Largest
Fintech Companies 2024

A live and updated ranking of the largest Fintech companies.

The table below references the largest Fintech companies in the world, with 400+ listed below. We uphold an updated list of the 21st century unicorns with our Fintech Unicorns Hub, designed to help those who want an updated overview of the Fintech industry through the lens of market valuations. 

Note: For listed companies, real-time market capitalisations are fed from Google Finance. For private companies, a reference to the source is attached. An explanation of the methodology can be found at the bottom of the page. 

What are Fintech Companies?

Fintech companies are financial institutions that provide financial services and products by using technologies to augment, streamline or digitise their offering. The financial technology ecosystem today is seeing a number of high-growth fintech startups with new business models in various sectors like lending and credit, payments, cryptocurrencies, wealthtech, challenger banks, regtech, blockchain, open banking, BNPL, insuretech and more, that are challenging traditional banks.

Largest Fintech Companies by Market Valuation

RankingsNameType of companyTickerCountryContinentStatusMarket Cap (in USD)Source
1VisaPaytechVUnited StatesNorth AmericaPublic573,821,254,019.00Google Finance
2MastercardPaytechMAUnited StatesNorth AmericaPublic446,715,148,353.00Google Finance
3IntuitAccountingINTUUnited StatesNorth AmericaPublic184,550,950,121.00Google Finance
4ShopifyEcommerceSHOPCanadaNorth AmericaPublic96,358,014,738.84Google Finance
5FiservOpen BankingFISVUnited StatesNorth AmericaPublic87,350,048,073.00Google Finance
6Ant FinancialOpen BankingChinaAsiaPrivate78,500,000,000.00
7Tencent (Fintech business)RegtechChinaAsiaPrivate70,000,000,000.00
8PaypalPaytechPYPLUnited StatesNorth AmericaPublic64,572,395,250.00Google Finance
9BinanceCryptocurrencyCayman IslandsNorth AmericaPrivate62,000,000,000.00
10StripePaytechIrelandEuropePrivate50,000,000,000.00
11AdyenPaytechADYENNetherlandsEuropePublic48,655,417,180.17Google Finance
12CoinbaseCryptocurrencyCOINUnited StatesNorth AmericaPublic48,648,840,819.00Google Finance
13Block (formerly Square)Merchant PaymentsSQUnited StatesNorth AmericaPublic48,282,636,090.00Google Finance
14Checkout.comPaytechUnited KingdomEuropePrivate40,000,000,000.00
15AfterpayFintechAustraliaOceaniaPrivate29,000,000,000.00
16ChimeChallenger BankUnited StatesNorth AmericaPrivate25,000,000,000.00
17AcrisureInsurtechUnited StatesNorth AmericaPrivate23,000,000,000.00
18Citadel SecuritiesFinetchUnited StatesNorth AmericaPrivate22,000,000,000.00
19WeBankFintechChinaAsiaPrivate21,000,000,000.00
20PolygonBlockchainIndiaAsiaPrivate20,000,000,000.00
21FNZInvestechUnited KingdomEuropePrivate20,000,000,000.00
22SumUpPaytechUnited StatesNorth AmericaPrivate20,000,000,000.00
23RevolutChallenger BankUnited KingdomEuropePrivate18,000,000,000.00
24Tinkoff BankFintechRussiaAsiaPrivate17,000,000,000.00
25RobinhoodWealthtechHOODUnited StatesNorth AmericaPublic13,948,934,547.00Google Finance
26PlaidOpen BankingUnited StatesNorth AmericaPrivate13,000,000,000.00
27ToastPaytechTOSTUnited StatesNorth AmericaPublic12,304,379,917.00Google Finance
28BrexChallenger BankUnited StatesNorth AmericaPrivate12,000,000,000.00
29DeelInfrastructureUnited StatesNorth AmericaPrivate12,000,000,000.00
30PhonePePaytechIndiaAsiaPrivate12,000,000,000.00
31GoodLeapFintechUnited StatesNorth AmericaPrivate12,000,000,000.00
32Wise (TransferWise)FintechWISEUnited KingdomEuropePublic11,803,593,600.00Google Finance
33XeroInfrastructureXRONew ZealandOceaniaPublic11,779,572,804.90Google Finance
34AffirmBNPLAFRMUnited StatesNorth AmericaPublic11,507,775,000.00Google Finance
35Ally FinancialChallenger BankALLYUnited StatesNorth AmericaPublic11,012,452,545.00Google Finance
36RippleCryptocurrencyUnited StatesNorth AmericaPrivate11,000,000,000.00
37KrakenCryptocurrencyUnited StatesNorth AmericaPrivate10,800,000,000.00
38NubankChallenger BankNUBrazilSouth AmericaPublic10,500,149,320.40Google Finance
39KakaoBankFintech323410South KoreaAsiaPublic10,175,256,300.00Google Finance
40KuCoinCryptocurrencySeychellesAfricaPrivate10,000,000,000.00
41GustoInfrastructureUnited StatesNorth AmericaPrivate10,000,000,000.00
42Guidewire SoftwareInsurance SoftwareGWREUnited StatesNorth AmericaPublic9,890,654,888.00Google Finance
