Largest
Fintech Companies

A live and updated ranking of the largest Fintech companies.

The table below references the largest Fintech companies in the world, with 268 listed below. We uphold an updated list of the 21st century unicorns with our Fintech Unicorns Hub, designed to help those who want an updated overview of the Fintech industry through the lens of market valuations. 

Note: For listed companies, real-time market capitalisations are fed from Google Finance. For private companies, a reference to the source is attached. An explanation of the methodology can be found at the bottom of the page. 

What are Fintech Companies?

Fintech companies are financial institutions that provide financial services and products by using technologies to augment, streamline or digitise their offering. The financial technology ecosystem today is seeing a number of high-growth fintech startups with new business models in various sectors like lending and credit, payments, cryptocurrencies, wealthtech, challenger banks, regtech, blockchain, open banking, BNPL, insuretech and more, that are challenging traditional banks.

Largest Fintech Companies by Market Valuation

NameCountryType of companyStatusMarket CapReference DateSourceContinentNewly AddedNewly Updated
1VisaUnited StatesPaytechListed409,961,310,937.00DailyGoogle FinanceNorth AmericaNoYes
2MastercardUnited StatesPaytechListed346,183,213,240.00DailyGoogle FinanceNorth AmericaNoYes
3Ant FinancialChinaOpen BankingPrivate151,000,000,000.00August 2022LinkAsiaNoNo
4Tencent (Fintech business)ChinaRegtechListed145,625,504,254.24DailyGoogle FinanceAsiaNoYes
5IntuitUnited StatesAccountingListed114,595,052,148.00DailyGoogle FinanceNorth AmericaNoYes
6PaypalUnited StatesPaytechListed85,114,419,994.00DailyGoogle FinanceNorth AmericaNoYes
7StripeIrelandPaytechPrivate74,000,000,000.00July 2022LinkEuropeNoYes
8FiservUnited StatesOpen BankingListed66,970,052,298.00DailyGoogle FinanceNorth AmericaNoYes
9AdyenNetherlandsPaytechListed49,491,169,081.46DailyGoogle FinanceEuropeYesYes
10NubankBrazilChallenger BankListed41,500,000,000.00December 2021LinkSouth AmericaNoYes
11SquareUnited StatesPaytechListed40,776,487,780.00DailyGoogle FinanceNorth AmericaNoYes
12Checkout.comUKPaytechPrivate40,000,000,000.00January 2022LinkEuropeNoNo
13RevolutUKChallenger BankPrivate33,000,000,000.00July 2021LinkEuropeNoNo
14ChimeUnited StatesChallenger BankPrivate25,000,000,000.00June 2020LinkNorth AmericaNoNo
15PolygonIndiaBlockchainPrivate20,000,000,000.00February 2022LinkAsiaYesYes
16RapydIsraelPaytechPrivate15,000,000,000.00March 2022LinkEuropeNoNo
16RippleUnited StatesPaytechPrivate15,000,000,000.00January 2022LinkNorth AmericaNoNo
16RippleUnited StatesCryptocurrencyPrivate15,000,000,000.00January 2022LinkNorth AmericaYesYes
19Blockchain.comLuxembourgBlockchainPrivate14,000,000,000.00March 2022LinkEuropeNoNo
20PlaidUnited StatesOpen BankingPrivate13,400,000,000.00April 2021LinkNorth AmericaNoNo
21OpenseaUnited StatesCryptocurrencyPrivate13,300,000,000.00January 2022LinkNorth AmericaNoYes
22Bill.comUnited StatesPaytechListed12,849,666,398.00DailyGoogle FinanceNorth AmericaNoYes
23BrexUnited StatesChallenger BankPrivate12,300,000,000.00January 2022LinkNorth AmericaNoNo
24GrabSingaporeInfrastructureListed12,170,196,810.00DailyGoogle FinanceAsiaNoYes
24GrabMalaysiaInfrastructureListed12,170,196,810.00DailyGoogle FinanceAsiaNoYes
26BoltUnited StatesPaytechPrivate11,000,000,000.00January 2022LinkNorth AmericaNoNo
27CoinbaseUnited StatesCryptocurrencyListed10,819,444,969.00DailyGoogle FinanceNorth AmericaNoYes
28GoToIndonesiaPaytechPrivate10,166,677,343.28DailyGoogle FinanceAsiaNoYes
29GustoUnited StatesInfrastructurePrivate10,000,000,000.00August 2021LinkNorth AmericaNoNo
29KuCoinSeychellesCryptocurrencyPrivate10,000,000,000.00May 2022LinkAfricaYesYes
