North America | Private | 1,000,000,000.00 | ||
346 | Uniswap | Cryptocurrency | United States | North America | Private | 1,000,000,000.00 | ||
347 | Zebic | Cryptocurrency | United States | North America | Private | 1,000,000,000.00 | ||
348 | Liquid | Cryptocurrency | Japan | Asia | Private | 1,000,000,000.00 | ||
349 | Crypto.com | Cryptocurrency | Singapore | Asia | Private | 1,000,000,000.00 | ||
350 | Matrixport | Cryptocurrency | Singapore | Asia | Private | 1,000,000,000.00 | ||
351 | Bitkub | Cryptocurrency | Thailand | Asia | Private | 1,000,000,000.00 | ||
352 | Worldcoin | Cryptocurrency | United States | North America | Private | 1,000,000,000.00 | ||
353 | Papara | Digital Banking | Turkey | Asia | Private | 1,000,000,000.00 | ||
354 | Cart.com | Ecommerce | United States | North America | Private | 1,000,000,000.00 | ||
355 | VNLife (VNPay) | Ecommerce | Vietnam | Asia | Private | 1,000,000,000.00 | ||
356 | Pennylane | Fintech | France | Europe | Private | 1,000,000,000.00 | ||
357 | InCred | Fintech | India | Asia | Private | 1,000,000,000.00 | ||
358 | BioCatch | Fintech | Israel | Asia | Private | 1,000,000,000.00 | ||
359 | C2FO | Fintech | United States | North America | Private | 1,000,000,000.00 | ||
360 | Finicity | Fintech | United States | North America | Private | 1,000,000,000.00 | ||
361 | Prove Identity (Payfone) | Fintech | United States | North America | Private | 1,000,000,000.00 | ||
362 | Sift | Fintech | United States | North America | Private | 1,000,000,000.00 | ||
363 | Vestwell | Fintech | United States | North America | Private | 1,000,000,000.00 | ||
364 | Shift Technology | Infrastructure | France | Europe | Private | 1,000,000,000.00 | ||
365 | Feedzai | Infrastructure | Portugal | Europe | Private | 1,000,000,000.00 | ||
366 | Betterfly | Insurtech | Chile | South America | Private | 1,000,000,000.00 | ||
367 | Vesttoo | Insurtech | Israel | Asia | Private | 1,000,000,000.00 | ||
368 | Bright Health | Insurtech | United States | North America | Private | 1,000,000,000.00 | ||
369 | Kin Insurance | Insurtech | United States | North America | Private | 1,000,000,000.00 | ||
370 | Clark | Insurtech | Germany | Europe | Private | 1,000,000,000.00 | ||
371 | Clearcover | Insurtech | United States | North America | Private | 1,000,000,000.00 | ||
372 | Orchard | Insurtech | United States | North America | Private | 1,000,000,000.00 | ||
373 | Pie Insurance | Insurtech | United States | North America | Private | 1,000,000,000.00 | ||
374 | The Zebra | Insurtech | United States | North America | Private | 1,000,000,000.00 | ||
375 | Nutmeg | Investech | United Kingdom | Europe | Private | 1,000,000,000.00 | ||
376 | InvestCloud | Investech | United States | North America | Private | 1,000,000,000.00 | ||
377 | Personal Capital | Investech | United States | North America | Private | 1,000,000,000.00 | ||
378 | Tamara | Lending | Saudi Arabia | Asia | Private | 1,000,000,000.00 | ||
379 | KCD (Korean Credit Data) | Lending | South Korea | Asia | Private | 1,000,000,000.00 | ||
380 | Flex | Lendtech | United States | North America | Private | 1,000,000,000.00 | ||
381 | LendingHome | Lendtech | United States | North America | Private | 1,000,000,000.00 | ||
382 | Octane Lending | Lendtech | United States | North America | Private | 1,000,000,000.00 | ||
383 | TrueLayer | Open Banking | United Kingdom | Europe | Private | 1,000,000,000.00 | ||
384 | Nagad | Paytech | Bangladesh | Asia | Private | 1,000,000,000.00 | ||
385 | Xtransfer | Paytech | China | Asia | Private | 1,000,000,000.00 | ||
386 | DANA Wallet | Paytech | Indonesia | Asia | Private | 1,000,000,000.00 | ||
387 | Satispay | Paytech | Italy | Europe | Private | 1,000,000,000.00 | ||
388 | Opn | Paytech | Thailand | Asia | Private | 1,000,000,000.00 | ||
389 | Currency Cloud | Paytech | United Kingdom | Europe | Private | 1,000,000,000.00 | ||
390 | ChromeRiver (Emburse) | Paytech | United States | North America | Private | 1,000,000,000.00 | ||
391 | Enable | Paytech | United States | North America | Private | 1,000,000,000.00 | ||
392 | Paystand | Paytech | United States | North America | Private | 1,000,000,000.00 | ||