43Navan (TripActions)PaytechUnited StatesNorth AmericaPrivate9,200,000,000.00
44BullishCryptocurrencyUnited StatesNorth AmericaPrivate9,000,000,000.00
45GrabInfrastructureGRABSingaporeAsiaPublic8,927,104,241.94Google Finance
46SofiChallenger BankSOFIUnited StatesNorth AmericaPublic8,646,135,212.00Google Finance
47ChainalysisBlockchainUnited StatesNorth AmericaPrivate8,600,000,000.00
48CartaWealthtechUnited StatesNorth AmericaPrivate8,500,000,000.00
49TipaltiOpen BankingUnited StatesNorth AmericaPrivate8,300,000,000.00
50FalconXCryptocurrencyUnited StatesNorth AmericaPrivate8,000,000,000.00
51FireblocksCryptocurrencyUnited StatesNorth AmericaPrivate8,000,000,000.00
52JiedaibaoFintechChinaAsiaPrivate7,800,000,000.00
53KlarnaPaytechSwedenEuropePrivate7,800,000,000.00
54Better.comWealthtechUnited StatesNorth AmericaPrivate7,700,000,000.00
55Dapper LabsBlockchainCanadaNorth AmericaPrivate7,600,000,000.00
56RazorpayPaytechIndiaAsiaPrivate7,500,000,000.00
57HealthEquityFintechHQYUnited StatesNorth AmericaPublic7,121,493,790.00Google Finance
58Credit KarmaDigital Personal FinanceUnited StatesNorth AmericaPrivate7,100,000,000.00
59Viva RepublicaPaytechSouth KoreaAsiaPrivate7,100,000,000.00
60FinastraBanking TechnologyUnited KingdomEuropePrivate7,000,000,000.00
61ConsenSysBlockchainUnited StatesNorth AmericaPrivate7,000,000,000.00
62GeminiCryptocurrencyUnited StatesNorth AmericaPrivate7,000,000,000.00
63NYDIGCryptocurrencyUnited StatesNorth AmericaPrivate7,000,000,000.00
64Toss (Viva Republica)FintechSouth KoreaAsiaPrivate7,000,000,000.00
65Bill.comPaytechBILLUnited StatesNorth AmericaPublic6,703,394,671.00Google Finance
66TossPaytechSouth KoreaAsiaPrivate6,699,999,999.00
67MolliePaytechNetherlandsEuropePrivate6,500,000,000.00
68CredPaytechIndiaAsiaPrivate6,400,000,000.00
69UpgradeChallenger BankUnited StatesNorth AmericaPrivate6,300,000,000.00
70PolicybazaarInsurtechPOLICYBZRIndiaAsiaPublic6,272,865,390.74Google Finance
71N26Challenger BankGermanyEuropePrivate6,000,000,000.00
72iCapital NetworkWealthtechUnited StatesNorth AmericaPrivate6,000,000,000.00
73TrustlyFintechSwedenEuropePrivate5,900,000,000.00
74Root InsuranceFintechUnited StatesNorth AmericaPrivate5,800,000,000.00
75AirwallexChallenger BankAustraliaOceaniaPrivate5,500,000,000.00
76GoToPaytechGOTOIndonesiaAsiaPublic5,459,202,496.00Google Finance
77MambuChallenger BankGermanyEuropePrivate5,300,000,000.00
78Plaid TechnologiesFintechUnited StatesNorth AmericaPrivate5,100,000,000.00
79QuintoAndarWealthtechBrazilSouth AmericaPrivate5,100,000,000.00
80RemitlyPaytechRELYUnited KingdomEuropePublic5,005,884,847.24Google Finance
81QontoChallenger BankFranceEuropePrivate5,000,000,000.00
82Trade RepublicChallenger BankGermanyEuropePrivate5,000,000,000.00
83OaknorthChallenger BankUnited KingdomEuropePrivate5,000,000,000.00
84CoalitionInsurtechUnited StatesNorth AmericaPrivate5,000,000,000.00
85OxyzoPaytechIndiaAsiaPrivate5,000,000,000.00
86RapydPaytechIsraelAsiaPrivate5,000,000,000.00
87ZEPZPaytechUnited KingdomEuropePrivate5,000,000,000.00
88CreditasBNPLBrazilSouth AmericaPrivate4,800,000,000.00
89Circle Internet FinancialCryptocurrencyUnited StatesNorth AmericaPrivate4,800,000,000.00
90RampCryptocurrencyUnited StatesNorth AmericaPrivate4,800,000,000.00
91Clearwater AnalyticsFintechCWANUnited StatesNorth AmericaPublic4,722,953,961.00Google Finance
92PleoPaytechDenmarkEuropePrivate4,700,000,000.00
93LendableFintechUnited KingdomEuropePrivate4,600,000,000.00
94MonzoChallenger BankUnited KingdomEuropePrivate4,500,000,000.00
95SocureChallenger BankUnited StatesNorth AmericaPrivate4,500,000,000.00
96BlockfiCryptocurrencyUnited StatesNorth AmericaPrivate4,500,000,000.00
97WefoxInsurtechGermanyEuropePrivate4,500,000,000.00
98Pine LabsPaytechIndiaAsiaPrivate4,500,000,000.00
99CirclePaytechUnited StatesNorth AmericaPrivate4,500,000,000.00
100SorareBlockchainFranceEuropePrivate4,300,000,000.00
101BitpandaCryptocurrencyAustriaEuropePrivate4,100,000,000.00
102DataminrInfrastructureUnited StatesNorth AmericaPrivate4,100,000,000.00
103Kakao PayFintechSouth KoreaAsiaPrivate4,000,000,000.00
104Digit InsuranceInsurtechIndiaAsiaPrivate4,000,000,000.00
105Next InsuranceInsurtechUnited StatesNorth AmericaPrivate4,000,000,000.00
106AngelListInvestingUnited StatesNorth AmericaPrivate4,000,000,000.00
107EngageSmartPaytechUnited StatesNorth AmericaPrivate4,000,000,000.00
108MelioPaytechIsraelAsiaPrivate4,000,000,000.00