31ToastUnited StatesPaytechPrivate9,368,076,500.00DailyGoogle FinanceNorth AmericaNoYes
32CircleUnited StatesPaytechPrivate9,000,000,000.00April 2022LinkNorth AmericaNoyes
32N26GermanyChallenger BankPrivate9,000,000,000.00October 2021LinkEuropeNoNo
32BullishUnited StatesCryptocurrencyPrivate9,000,000,000.00July 2021LinkNorth AmericaYesYes
35RobinhoodUnited StatesWealthtechListed8,858,736,193.00DailyGoogle FinanceNorth AmericaNoYes
36SumUpUnited StatesPaytechPrivate8,500,000,000.00June 2022LinkEuropeNoNo
37WiseUKPaytechListed8,354,942,270.16DailyGoogle FinanceEuropeNoYes
38RampUnited StatesCryptocurrencyPrivate8,100,000,000.00February 2022LinkNorth AmericaNoNo
39FireblocksUnited StatesCryptocurrencyPrivate8,000,000,000.00January 2022LinkNorth AmericaNoNo
40UIPathRomaniaInfrastructureListed7,985,785,204.00DailyGoogle FinanceEuropeNoYes
41Ally FinancialUnited StatesChallenger BankPrivate7,800,657,278.00DailyGoogle FinanceNorth AmericaNoYes
42XeroNew ZealandInfrastructureListed7,668,808,768.90DailyGoogle FinanceOceaniaNoYes
43Dapper LabsCanadaBlockchainPrivate7,600,000,000.00April 2021LinkNorth AmericaNoNo
44RazorpayIndiaPaytechPrivate7,500,000,000.00December 2021LinkAsiaNoNo
45Viva RepublicaSouth KoreaPaytechPrivate7,400,000,000.00June 2021LinkAsiaNoNo
46GeminiUnited StatesCryptocurrencyPrivate7,100,000,000.00November 2021LinkNorth AmericaNoYes
47NYDIGUnited StatesCryptocurrencyPrivate7,000,000,000.00December 2021LinkNorth AmericaYesYes
48CartaUnited StatesWealthtechPrivate6,900,000,000.00February 2021LinkNorth AmericaNoNo
49KlarnaSwedenPaytechPrivate6,700,000,000.00March 2021LinkEuropeNoYes
50AvantUnited StatesOpen BankingPrivate6,500,000,000.00January 2021LinkNorth AmericaNoNo
50MollieNetherlandsPaytechPrivate6,500,000,000.00June 2021LinkEuropeNoNo
52UpgradeUnited StatesChallenger BankPrivate6,280,000,000.00November 2021LinkNorth AmericaNoNo
53Better.comUnited StatesWealthtechPrivate6,000,000,000.00April 2021LinkNorth AmericaNoNo
53iCapital NetworkUnited StatesWealthtechPrivate6,000,000,000.00December 2021LinkNorth AmericaNoNo
53True AccordUnited StatesInfrastructurePrivate6,000,000,000.00July 2020LinkNorth AmericaNoNo
56DeelUnited StatesInfrastructurePrivate5,500,000,000.00October 2021LinkNorth AmericaNoNo
56LinkAustraliaChallenger BankPrivate5,500,000,000.00November 2021LinkOceaniaNoNo
56MambuGermanyChallenger BankPrivate5,500,000,000.00December 2021LinkEuropeNoNo
56PhonePeIndiaPaytechPrivate5,500,000,000.00January 2022LinkEuropeNoYes
60Trade RepublicGermanyChallenger BankPrivate5,300,000,000.00May 2021LinkEuropeNoNo
61QuintoAndarBrazilWealthtechPrivate5,100,000,000.00August 2021LinkSouth AmericaNoNo
62OaknorthUKChallenger BankPrivate5,000,000,000.00September 2021LinkEuropeNoNo
62ZEPZUKPaytechPrivate5,000,000,000.00August 2021LinkEuropeNoNo
62OxyzoIndiaPaytechPrivate5,000,000,000.00March 2022LinkAsiaNoYes
65QontoFranceChallenger BankPrivate4,980,000,000.00January 2022LinkEuropeNoYes
66CreditasBrazilBNPLPrivate4,800,000,000.00Janyary 2022LinkSouth AmericaNoNo
67PleoDenmarkPaytechPrivate4,700,000,000.00July 2021LinkEuropeNoNo
68MonzoUKChallenger BankPrivate4,500,000,000.00December 2021LinkEuropeNoNo
68SocureUnited StatesChallenger BankPrivate4,500,000,000.00November 2021LinkNorth AmericaNoNo
68BinanceCayman IslandsCryptocurrencyPrivate4,500,000,000.00April 2022LinkNorth AmericaYesYes
71LufaxChinaWealthtechListed4,485,334,647.00DailyGoogle FinanceAsiaNoYes
72SofiUnited StatesChallenger BankListed4,361,309,833.00DailyGoogle FinanceNorth AmericaNoYes
73SorareFranceBlockchainPrivate4,300,000,000.00September 2021LinkEuropeNoNo
74PaytmIndiaInfrastructureListed4,276,740,460.27DailyGoogle FinanceAsiaNoYes
75AffirmUnited StatesBNPLListed4,241,994,428.00DailyGoogle FinanceNorth AmericaYesYes
76ChainalysisUnited StatesBlockchainPrivate4,200,000,000.00June 2021LinkNorth AmericaNoNo