393 | Stax (FatMerchant) | Paytech | United States | North America | Private | 1,000,000,000.00 | ||
394 | Payhawk | Paytech | United Kingdom | Europe | Private | 1,000,000,000.00 | ||
395 | EBANX | Paytech | Brazil | South America | Private | 1,000,000,000.00 | ||
396 | Slice | Paytech | India | Asia | Private | 1,000,000,000.00 | ||
397 | Xendit | Paytech | Indonesia | Asia | Private | 1,000,000,000.00 | ||
398 | Transfermate | Paytech | Ireland | Europe | Private | 1,000,000,000.00 | ||
399 | Interswitch | Paytech | Nigeria | Africa | Private | 1,000,000,000.00 | ||
400 | Nium | Paytech | Singapore | Asia | Private | 1,000,000,000.00 | ||
401 | PPRO | Paytech | United Kingdom | Europe | Private | 1,000,000,000.00 | ||
402 | Zopa | Paytech | United Kingdom | Europe | Private | 1,000,000,000.00 | ||
403 | Sightline Payments | Paytech | United States | North America | Private | 1,000,000,000.00 | ||
404 | Ajaib | SaaS | Indonesia | Asia | Private | 1,000,000,000.00 | ||
405 | Human Interest | Wealthtech | United States | North America | Private | 1,000,000,000.00 | ||
406 | SmartAsset | Wealthtech | United Kingdom | Europe | Private | 1,000,000,000.00 | ||
407 | Acorns | Wealthtech | United States | North America | Private | 1,000,000,000.00 | ||
408 | CAIS | Wealthtech | United States | North America | Private | 1,000,000,000.00 | ||
409 | Vise | Wealthtech | United States | North America | Private | 1,000,000,000.00 | ||
410 | WeBull | Wealthtech | United States | North America | Private | 1,000,000,000.00 | ||
411 | MNT-Halan | Fintech | Egypt | Africa | Private | 1,000,000,000.00 | ||
412 | Zip | SaaS | ZIP | United States | North America | Public | 896,033,044.00 | Google Finance |
*As per last valuation data available on Feb 1st, 2024.
Top Fintech Unicorns Report
* The report will be out soon in March 2024
Fintech Unicorns Infographics
Rearchitecting the Financial System
Navigating the New Era of Financial Innovation
Understanding this ranking
This ranking was initially an internal tool that we use at CFTE. Because CFTE and our experts constantly create courses and presentations, there is always the need for information such as “What is the latest valuation of Ant Group” or “How does Revolut compare to European banks”. Since we spend a large amount of time updating this information, we thought it could be useful to others too and decided to make it public. But note that it is first and foremost an internal tool, so will have its limitations. I hope you will find this ranking useful, and please do not hesitate to report issues or suggest improvements.
Huy Nguyen Trieu, co-founder CFTE
What is Fintech?
At CFTE, our definition of Fintech is “the impact that technology has in transforming the financial industry”. It’s a very broad definition that includes early stage Fintech startups, established startups such as Stripe, large tech companies such as Ant Financial, but also financial institutions such as Citi or Prudential. In the table above, we have decided to exclude the financial institutions such as JP Morgan to focus only on the Fintech startups. We have differentiated between the different sub-sectors of Fintech, and have included all of them, such as Paytech, Insurtech, Regtech, Challenger Banks, etc.
What is market capitalisation?
For listed companies, we use Google Finance as the market capitalisation. For private companies, we use articles, press releases, etc., which we reference. This has to be taken with a grain of salt since private valuations are not easily comparable (preferential rights, etc.) and disclosed numbers can’t always be trusted. Some companies are not present because no valuations were public.
Is it a comprehensive list?
Not by a long way. There are companies missing and figures change on a daily basis. We have decided to only list the companies with a valuation in excess of $1bn (the “unicorns” in startup speak). We are constantly updating this table, so don’t hesitate to send us names of companies we have missed and flag inaccurate information. Thanks a lot for your help!
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