109MarqetaPaytechMQUnited StatesNorth AmericaPublic3,825,168,523.00Google Finance
110DutchieFintechUnited StatesNorth AmericaPrivate3,800,000,000.00
111Papaya GlobalInfrastructureIsraelAsiaPrivate3,700,000,000.00
112WealthsimpleWealthtechCanadaNorth AmericaPrivate3,700,000,000.00
113OscarInsurtechOSCRUnited StatesNorth AmericaPublic3,671,040,550.00Google Finance
114Oscar HealthHealthtechOSCRUnited StatesNorth AmericaPublic3,671,040,550.00Google Finance
115NuveiFintechNVEICanadaNorth AmericaPublic3,656,991,753.52Google Finance
116SpotOnPaytechUnited StatesNorth AmericaPrivate3,600,000,000.00
117FlywirePaytechFLYWUnited StatesNorth AmericaPublic3,502,767,981.00Google Finance
118eToroFintechUnited KingdomEuropePrivate3,500,000,000.00
119AssuranceInsurtechUnited StatesNorth AmericaPrivate3,500,000,000.00
120ChargebeePayment ProcessingUnited StatesNorth AmericaPrivate3,500,000,000.00
121UpstoxSaaSIndiaAsiaPrivate3,500,000,000.00
122MoonPayCryptocurrencyMaltaEuropePrivate3,400,000,000.00
123nCinoFintechNCNOUnited StatesNorth AmericaPublic3,364,578,368.00Google Finance
124BlockDaemonBlockchainUnited StatesNorth AmericaPrivate3,250,000,000.00
125Celsius NetworkCryptocurrencyUnited StatesNorth AmericaPrivate3,250,000,000.00
126BlockstreamBlockchainCanadaNorth AmericaPrivate3,200,000,000.00
127Figure TechnologiesWealthtechUnited StatesNorth AmericaPrivate3,200,000,000.00
128HighRadiusInfrastructureUnited StatesNorth AmericaPrivate3,100,000,000.00
129BiltPaytechUnited StatesNorth AmericaPrivate3,100,000,000.00
130PaytmInfrastructurePAYTMIndiaAsiaPublic3,088,702,087.13Google Finance
131Cross River BankBankingUnited StatesNorth AmericaPrivate3,000,000,000.00
132Blockchain.comBlockchainLuxembourgEuropePrivate3,000,000,000.00
133Sky MavisBlockchainVietnamAsiaPrivate3,000,000,000.00
134Amber GroupCryptocurrencySingaporeAsiaPrivate3,000,000,000.00
135Anchorage DigitalCryptocurrencyUnited StatesNorth AmericaPrivate3,000,000,000.00
136China UnionPayFintechChinaAsiaPrivate3,000,000,000.00
137PineLabsFintechIndiaAsiaPrivate3,000,000,000.00
138ForterFintechUnited StatesNorth AmericaPrivate3,000,000,000.00
139Devoted HealthHealthUnited StatesNorth AmericaPrivate3,000,000,000.00
140OVOPaytechIndonesiaAsiaPrivate3,000,000,000.00
141FlutterwavePaytechNigeriaAfricaPrivate3,000,000,000.00
142GrowwWealthtechIndiaAsiaPrivate3,000,000,000.00
143UIPathInfrastructurePATHRomaniaEuropePublic2,909,188,647.42Google Finance
144Rakuton SecuritiesInvestechJapanAsiaPrivate2,900,000,000.00
145BharatPePaytechIndiaAsiaPrivate2,900,000,000.00
146DriveWealthWealthtechUnited StatesNorth AmericaPrivate2,850,000,000.00
147VerafinFintechCanadaNorth AmericaPrivate2,800,000,000.00
148Virtu FinancialFinancial Market MakingVIRTUnited StatesNorth AmericaPublic2,765,429,564.00Google Finance
149Du Xiaoman FinancialBNPLChinaAsiaPrivate2,700,000,000.00
150Thought MachineInfrastructureUnited StatesNorth AmericaPrivate2,700,000,000.00
151Ethos LifeInsuretechUnited StatesNorth AmericaPrivate2,700,000,000.00
152Ethos TechnologiesInsurtechUnited StatesNorth AmericaPrivate2,700,000,000.00
153Q2 HoldingsFintechQTWOUnited StatesNorth AmericaPublic2,699,100,116.00Google Finance
154Duck Creek SoftwareFintechUnited StatesNorth AmericaPrivate2,600,000,000.00
155BackBaseSaaSNetherlandsEuropePrivate2,600,000,000.00
156AvidXchangePaytechAVDXUnited StatesNorth AmericaPublic2,577,942,958.00Google Finance
157ItivitiFintechSwedenEuropePrivate2,500,000,000.00
158SinglifeInsuretechSingaporeAsiaPrivate2,500,000,000.00
159AuraInsuretechUnited StatesNorth AmericaPrivate2,500,000,000.00
160Coda PaymentsPaytechSingaporeAsiaPrivate2,500,000,000.00
161ImmutableBlockchainAustraliaOceaniaPrivate2,499,999,999.00
162Alkami TechnologyDigital BankingALKTUnited StatesNorth AmericaPublic2,461,286,974.00Google Finance
163UalaPaytechArgentinaSouth AmericaPrivate2,450,000,000.00
164cgtzWealthtechChinaAsiaPrivate2,410,000,000.00
165PaxosBlockchainUnited StatesNorth AmericaPrivate2,400,000,000.00
166AccelerantInsuretechUnited StatesNorth AmericaPrivate2,400,000,000.00
167C6 BankChallenger BankBrazilSouth AmericaPrivate2,300,000,000.00
168AspirationFintechUnited StatesNorth AmericaPrivate2,300,000,000.00
169LifelockFintechUnited StatesNorth AmericaPrivate2,300,000,000.00
170DivvyInfrastructureUnited StatesNorth AmericaPrivate2,300,000,000.00
171GreenlightWealthtechUnited StatesNorth AmericaPrivate2,300,000,000.00