77DataminrUnited StatesInfrastructurePrivate4,100,000,000.00March 2021LinkNorth AmericaNoNo
77BitpandaAustriaCryptocurrencyPrivate4,100,000,000.00August 2021LinkEuropeYesYes
79CredIndiaPaytechPrivate4,000,000,000.00October 2021LinkAsiaNoNo
79DAVEUnited StatesChallenger BankListed4,000,000,000.00January 2022North AmericaNoYes
79Du Xiaoman FinancialChinaBNPLPrivate4,000,000,000.00June 2018LinkAsiaNoNo
79KrakenUnited StatesCryptocurrencyPrivate4,000,000,000.00June 2019LinkNorth AmericaNoNo
79MelioIsraelPaytechPrivate4,000,000,000.00September 2021LinkNorth AmericaNoNo
79Next InsuranceUnited StatesInsurtechPrivate4,000,000,000.00April 2021LinkNorth AmericaNoNo
79WealthsimpleCanadaWealthtechPrivate4,000,000,000.00May 2021LinkNorth AmericaNoNo
86FalconXUnited StatesCryptocurrencyPrivate3,750,000,000.00August 2021LinkNorth AmericaNoNo
87StoneCoBrazilInfrastructureListed3,719,461,986.00DailyGoogle FinanceSouth AmericaNoYes
88Papaya GlobalIsraelInfrastructurePrivate3,700,000,000.00September 2021LinkAsiaNoNo
89MarqetaUnited StatesPaytechPrivate3,684,893,024.00DailyGoogle FinanceNorth AmericaNoYes
90ChargeBee TechnologiesIndiaSaaSPrivate3,500,000,000.00February 2022LinkAsiaNoNo
90Digit InsuranceIndiaInsurtechPrivate3,500,000,000.00July 2021LinkAsiaNoNo
92MoonPayMaltaCryptocurrencyPrivate3,400,000,000.00November 2021LinkEuropeNoYes
92UpstoxIndiaSaaSPrivate3,400,000,000.00November 2021LinkAsiaNoYes
94PayoneerIsraelPaytechPrivate3,300,000,000.00April 2021LinkAsiaNoNo
95BlockDaemonUnited StatesBlockchainPrivate3,250,000,000.00January 2022LinkNorth AmericaNoNo
96BlockstreamCanadaBlockchainPrivate3,200,000,000.00August 2021LinkNorth AmericaNoNo
96CedarUnited StatesInsurtechPrivate3,200,000,000.00March 2021LinkNorth AmericaNoNo
96Figure TechnologiesUnited StatesWealthtechPrivate3,200,000,000.00May 2021LinkNorth AmericaNoNo
96LiquidJapanCryptocurrencyPrivate3,200,000,000.00August 2021LinkAsiaNoNo
96ConsenSysUnited StatesBlockchainPrivate3,200,000,000.00November 2021LinkNorth AmericaNoYes
101SpotOnUnited StatesPaytechPrivate3,150,000,000.00September 2021LinkNorth AmericaNoNo
102HighRadiusUnited StatesInfrastructurePrivate3,100,000,000.00March 2021LinkNorth AmericaNoNo
103Amber GroupSingaporeCryptocurrencyPrivate3,000,000,000.00February 2022LinkAsiaNoYes
103BGL GroupUKInsurtechPrivate3,000,000,000.00June 2017LinkEuropeNoNo
103BlockfiUnited StatesCryptocurrencyPrivate3,000,000,000.00March 2021LinkNorth AmericaNoNo
103FlutterwaveNigeriaPaytechPrivate3,000,000,000.00February 2022LinkAfricaNoNo
103GrowwIndiaWealthtechPrivate3,000,000,000.00September 2021LinkAsiaNoNo
103Pine LabsIndiaPaytechPrivate3,000,000,000.00May 2021LinkAsiaNoNo
103WefoxGermanyInsurtechPrivate3,000,000,000.00June 2021LinkEuropeNoNo
103Sky MavisVietnamBlockchainPrivate3,000,000,000.00November 2021LinkAsiaNoYes
103Anchorage DigitalUnited StatesCryptocurrencyPrivate3,000,000,000.00December 2021LinkNorth AmericaNoYes
103Celsius NetworkUnited StatesCryptocurrencyPrivate3,000,000,000.00November 2021LinkNorth AmericaYesYes
103WorldcoinUnited StatesCryptocurrencyPrivate3,000,000,000.00March 2022LinkNorth AmericaYesYes
114OvoIndonesiaPaytechPrivate2,900,000,000.00June 2020LinkAsiaNoNo
115BharatPeIndiaPaytechPrivate2,850,000,000.00August 2021LinkAsiaNoNo
115DrivewealthUnited StatesWealthtechPrivate2,850,000,000.00August 2021LinkNorth AmericaNoNo
117Ethos TechnologiesUnited StatesInsurtechPrivate2,700,000,000.00August 2021LinkNorth AmericaNoNo
117TradeshiftUnited StatesInfrastructurePrivate2,700,000,000.00March 2021LinkNorth AmericaNoNo
119BackBaseNetherlandsSaaSPrivate2,660,000,000.00June 2022LinkEuropeYesYes
120PolicybazaarIndiaInsurtechListed2,639,256,417.45DailyGoogle FinanceAsiaNoYes
121TossSouth KoreaPaytechPrivate2,600,000,000.00August 2020LinkAsiaNoNo