1721inchCryptocurrencyUnited KingdomEuropePrivate2,249,999,999.00
173UpstartBNPLUPSTUnited StatesNorth AmericaPublic2,205,699,764.00Google Finance
174CurrentChallenger BankUnited StatesNorth AmericaPrivate2,200,000,000.00
175BitsoCryptocurrencyBrazilSouth AmericaPrivate2,200,000,000.00
176CoinDCXCryptocurrencyIndiaAsiaPrivate2,200,000,000.00
177iZettleFintechSwedenEuropePrivate2,200,000,000.00
178TinkFintechSwedenEuropePrivate2,200,000,000.00
179CloudWalkPaytechBrazilSouth AmericaPrivate2,200,000,000.00
180Chipper CashPaytechUnited StatesNorth AmericaPrivate2,200,000,000.00
181NewfrontInsurtechUnited StatesNorth AmericaPrivate2,199,999,999.00
182zettle by PayPalPaytechSwedenEuropePrivate2,199,999,999.00
183PayfitAccountingFranceEuropePrivate2,100,000,000.00
184Mercado BitcoinCryptocurrencyBrazilSouth AmericaPrivate2,100,000,000.00
185GoCardlessOpen BankingUnited KingdomEuropePrivate2,100,000,000.00
186JeevesPaytechUnited StatesNorth AmericaPrivate2,100,000,000.00
187ReChargePaytechUnited StatesNorth AmericaPrivate2,100,000,000.00
188AddeparWealthtechUnited StatesNorth AmericaPrivate2,100,000,000.00
189LightspeedPaymentsLSPDCanadaNorth AmericaPublic2,093,439,803.18Google Finance
190CedarInsurtechFUNUnited StatesNorth AmericaPublic2,038,628,563.00Google Finance
191ZiltchBNPLUnited KingdomEuropePrivate2,000,000,000.00
192LunarChallenger BankDenmarkEuropePrivate2,000,000,000.00
193BunqChallenger BankNetherlandsEuropePrivate2,000,000,000.00
194PipeChallenger BankUnited StatesNorth AmericaPrivate2,000,000,000.00
195MoMoChallenger BankVietnamAsiaPrivate2,000,000,000.00
19621.coCryptocurrencySwitzerlandEuropePrivate2,000,000,000.00
197Babel FinanceCryptocurrencyHong KongAsiaPrivate2,000,000,000.00
198AtomeFinetchSingaporeAsiaPrivate2,000,000,000.00
199FirstP2PFintechChinaAsiaPrivate2,000,000,000.00
200Mynt (Gcash)FintechPhilippinesAsiaPrivate2,000,000,000.00
201ZilchFintechUnited KingdomEuropePrivate2,000,000,000.00
202ClearcoFintechUnited StatesNorth AmericaPrivate2,000,000,000.00
203Divvy HomesFintechUnited StatesNorth AmericaPrivate2,000,000,000.00
204Modern TreasuryFintechUnited StatesNorth AmericaPrivate2,000,000,000.00
205ZenefitsFintechUnited StatesNorth AmericaPrivate2,000,000,000.00
206TradeshiftInfrastructureUnited StatesNorth AmericaPrivate2,000,000,000.00
207WaterdropInsurtechChinaAsiaPrivate2,000,000,000.00
208ClearStreetInvestechUnited StatesNorth AmericaPrivate2,000,000,000.00
209AvantOpen BankingUnited StatesNorth AmericaPrivate2,000,000,000.00
210ClipPaytechMexicoNorth AmericaPrivate2,000,000,000.00
211OpayPaytechNigeriaAfricaPrivate2,000,000,000.00
212CopperFintechUnited KingdomEuropePrivate2,000,000,000.00
213PaymentusFintechPAYUnited StatesNorth AmericaPublic1,925,966,923.00Google Finance
214SpiffAccountingUnited StatesNorth AmericaPrivate1,900,000,000.00
215Starling BankChallenger BankUnited KingdomEuropePrivate1,900,000,000.00
216Coinswitch KuberCryptocurrencyIndiaAsiaPrivate1,900,000,000.00
217BitGoCryptocurrencyUnited StatesNorth AmericaPrivate1,900,000,000.00
218AI Bank (Baixain)FintechChinaAsiaPrivate1,900,000,000.00
219MXFintechUnited StatesNorth AmericaPrivate1,900,000,000.00
220RoofstockInvestechUnited StatesNorth AmericaPrivate1,900,000,000.00
221LufaxWealthtechLUChinaAsiaPublic1,823,858,093.96Google Finance
222DailyPayBNPLUnited StatesNorth AmericaPrivate1,800,000,000.00
223Varo MoneyChallenger BankUnited StatesNorth AmericaPrivate1,800,000,000.00
224GreenSkyFintechUnited StatesNorth AmericaPrivate1,800,000,000.00
225TruliooRegtechCanadaNorth AmericaPrivate1,800,000,000.00
226QuantexaSaaSUnited KingdomEuropePrivate1,800,000,000.00
227EnovaChallenger BankENVAUnited StatesNorth AmericaPublic1,756,170,240.00Google Finance
228LiveOak BankBanktechLOBUnited StatesNorth AmericaPublic1,746,447,197.00Google Finance
229Micro Connect (Diguantong)FintechHong KongAsiaPrivate1,700,000,000.00
230Melio PaymentsFintechUnited StatesNorth AmericaPrivate1,700,000,000.00
231Mercury PaymentsFintechUnited StatesNorth AmericaPrivate1,700,000,000.00
232WaveInfrastructureSenegalAfricaPrivate1,700,000,000.00
233Kredivo (FinAccel)LendtechIndonesiaAsiaPrivate1,700,000,000.00
234SpotterSaaSUnited StatesNorth AmericaPrivate1,700,000,000.00
235LakalaPaytechSHEChinaAsiaPublic1,645,587,136.00Google Finance
236Neon PaymentsBanktechBrazilSouth AmericaPrivate1,600,000,000.00
237Magic EdenBlockchainUnited StatesNorth AmericaPrivate1,600,000,000.00