122DivvyUnited StatesInfrastructurePrivate2,500,000,000.00May 2021LinkNorth AmericaNoNo
122Varo MoneyUnited StatesChallenger BankPrivate2,500,000,000.00October 2021LinkNorth AmericaNoNo
122ImmutableAustraliaBlockchainPrivate2,500,000,000.00March 2022LinkOceaniaNoYes
122Coda PaymentsSingaporePaytechPrivate2,500,000,000.00April 2022LinkAsiaYesYes
126UalaArgentinaPaytechPrivate2,450,000,000.00August 2021LinkSouth AmericaNoNo
126UaláArgentinaPaytechPrivate2,450,000,000.00August 2021LinkSouth AmericaNoNo
128cgtzChinaWealthtechPrivate2,400,000,000.00June 2018LinkAsiaNoNo
128PaidyJapanPaytechPrivate2,400,000,000.00March 2021LinkAsiaNoNo
128PaxosUnited StatesBlockchainPrivate2,400,000,000.00April 2021LinkNorth AmericaNoNo
131FlywireUnited StatesPaytechListed2,399,076,818.00DailyGoogle FinanceNorth AmericaNoYes
132GreenlightUnited StatesWealthtechPrivate2,300,000,000.00April 2021LinkNorth AmericaNoNo
133C6 BankBrazilChallenger BankPrivate2,280,000,000.00June 2020LinkSouth AmericaNoNo
1341inchUKCryptocurrencyPrivate2,250,000,000.00December 2021LinkEuropeNoYes
135BitsoBrazilCryptocurrencyPrivate2,200,000,000.00May 2021LinkSouth AmericaNoNo
135CurrentUnited StatesChallenger BankPrivate2,200,000,000.00April 2021LinkNorth AmericaNoNo
135IzettleSwedenPaytechPrivate2,200,000,000.00May 2018LinkEuropeNoNo
135MoneyfarmUKWealthtechPrivate2,200,000,000.00January 2022LinkEuropeNoNo
135NewfrontUnited StatesInsurtechPrivate2,200,000,000.00April 2022LinkNorth AmericaYesYes
140AddeparUnited StatesWealthtechPrivate2,170,000,000.00June 2021LinkNorth AmericaNoNo
141TinkSwedenChallenger BankPrivate2,150,000,000.00June 2021LinkEuropeNoNo
141CloudWalkBrazilPaytechPrivate2,150,000,000.00November 2021LinkSouth AmericaNoYes
143Mercado BitcoinBrazilCryptocurrencyPrivate2,100,000,000.00June 2021LinkSouth AmericaNoNo
143ReChargeUnited StatesPaytechPrivate2,100,000,000.00May 2021LinkNorth AmericaNoNo
143PayfitFranceAccountingPrivate2,100,000,000.00January 2022LinkEuropeNoYes
143GoCardlessUKOpen BankingPrivate2,100,000,000.00February 2022LinkEuropeNoYes
143JeevesUnited StatesPaytechPrivate2,100,000,000.00March 2022LinkNorth AmericaNoYes
148Bought By ManyUKInsurtechPrivate2,000,000,000.00June 2021LinkEuropeNoNo
148Chipper CashUnited StatesPaytechPrivate2,000,000,000.00November 2021LinkNorth AmericaNoNo
148ClearbancUnited StatesWealthtechPrivate2,000,000,000.00April 2021LinkNorth AmericaNoNo
148ClipMexicoPaytechPrivate2,000,000,000.00June 2021LinkNorth AmericaNoNo
148CoinDCXIndiaCryptocurrencyPrivate2,000,000,000.00April 2022LinkAsiaNoYes
148EBANXBrazilPaytechPrivate2,000,000,000.00October 2019LinkSouth AmericaNoNo
148LunarDenmarkChallenger BankPrivate2,000,000,000.00March 2022LinkEuropeNoYes
148NiumSingaporePaytechPrivate2,000,000,000.00February 2022LinkAsiaNoNo
148OpayNigeriaPaytechPrivate2,000,000,000.00August 2021LinkAfricaNoNo
148PipeUnited StatesChallenger BankPrivate2,000,000,000.00April 2021LinkNorth AmericaNoNo
148TipaltiUnited StatesOpen BankingPrivate2,000,000,000.00October 2020LinkNorth AmericaNoNo
148UnqorkUnited StatesInfrastructurePrivate2,000,000,000.00October 2020LinkNorth AmericaNoNo
148WaterdropChinaInsurtechPrivate2,000,000,000.00August 2020LinkAsiaNoNo
148MyntPhilippinesPaytechPrivate2,000,000,000.00November 2021LinkAsiaNoYes
148ZiltchUKBNPLPrivate2,000,000,000.00November 2021LinkEuropeNoYes
148ZerodhaIndiaSaaSPrivate2,000,000,000.00November 2021LinkAsiaNoYes
148MoMoVietnamChallenger BankPrivate2,000,000,000.00December 2021LinkAsiaNoYes
148Viva WalletGreecePaytechPrivate2,000,000,000.00April 2022LinkEuropeYesYes
148Babel FinanceHong KongCryptocurrencyPrivate2,000,000,000.00May 2022LinkAsiaYesYes
167AcornsUnited StatesWealthtechPrivate1,900,000,000.00March 2022LinkNorth AmericaNoYes
167BunqNetherlandsChallenger BankPrivate1,900,000,000.00December 2021LinkEuropeNoNo