238MercuryChallenger BankUnited StatesNorth AmericaPrivate1,600,000,000.00
23910x BankingDigital BankingUnited KingdomEuropePrivate1,600,000,000.00
240Solaris BankFintechGermanyEuropePrivate1,600,000,000.00
241BillDeskFintechIndiaAsiaPrivate1,600,000,000.00
242Self FinancialFintechUnited StatesNorth AmericaPrivate1,600,000,000.00
243BolttechInsurtechSingaporeAsiaPrivate1,600,000,000.00
244WayflyerLendingIrelandEuropePrivate1,600,000,000.00
245AlloyOpen BankingUnited StatesNorth AmericaPrivate1,600,000,000.00
246PavePaytechUnited StatesNorth AmericaPrivate1,600,000,000.00
247Viva WalletPaytechGreeceEuropePrivate1,600,000,000.00
248CapitolisSaaSIsraelAsiaPrivate1,600,000,000.00
249BilltrustPaymentsBTRSUnited StatesNorth AmericaPublic1,590,000,000.00Google Finance
250Mercury TechnologiesBankingUnited StatesNorth AmericaPrivate1,500,000,000.00
251AkulakuBNPLIndonesiaAsiaPrivate1,500,000,000.00
252WeLabChallenger BankChinaAsiaPrivate1,500,000,000.00
253OnecardChallenger BankIndiaAsiaPrivate1,500,000,000.00
254ZetaChallenger BankIndiaAsiaPrivate1,500,000,000.00
255Happy MoneyChallenger BankUnited StatesNorth AmericaPrivate1,500,000,000.00
256LedgerCryptocurrencyFranceEuropePrivate1,500,000,000.00
257CoinlistCryptocurrencyUnited StatesNorth AmericaPrivate1,500,000,000.00
258TaxBitCryptocurrencyUnited StatesNorth AmericaPrivate1,500,000,000.00
259FigureFintechUnited StatesNorth AmericaPrivate1,500,000,000.00
260GoHealthHealthtechUnited StatesNorth AmericaPrivate1,500,000,000.00
261TabbyLendingSaudi ArabiaAsiaPrivate1,500,000,000.00
262Ascend MoneyOpen BankingThailandAsiaPrivate1,500,000,000.00
263BuiltOpen BankingUnited StatesNorth AmericaPrivate1,500,000,000.00
264PingPongPaytechChinaAsiaPrivate1,500,000,000.00
265Zepz (WorldRemit)PaytechUnited KingdomEuropePrivate1,500,000,000.00
266DockPaytechBrazilSouth AmericaPrivate1,500,000,000.00
267KushkiPaytechEcuadorSouth AmericaPrivate1,500,000,000.00
268M1 FinanceWealthtechUnited StatesNorth AmericaPrivate1,500,000,000.00
269Hypoport SEFintechHYQGermanyEuropePublic1,447,195,460.13Google Finance
270AlkamiBanktechUnited StatesNorth AmericaPrivate1,400,000,000.00
271FigmentBlockchainCanadaNorth AmericaPrivate1,400,000,000.00
272Judo BankChallenger BankAustraliaOceaniaPrivate1,400,000,000.00
273At-BayInsurtechUnited KingdomEuropePrivate1,400,000,000.00
274WealthfrontInvestechUnited StatesNorth AmericaPrivate1,400,000,000.00
275Liquidity GroupLendtechIsraelAsiaPrivate1,400,000,000.00
276FPL TechnologiesPaytechIndiaAsiaPrivate1,400,000,000.00
277PaddlePaytechUnited KingdomEuropePrivate1,400,000,000.00
278Scalable CapitalWealthtechGermanyEuropePrivate1,400,000,000.00
279StashWealthtechUnited StatesNorth AmericaPrivate1,400,000,000.00
280TrueBillBanktechUnited StatesNorth AmericaPrivate1,300,000,000.00
281CredAvenueChallenger BankIndiaAsiaPrivate1,300,000,000.00
282CoinTrackerCryptocurrencyUnited StatesNorth AmericaPrivate1,300,000,000.00
283iTrustCapitalCryptocurrencyUnited StatesNorth AmericaPrivate1,300,000,000.00
284LukkaCryptocurrencyUnited StatesNorth AmericaPrivate1,300,000,000.00
285OpenseaCryptocurrencyUnited StatesNorth AmericaPrivate1,300,000,000.00
286TalosCryptocurrencyUnited StatesNorth AmericaPrivate1,300,000,000.00
287KonvioFintechMexicoNorth AmericaPrivate1,300,000,000.00
288MarshmallowInsurtechUnited KingdomEuropePrivate1,300,000,000.00
289BettermentInvestechUnited StatesNorth AmericaPrivate1,300,000,000.00
290PayaPaytechUnited StatesNorth AmericaPrivate1,300,000,000.00
291PaidyPaytechJapanAsiaPrivate1,300,000,000.00
292ZuoraFintechZUOUnited StatesNorth AmericaPublic1,229,229,021.00Google Finance
293ZipSaaSZIPUnited StatesNorth AmericaPublic1,214,659,655.00Google Finance
294FloQastAccountingUnited StatesNorth AmericaPrivate1,200,000,000.00
295PilotAccountingUnited StatesNorth AmericaPrivate1,200,000,000.00
296Mythical GamesBlockchainUnited StatesNorth AmericaPrivate1,200,000,000.00
297UnitChallenger BankIsraelAsiaPrivate1,200,000,000.00
298HashKeyCryptocurrencyChinaAsiaPrivate1,200,000,000.00
299Phantom TechnologiesCryptocurrencyUnited StatesNorth AmericaPrivate1,200,000,000.00
300Clover HealthHealthtechUnited StatesNorth AmericaPrivate1,200,000,000.00
301AgentSyncInsurtechUnited StatesNorth AmericaPrivate1,200,000,000.00
302Public.comInvestechUnited StatesNorth AmericaPrivate1,200,000,000.00
303ScalapayLendtechItalyEuropePrivate1,200,000,000.00
304SimpleNexusLendtechUnited StatesNorth AmericaPrivate1,200,000,000.00
305KyribaPayment ProcessingNetherlandsEuropePrivate1,200,000,000.00
306SkrillPaytechUnited KingdomEuropePrivate1,200,000,000.00
307GalileoPaytechUnited StatesNorth AmericaPrivate1,200,000,000.00
308StoriPaytechMexicoNorth AmericaPrivate1,200,000,000.00
309PaysafePayment ProcessingPSFEUnited KingdomEuropePublic1,118,107,414.53Google Finance
310Deposit SolutionsBanktechGermanyEuropePrivate1,100,000,000.00
311TechnysisBanktechUnited StatesNorth AmericaPrivate1,100,000,000.00
312SunbitBNPLUnited StatesNorth AmericaPrivate1,100,000,000.00
313RaisinChallenger BankGermanyEuropePrivate1,100,000,000.00
314MobileCoinCryptocurrencyUnited StatesNorth AmericaPrivate1,100,000,000.00
315Happy Money (fka Payoff)FintechUnited StatesNorth AmericaPrivate1,100,000,000.00
316BranchInsuretechUnited StatesNorth AmericaPrivate1,100,000,000.00
317AckoInsurtechIndiaAsiaPrivate1,100,000,000.00
318EarnixInsurtechIsraelAsiaPrivate1,100,000,000.00
319ZegoInsurtechUnited KingdomEuropePrivate1,100,000,000.00
320Super Apps HoldingPaytechMalaysiaAsiaPrivate1,100,000,000.00
321CayanPaytechUnited StatesNorth AmericaPrivate1,100,000,000.00
322SpendeskPaytechFranceEuropePrivate1,100,000,000.00
323FundboxPaytechIsraelAsiaPrivate1,100,000,000.00
324CaribouPaytechUnited StatesNorth AmericaPrivate1,100,000,000.00
325FenbeitongSaaSChinaAsiaPrivate1,100,000,000.00
326LendbuzzFintechUnited StatesNorth AmericaPrivate1,100,000,000.00
327LemonadeInsurtechLMNDUnited StatesNorth AmericaPublic1,097,800,035.00Google Finance
328StoneFintechSTNEBrazilSouth AmericaPublic1,080,973,102.20Google Finance
329StoneCoInfrastructureSTNEBrazilSouth AmericaPublic1,080,973,102.20Google Finance
330FreshBooksAccountingCanadaNorth AmericaPrivate1,000,000,000.00
331TaxfixAccountingGermanyEuropePrivate1,000,000,000.00
332TorpargoAccountingUnited StatesNorth AmericaPrivate1,000,000,000.00
333WrapbookAccountingUnited StatesNorth AmericaPrivate1,000,000,000.00
334Neo FinancialBankingCanadaNorth AmericaPrivate1,000,000,000.00
335NymbusBanking Technology SolutionsUnited StatesNorth AmericaPrivate1,000,000,000.00
336PismoBanktechUnited KingdomEuropePrivate1,000,000,000.00
337GliaBanktechUnited StatesNorth AmericaPrivate1,000,000,000.00
338Forte LabsBlockchainUnited StatesNorth AmericaPrivate1,000,000,000.00
339Injective ProtocolBlockchainUnited StatesNorth AmericaPrivate1,000,000,000.00
340LydiaChallenger BankFranceEuropePrivate1,000,000,000.00
341OpenChallenger BankIndiaAsiaPrivate1,000,000,000.00
342ClaraChallenger BankMexicoNorth AmericaPrivate1,000,000,000.00
343NumbrsChallenger BankSwitzerlandEuropePrivate1,000,000,000.00
344AmountChallenger BankUnited StatesNorth AmericaPrivate1,000,000,000.00
345EsusuChallenger BankUnited StatesNorth AmericaPrivate1,000,000,000.00
346LendKeyConsumer LendingUnited StatesNorth AmericaPrivate1,000,000,000.00
347GuantletCryptocurrencyUnited StatesNorth AmericaPrivate1,000,000,000.00
348UniswapCryptocurrencyUnited StatesNorth AmericaPrivate1,000,000,000.00
349ZebicCryptocurrencyUnited StatesNorth AmericaPrivate1,000,000,000.00
350LiquidCryptocurrencyJapanAsiaPrivate1,000,000,000.00
351Crypto.comCryptocurrencySingaporeAsiaPrivate1,000,000,000.00
352MatrixportCryptocurrencySingaporeAsiaPrivate1,000,000,000.00
353BitkubCryptocurrencyThailandAsiaPrivate1,000,000,000.00
354WorldcoinCryptocurrencyUnited StatesNorth AmericaPrivate1,000,000,000.00
355PaparaDigital BankingTurkeyAsiaPrivate1,000,000,000.00
356Cart.comEcommerceUnited StatesNorth AmericaPrivate1,000,000,000.00
357VNLife (VNPay)EcommerceVietnamAsiaPrivate1,000,000,000.00
358PennylaneFintechFranceEuropePrivate1,000,000,000.00
359InCredFintechIndiaAsiaPrivate1,000,000,000.00
360BioCatchFintechIsraelAsiaPrivate1,000,000,000.00
361C2FOFintechUnited StatesNorth AmericaPrivate1,000,000,000.00
362FinicityFintechUnited StatesNorth AmericaPrivate1,000,000,000.00
363Prove Identity (Payfone)FintechUnited StatesNorth AmericaPrivate1,000,000,000.00
364SiftFintechUnited StatesNorth AmericaPrivate1,000,000,000.00
365VestwellFintechUnited StatesNorth AmericaPrivate1,000,000,000.00
366Shift TechnologyInfrastructureFranceEuropePrivate1,000,000,000.00
367FeedzaiInfrastructurePortugalEuropePrivate1,000,000,000.00
368BetterflyInsuretechChileSouth AmericaPrivate1,000,000,000.00
369VesttooInsuretechIsraelAsiaPrivate1,000,000,000.00
370Bright HealthInsuretechUnited StatesNorth AmericaPrivate1,000,000,000.00