167EnfusionUnited StatesWealthtechPrivate1,900,000,000.00October 2021LinkNorth AmericaNoNo
167Judo BankAustraliaChallenger BankPrivate1,900,000,000.00June 2021LinkOceaniaNoNo
167MX TechnologiesUnited StatesOpen BankingPrivate1,900,000,000.00January 2021LinkNorth AmericaNoNo
167Starling BankUKChallenger BankPrivate1,900,000,000.00March 2021LinkEuropeNoNo
167CoinSwitchIndiaCryptocurrencyPrivate1,900,000,000.00October 2021LinkAsiaNoYes
174CFGIUnited StatesAccountingPrivate1,850,000,000.00September 2021LinkNorth AmericaNoNo
175RemitlyUKPaytechListed1,790,263,222.00DailyGoogle FinanceEuropeNoYes
176FawryEgyptPaytechListed1,780,000,000.00September 2021LinkAfricaNoYes
177AvidXchangeUnited StatesPaytechListed1,758,538,440.00DailyGoogle FinanceNorth AmericaNoYes
178TruliooCanadaRegtechPrivate1,750,000,000.00September 2021LinkNorth AmericaNoNo
178AkulakuIndonesiaBNPLPrivate1,750,000,000.00February 2022LinkAsiaNoYes
178SpotterUnited StatesSaaSPrivate1,750,000,000.00February 2022LinkNorth AmericaNoYes
181LakalaChinaPaytechListed1,734,493,955.17DailyGoogle FinanceAsiaNoYes
182WaveSenegalInfrastructurePrivate1,700,000,000.00September 2021LinkAfricaNoNo
183AlanFranceInsurtechPrivate1,670,000,000.00April 2021LinkEuropeNoNo
184solarisBankGermanyInfrastructurePrivate1,650,000,000.00July 2021LinkEuropeNoNo
185MercuryUnited StatesChallenger BankPrivate1,620,000,000.00August 2021LinkNorth AmericaNoNo
186ExtendUnited StatesPaytechPrivate1,600,000,000.00May 2021LinkNorth AmericaNoNo
186Magic EdenUnited StatesBlockchainPrivate1,600,000,000.00June 2022LinkNorth AmericaYesYes
188UpstartUnited StatesBNPLListed1,528,650,317.00DailyGoogle FinanceNorth AmericaNoYes
189Ascend MoneyThailandOpen BankingPrivate1,500,000,000.00September 2021LinkAsiaNoNo
189AspireSingaporePaytechPrivate1,500,000,000.00September 2021LinkAsiaNoNo
189BuiltUnited StatesOpen BankingPrivate1,500,000,000.00October 2021LinkNorth AmericaNoNo
189Collective HealthUnited StatesInsurtechPrivate1,500,000,000.00May 2021LinkNorth AmericaNoNo
189HyperchainChinaCryptocurrencyPrivate1,500,000,000.00June 2018LinkAsiaNoNo
189LedgerFranceCryptocurrencyPrivate1,500,000,000.00July 2021LinkEuropeNoNo
189PersonaUnited StatesRegtechPrivate1,500,000,000.00September 2021LinkNorth AmericaNoNo
189CandyUnited StatesCryptocurrencyPrivate1,500,000,000.00October 2021LinkNorth AmericaNoYes
189TrueMoneyThailandPaytechPrivate1,500,000,000.00September 2021LinkAsiaNoYes
189SpendeskFrancePaytechPrivate1,500,000,000.00January 2022LinkEuropeNoYes
189CapitolisIsraelSaaSPrivate1,500,000,000.00March 2022LinkAsiaNoYes
189Boba NetworksUnited StatesCryptocurrencyPrivate1,500,000,000.00April 2022LinkNorth AmericaYesYes
189DockBrazilPaytechPrivate1,500,000,000.00May 2022LinkSouth AmericaYesYes
189KushkiEcuadorPaytechPrivate1,500,000,000.00June 2022LinkSouth AmericaYesYes
189CoinlistUnited StatesCryptocurrencyPrivate1,500,000,000.00October 2021LinkNorth AmericaYesYes
204ZetaIndiaChallenger BankPrivate1,450,000,000.00May 2021LinkAsiaNoNo
205M1 FinanceUnited StatesWealthtechPrivate1,400,000,000.00July 2021LinkNorth AmericaNoNo
205Scalable CapitalGermanyWealthtechPrivate1,400,000,000.00June 2021LinkEuropeNoNo
205StashUnited StatesWealthtechPrivate1,400,000,000.00September 2021LinkNorth AmericaNoNo
205SymphonyUnited StatesWealthtechPrivate1,400,000,000.00June 2019LinkNorth AmericaNoNo
205FigmentCanadaBlockchainPrivate1,400,000,000.00December 2021LinkNorth AmericaNoYes
205PaddleUKPaytechPrivate1,400,000,000.00May 2022LinkEuropeYesYes
205OnecardIndiaChallenger BankPrivate1,400,000,000.00July 2022LinkAsiaYesYes
212AlloyUnited StatesOpen BankingPrivate1,350,000,000.00September 2021LinkNorth AmericaNoNo
212At-BayUKInsurtechPrivate1,350,000,000.00July 2021LinkNorth AmericaNoNo
214SignifydUnited StatesInfrastructurePrivate1,340,000,000.00April 2021LinkNorth AmericaNoNo
215TaxBitUnited StatesCryptocurrencyPrivate1,330,000,000.00August 2021LinkNorth AmericaNoNo
216LemonadeUnited StatesInsurtechListed1,323,795,472.00DailyGoogle FinanceNorth AmericaNoYes
217BetternetUnited StatesPaytechPrivate1,300,000,000.00September 2021LinkNorth AmericaNoNo
217FeedzaiPortugalInfrastructurePrivate1,300,000,000.00March 2021LinkNorth AmericaNoNo
217KonfioMexicoOpen BankingPrivate1,300,000,000.00September 2021LinkSouth AmericaNoNo
217LukkaUnited StatesCryptocurrencyPrivate1,300,000,000.00January 2022LinkNorth AmericaNoYes
217iTrustCapitalUnited StatesCryptocurrencyPrivate1,300,000,000.00January 2022LinkNorth AmericaNoYes
217CoinTrackerUnited StatesCryptocurrencyPrivate1,300,000,000.00January 2022LinkNorth AmericaNoYes
217CredAvenueIndiaChallenger BankPrivate1,300,000,000.00March 2022LinkAsiaNoYes
224EnovaUnited StatesChallenger BankListed1,251,475,976.00DailyLinkNorth AmericaNoYes
225MarshmallowUKInsurtechPrivate1,250,000,000.00September 2021LinkEuropeNoNo
225Mythical GamesUnited StatesBlockchainPrivate1,250,000,000.00November 2021LinkNorth AmericaNoYes
225TalosUnited StatesCryptocurrencyPrivate1,250,000,000.00May 2022LinkNorth AmericaYesYes
228BitpandaAustriaWealthtechPrivate1,200,000,000.00March 2021LinkEuropeNoNo
228DailyPayUnited StatesBNPLPrivate1,200,000,000.00May 2021LinkNorth AmericaNoNo
228KabbageUnited StatesPaytechPrivate1,200,000,000.00June 2017LinkNorth AmericaNoNo
228PublicUnited StatesWealthtechPrivate1,200,000,000.00February 2021LinkNorth AmericaNoNo
228AgentSyncAfricaInsurtechPrivate1,200,000,000.00December 2021LinkAfricaNoYes
228FloQastUnited StatesAccountingPrivate1,200,000,000.00July 2021LinkNorth AmericaNoYes
228PilotUnited StatesAccountingPrivate1,200,000,000.00March 2021LinkNorth AmericaNoYes
228PhantomUnited StatesCryptocurrencyPrivate1,200,000,000.00January 2022LinkNorth AmericaNoYes
228UnitIsraelChallenger BankPrivate1,200,000,000.00May 2022LinkAsiaYesYes
228ZipUnited StatesSaaSPrivate1,200,000,000.00May 2022LinkNorth AmericaYesYes
228StoriMexicoPaytechPrivate1,200,000,000.00July 2022LinkSouth AmericaYesYes
239GuidelineUnited StatesWealthtechPrivate1,150,000,000.00June 2021LinkNorth AmericaNoNo
240DANAIndonesiaPaytechPrivate1,130,000,000.00August 2022LinkAsiaYesYes
241FundboxIsraelPaytechPrivate1,100,000,000.00November 2021LinkAsiaNoNo
241SunbitUnited StatesBNPLPrivate1,100,000,000.00May 2021LinkNorth AmericaNoNo
241ZegoUKInsurtechPrivate1,100,000,000.00March 2021LinkEuropeNoNo
241AckoIndiaInsurtechPrivate1,100,000,000.00October 2021LinkAsiaNoYes
241The Bank of LondonUKPaytechPrivate1,100,000,000.00November 2021LinkEuropeNoYes
241Happy MoneyUnited StatesChallenger BankPrivate1,100,000,000.00February 2022LinkNorth AmericaNoYes
241CaribouUnited StatesPaytechPrivate1,100,000,000.00May 2022LinkNorth AmericaYesYes
248Radius Payment SolutionsUKPaytechPrivate1,070,000,000.00November 2017LinkEuropeNoNo
249AjaibIndonesiaSaaSPrivate1,000,000,000.00October 2021LinkAsiaNoNo
249AmountUnited StatesChallenger BankPrivate1,000,000,000.00May 2021LinkNorth AmericaNoNo
249ClearcoverUnited StatesInsurtechPrivate1,000,000,000.00April 2021LinkNorth AmericaNoNo
249DunamuSouth KoreaWealthtechPrivate1,000,000,000.00June 2021LinkAsiaNoNo
249EarnixIsraelInsurtechPrivate1,000,000,000.00February 2021LinkAsiaNoNo
249Forte LabsUnited StatesBlockchainPrivate1,000,000,000.00May 2021LinkNorth AmericaNoNo
249FreshBooksCanadaAccountingPrivate1,000,000,000.00August 2021LinkNorth AmericaNoNo
249HoneybookGermanyInfrastructurePrivate1,000,000,000.00May 2021LinkEuropeNoNo
249IbottaUnited StatesPaytechPrivate1,000,000,000.00August 2019LinkNorth AmericaNoNo
249Injective ProtocolUnited StatesBlockchainPrivate1,000,000,000.00April 2021LinkNorth AmericaNoNo
249InterswitchNigeriaPaytechPrivate1,000,000,000.00November 2019LinkAfricaNoNo