371Kin InsuranceInsuretechUnited StatesNorth AmericaPrivate1,000,000,000.00
372ClarkInsurtechGermanyEuropePrivate1,000,000,000.00
373ClearcoverInsurtechUnited StatesNorth AmericaPrivate1,000,000,000.00
374OrchardInsurtechUnited StatesNorth AmericaPrivate1,000,000,000.00
375Pie InsuranceInsurtechUnited StatesNorth AmericaPrivate1,000,000,000.00
376The ZebraInsurtechUnited StatesNorth AmericaPrivate1,000,000,000.00
377NutmegInvestechUnited KingdomEuropePrivate1,000,000,000.00
378InvestCloudInvestechUnited StatesNorth AmericaPrivate1,000,000,000.00
379Personal CapitalInvestechUnited StatesNorth AmericaPrivate1,000,000,000.00
380TamaraLendingSaudi ArabiaAsiaPrivate1,000,000,000.00
381KCD (Korean Credit Data)LendingSouth KoreaAsiaPrivate1,000,000,000.00
382FlexLendtechUnited StatesNorth AmericaPrivate1,000,000,000.00
383LendingHomeLendtechUnited StatesNorth AmericaPrivate1,000,000,000.00
384Octane LendingLendtechUnited StatesNorth AmericaPrivate1,000,000,000.00
385TrueLayerOpen BankingUnited KingdomEuropePrivate1,000,000,000.00
386NagadPaytechBangladeshAsiaPrivate1,000,000,000.00
387XtransferPaytechChinaAsiaPrivate1,000,000,000.00
388DANA WalletPaytechIndonesiaAsiaPrivate1,000,000,000.00
389SatispayPaytechItalyEuropePrivate1,000,000,000.00
390OpnPaytechThailandAsiaPrivate1,000,000,000.00
391Currency CloudPaytechUnited KingdomEuropePrivate1,000,000,000.00
392ChromeRiver (Emburse)PaytechUnited StatesNorth AmericaPrivate1,000,000,000.00
393EnablePaytechUnited StatesNorth AmericaPrivate1,000,000,000.00
394PaystandPaytechUnited StatesNorth AmericaPrivate1,000,000,000.00
395Stax (FatMerchant)PaytechUnited StatesNorth AmericaPrivate1,000,000,000.00
396PayhawkPaytechBelgiumEuropePrivate1,000,000,000.00
397EBANXPaytechBrazilSouth AmericaPrivate1,000,000,000.00
398SlicePaytechIndiaAsiaPrivate1,000,000,000.00
399XenditPaytechIndonesiaAsiaPrivate1,000,000,000.00
400TransfermatePaytechIrelandEuropePrivate1,000,000,000.00
401InterswitchPaytechNigeriaAfricaPrivate1,000,000,000.00
402NiumPaytechSingaporeAsiaPrivate1,000,000,000.00
403PPROPaytechUnited KingdomEuropePrivate1,000,000,000.00
404ZopaPaytechUnited KingdomEuropePrivate1,000,000,000.00
405Sightline PaymentsPaytechUnited StatesNorth AmericaPrivate1,000,000,000.00
406AjaibSaaSIndonesiaAsiaPrivate1,000,000,000.00
407Human InterestWealthtechUnited StatesNorth AmericaPrivate1,000,000,000.00
408SmartAssetWealthtechUnited KingdomEuropePrivate1,000,000,000.00
409AcornsWealthtechUnited StatesNorth AmericaPrivate1,000,000,000.00
410CAISWealthtechUnited StatesNorth AmericaPrivate1,000,000,000.00
411ViseWealthtechUnited StatesNorth AmericaPrivate1,000,000,000.00
412WeBullWealthtechUnited StatesNorth AmericaPrivate1,000,000,000.00
413MNT-HalanFintechEgyptAfricaPrivate1,000,000,000.00
414PagSeguroFintechPAGSBrazilSouth AmericaPublic911,696,276.00Google Finance
415PagayaBanking TechnologyUnited StatesNorth AmericaPrivate900,000,000.00
416ThunesPaytechSingaporeAsiaPrivate900,000,000.00
417LendingClubFintechLCUnited StatesNorth AmericaPublic886,597,088.00Google Finance
418KabbageFintechUnited StatesNorth AmericaPrivate850,000,000.00
419LoanDepotFintechLDIUnited StatesNorth AmericaPublic834,775,729.00Google Finance
420FawryPaytechFWRYEgyptAfricaPublic713,853,481.92Google Finance
421PayoneerPaytechPAYOIsraelAsiaPublic452,839,372.16Google Finance
422HippoHome InsuranceHIPOUnited StatesNorth AmericaPublic320,805,640.00Google Finance
423DAVEChallenger BankDAVEUnited StatesNorth AmericaPublic316,813,870.00Google Finance
424BoltPaytechUnited StatesNorth AmericaPrivate300,000,000.00
425SezzleLendtechSEZLUnited StatesNorth AmericaPublic299,056,307.00Google Finance
426BakktDigital Asset ManagementBKKTUnited StatesNorth AmericaPublic278,990,190.00Google Finance
427VeraBankBankingVABKUnited StatesNorth AmericaPublic160,120,873.00Google Finance
428Funding CircleCommercial LendingFCHUnited KingdomEuropePublic131,461,973.55Google Finance
429OportunDigital BankingOPRTUnited StatesNorth AmericaPublic128,363,137.00Google Finance
430dLocalFintechDLOUruguaySouth AmericaPublic125,123,766.07Google Finance
431BGL GroupInsurtechUnited KingdomEuropePrivate100,000,000.00
432True AccordInfrastructureUnited StatesNorth AmericaPrivate49,000,000.00
433CURO Financial TechnologiesLendingCUROUnited StatesNorth AmericaPublic9,751,158.00Google Finance
434NCRRetail Point-of-SalesNCRUnited StatesNorth AmericaPublic3,843,060.00Google Finance

*As per last valuation data available on Feb 1st, 2024.

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* The report will be out soon in March 2024

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Rearchitecting the Financial System

Navigating the New Era of Financial Innovation

Understanding this ranking

This ranking was initially an internal tool that we use at CFTE. Because CFTE and our experts constantly create courses and presentations, there is always the need for information such as “What is the latest valuation of Ant Group” or “How does Revolut compare to European banks”. Since we spend a large amount of time updating this information, we thought it could be useful to others too and decided to make it public. But note that it is first and foremost an internal tool, so will have its limitations. I hope you will find this ranking useful, and please do not hesitate to report issues or suggest improvements. 

Huy Nguyen Trieu, co-founder CFTE

What is Fintech?

At CFTE, our definition of Fintech is “the impact that technology has in transforming the financial industry”. It’s a very broad definition that includes early stage Fintech startups, established startups such as Stripe, large tech companies such as Ant Financial, but also financial institutions such as Citi or Prudential. In the table above, we have decided to exclude the financial institutions such as JP Morgan to focus only on the Fintech startups. We have differentiated between the different sub-sectors of Fintech, and have included all of them, such as Paytech, Insurtech, Regtech, Challenger Banks, etc.  

What is market capitalisation?

For listed companies, we use Google Finance as the market capitalisation. For private companies, we use articles, press releases, etc., which we reference. This has to be taken with a grain of salt since private valuations are not easily comparable (preferential rights, etc.) and disclosed numbers can’t always be trusted. Some companies are not present because no valuations were public.

Is it a comprehensive list?

Not by a long way. There are companies missing and figures change on a daily basis. We have decided to only list the companies with a valuation in excess of $1bn (the “unicorns” in startup speak). We are constantly updating this table, so don’t hesitate to send us names of companies we have missed and flag inaccurate information. Thanks a lot for your help!

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