249IvaluaUnited StatesInfrastructurePrivate1,000,000,000.00May 2019LinkNorth AmericaNoNo
249JimuBoxChinaWealthtechPrivate1,000,000,000.00April 2015LinkAsiaNoNo
249Liquid GlobalJapanCryptocurrencyPrivate1,000,000,000.00April 2019LinkAsiaNoNo
249LydiaFranceChallenger BankPrivate1,000,000,000.00December 2021LinkEuropeNoNo
249MatrixportSingaporeCryptocurrencyPrivate1,000,000,000.00August 2021LinkAsiaNoNo
249MobileCoinUnited StatesCryptocurrencyPrivate1,000,000,000.00August 2021LinkNorth AmericaNoNo
249NumbrsSwitzerlandChallenger BankPrivate1,000,000,000.00September 2019LinkEuropeNoNo
249OrchardUnited StatesInsurtechPrivate1,000,000,000.00September 2021LinkNorth AmericaNoNo
249PacasoUnited StatesWealthtechPrivate1,000,000,000.00March 2021LinkNorth AmericaNoNo
249PPROUKPaytechPrivate1,000,000,000.00January 2021LinkEuropeNoNo
249QualiaUnited StatesWealthtechPrivate1,000,000,000.00December 2020LinkNorth AmericaNoNo
249RaisinGermanyChallenger BankPrivate1,000,000,000.00June 2019LinkEuropeNoNo
249SaltPayUKPaytechPrivate1,000,000,000.00April 2021LinkEuropeNoNo
249Shift TechnologyFranceInfrastructurePrivate1,000,000,000.00May 2021LinkEuropeNoNo
249Sidecar HealthUnited StatesInsurtechPrivate1,000,000,000.00January 2021LinkNorth AmericaNoNo
249Sightline PaymentsUnited StatesPaytechPrivate1,000,000,000.00August 2021LinkNorth AmericaNoNo
249SmartAssetUKWealthtechPrivate1,000,000,000.00June 2021LinkNorth AmericaNoNo
249TractableUKInsurtechPrivate1,000,000,000.00June 2021LinkEuropeNoNo
249TresataUnited StatesInfrastructurePrivate1,000,000,000.00October 2018LinkNorth AmericaNoNo
249TrueLayerUKOpen BankingPrivate1,000,000,000.00September 2021LinkEuropeNoNo
249TrumidUnited StatesWealthtechPrivate1,000,000,000.00August 2020LinkNorth AmericaNoNo
249ViseUnited StatesWealthtechPrivate1,000,000,000.00May 2021LinkNorth AmericaNoYes
249VNLifeVietnamInfrastructurePrivate1,000,000,000.00July 2021LinkAsiaNoNo
249WeBullUnited StatesWealthtechPrivate1,000,000,000.00February 2021LinkNorth AmericaNoNo
249WeLabChinaChallenger BankPrivate1,000,000,000.00June 2017LinkAsiaNoNo
249XenditIndonesiaPaytechPrivate1,000,000,000.00September 2021LinkAsiaNoNo
249ZopaUKPaytechPrivate1,000,000,000.00October 2021LinkEuropeNoYes
249TorpargoUnited StatesAccountingPrivate1,000,000,000.00October 2021LinkNorth AmericaNoYes
249WrapbookUnited StatesAccountingPrivate1,000,000,000.00November 2021LinkNorth AmericaNoYes
249SliceIndiaPaytechPrivate1,000,000,000.00November 2021LinkAsiaNoYes
249Thought MachineUnited StatesInfrastructurePrivate1,000,000,000.00November 2021LinkNorth AmericaNoYes
249LydiaFrancePaytechPrivate1,000,000,000.00December 2021LinkEuropeNoYes
249ClaraMexicoChallenger BankPrivate1,000,000,000.00December 2021LinkSouth AmericaNoYes
249Carson GroupUnited StatesWealthtechPrivate1,000,000,000.00July 2021LinkNorth AmericaNoYes
249InterosUnited StatesRegtechPrivate1,000,000,000.00July 2021LinkNorth AmericaNoYes
249CAISUnited StatesWealthtechPrivate1,000,000,000.00January 2022LinkNorth AmericaNoYes
249EsusuUnited StatesChallenger BankPrivate1,000,000,000.00January 2022LinkNorth AmericaNoYes
249FenbeitongChinaSaaSPrivate1,000,000,000.00February 2022LinkAsiaNoYes
249PayhawkBelgiumPaytechPrivate1,000,000,000.00March 2022LinkEuropeNoYes
249GauntletUnited StatesCryptocurrencyPrivate1,000,000,000.00March 2022LinkNorth AmericaNoYes
249TaxfixGermanyAccountingPrivate1,000,000,000.00April 2022LinkEuropeYesYes
249OpenIndiaChallenger BankPrivate1,000,000,000.00May 2022LinkAsiaYesYes
249TransfermateIrelandPaytechPrivate1,000,000,000.00May 2022LinkEuropeYesYes
249Crypto.comSingaporeCryptocurrencyPrivate1,000,000,000.00February 2022LinkAsiaYesYes
249BitkubThailandCryptocurrencyPrivate1,000,000,000.00November 2021LinkAsiaYesYes
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Latest Fintech Unicorns Blogs

Fintech Unicorns Infographics

Understanding this ranking

This ranking was initially an internal tool that we use at CFTE. Because CFTE and our experts constantly create courses and presentations, there is always the need for information such as “What is the latest valuation of Ant Group” or “How does Revolut compare to European banks”. Since we spend a large amount of time updating this information, we thought it could be useful to others too and decided to make it public. But note that it is first and foremost an internal tool, so will have its limitations. I hope you will find this ranking useful, and please do not hesitate to report issues or suggest improvements. 

Huy Nguyen Trieu, co-founder CFTE

What is Fintech?

At CFTE, our definition of Fintech is “the impact that technology has in transforming the financial industry”. It’s a very broad definition that includes early stage Fintech startups, established startups such as Stripe, large tech companies such as Ant Financial, but also financial institutions such as Citi or Prudential. In the table above, we have decided to exclude the financial institutions such as JP Morgan to focus only on the Fintech startups. We have differentiated between the different sub-sectors of Fintech, and have included all of them, such as Paytech, Insurtech, Regtech, Challenger Banks, etc.  

What is market capitalisation?

For listed companies, we use Google Finance as the market capitalisation. For private companies, we use articles, press releases, etc., which we reference. This has to be taken with a grain of salt since private valuations are not easily comparable (preferential rights, etc.) and disclosed numbers can’t always be trusted. Some companies are not present because no valuations were public.

Is it a comprehensive list?

Not by a long way. There are companies missing and figures change on a daily basis. We have decided to only list the companies with a valuation in excess of $1bn (the “unicorns” in startup speak). We are constantly updating this table, so don’t hesitate to send us names of companies we have missed and flag inaccurate information. Thanks a lot for your help!

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