Largest
Fintech Companies 2026
A live and updated ranking of the largest Fintech companies.
The table below references the largest Fintech companies in the world. We uphold an updated list of the 21st century unicorns with our Fintech Unicorns Hub, designed to help those who want an updated overview of the Fintech industry through the lens of market valuations.
What are Fintech Companies?
Fintech companies are financial institutions that provide financial services and products by using technologies to augment, streamline or digitise their offering. The financial technology ecosystem today is seeing a number of high-growth fintech startups with new business models in various sectors like lending and credit, payments, cryptocurrencies, wealthtech, challenger banks, regtech, blockchain, open banking, BNPL, insuretech and more, that are challenging traditional banks.
Largest Fintech Companies by Market Valuation
| Rankings | Name | Type of company | Ticker | Country | Continent | Status | Market Cap (in USD) | Source |
|---|---|---|---|---|---|---|---|---|
| 1 | Visa | Payments Network | V | USA | North America | Public | $725.00 Billion | Macrotrends (Oct 2026) |
| 2 | Mastercard | Payments Network | MA | USA | North America | Public | $540.00 Billion | Macrotrends (Oct 2026) |
| 3 | Tencent | Conglomerate (Payments, Social) | 0700.HK | China | Asia | Public | $465.00 Billion | CompaniesMarketCap (Oct 2026) |
| 4 | Stripe | Payments Infrastructure | - | USA / Ireland | North America / Europe | Private | $159.00 Billion | Employee Tender Offer (Feb 2026) |
| 5 | Revolut | Neobank / Super App | - | UK | Europe | Private | $115.00 Billion | Secondary Share Sale (Jul 2026) |
| 6 | Intuit | Financial Software & Services | INTU | USA | North America | Public | $89.60 Billion | Public.com (Oct 2026) |
| 7 | Robinhood | Brokerage & Trading Platform | HOOD | USA | North America | Public | $88.30 Billion | Public.com (Oct 2026) |
| 8 | Nu Holdings (Nubank) | Neobank | NU | Brazil | South America | Public | $70.70 Billion | Macrotrends (Oct 2026) |
| 9 | Ramp | Spend Management / Corporate Cards | - | USA | North America | Private | $60.00 Billion | Series F Round (Oct 2026) |
| 10 | PayPal | Payments & Digital Wallet | PYPL | USA | North America | Public | $48.30 Billion | Macrotrends (Oct 2026) |
| 11 | Coinbase Global | Cryptocurrency Exchange | COIN | USA | North America | Public | $45.70 Billion | Macrotrends (Oct 2026) |
| 12 | Corpay | B2B / Fleet Payments | CPAY | USA | North America | Public | $26.20 Billion | MarketBeat (Oct 2026) |
| 13 | Fiserv | Payments & Financial Services | FISV | USA | North America | Public | $25.40 Billion | CNN Markets (Oct 2026) |
| 14 | OKX | Cryptocurrency Exchange | - | Seychelles | Asia | Private | $25.00 Billion | Crunchbase (Mar 2026) |
| 15 | Affirm Holdings | BNPL / POS Lending | AFRM | USA | North America | Public | $24.60 Billion | CNN Markets (Oct 2026) |
| 16 | Kraken | Cryptocurrency Exchange | - | USA | North America | Private | $13.30 Billion | Deutsche Boerse / Bloomberg (Apr 2026) |
| 17 | Wise Group | Cross Border Payments | WSE | UK | Europe | Public | $12.10 Billion | Public.com (Oct 2026) |
| 18 | Chime | Neobank | CHYM | USA | North America | Public | $11.50 Billion | StockAnalysis (Oct 2026) |
| 19 | Kalshi | Prediction Markets / Investing | - | USA | North America | Private | $11.00 Billion | Series E (Dec 2025) |
| 20 | Bilt Rewards | Loyalty & Payments | - | USA | North America | Private | $10.75 Billion | Funding Round (Jul 2025) |
| 21 | Polymarket | Prediction Markets / Crypto | - | USA | North America | Private | $9.00 Billion | Funding Round (Oct 2025) |
| 22 | Tipalti | AP Automation | - | USA / Israel | North America | Private | $8.30 Billion* | Series F (Dec 2021) |
| 23 | Plaid | Financial Data API / Open Banking | - | USA | North America | Private | $8.00 Billion | Employee Tender (Feb 2026) |
| 24 | Hyperliquid | Decentralised Derivatives Exchange | - | Global | Global | Private / Token | $7.70 Billion | Token Market Cap (Jan 2026) |
| 25 | Navan | Travel & Expense Management | NAVN | USA | North America | Public | $6.70 Billion | Morningstar (Oct 2026) |
| 26 | Tabby | BNPL (MENA) | - | UAE / Saudi Arabia | Asia (Middle East) | Private | $6.50 Billion | Series F (Sep 2026) |
| 27 | Monzo | Neobank | - | UK | Europe | Private | $5.90 Billion* | Secondary / Funding (Oct 2024) |
| 28 | Alan | Digital Health Insurance | - | France | Europe | Private | $5.50 Billion | Series G (Jun 2026) |
| 29 | Coalition | Insurtech (Cyber) | - | USA | North America | Private | $5.00 Billion* | Series F (Jul 2022) |
| 30 | Klarna | BNPL / Digital Banking | KLAR | Sweden | Europe | Public | $4.90 Billion | NYSE / Motley Fool (Oct 2026) |
| 31 | dLocal | Emerging Market Payments | DLO | Uruguay | South America | Public | $4.40 Billion | StockAnalysis (Oct 2026) |
| 32 | DailyPay | On Demand Pay | - | USA | North America | Private | $3.50 Billion (Target)* | IPO Target (2025) |
| 33 | Phantom | Crypto Wallet | - | USA | North America | Private | $3.00 Billion | Series C (Jan 2025) |
| 34 | Human Interest | Retirement / 401(k) Platform | - | USA | North America | Private | $3.00 Billion | Series E (Oct 2025) |
| 35 | Zip | Procurement Orchestration | - | USA | North America | Private | $2.20 Billion* | Series D (Oct 2024) |
| 36 | Rain | Stablecoin Payments & Cards | - | USA | North America | Private | $1.95 Billion | Funding Round (Jan 2026) |
| 37 | eToro | Social Trading / Brokerage | ETOR | Israel | Asia (Middle East) | Public | $1.90 Billion | Morningstar (Oct 2026) |
| 38 | Alloy | Identity & Risk Management | - | USA | North America | Private | $1.55 Billion* | Funding Round (Sep 2022) |
| 39 | Mercury | B2B Banking | - | USA | North America | Private | Not Disclosed | Forbes Fintech 50 2026 |
| 40 | Increase | Payments Infrastructure | - | USA | North America | Private | Not Disclosed | Forbes Fintech 50 2026 |
| 41 | Securitize | Blockchain & Digital Assets | - | USA | North America | Private | Not Disclosed | Forbes Fintech 50 2026 |
| 42 | iCapital | Wealth Management / Alternatives | - | USA | North America | Private | Not Disclosed | Forbes Fintech 50 2026 |
| 43 | Socure | Identity Verification | - | USA | North America | Private | Not Disclosed | Forbes Fintech 50 2026 |
| 44 | Imprint | Co branded Credit Cards | - | USA | North America | Private | Not Disclosed | Forbes Fintech 50 2026 |
| 45 | Highnote | Card Issuing Infrastructure | - | USA | North America | Private | $0.80 Billion (est.) | Series B / Forge (Feb 2026) |
| 46 | Relay | B2B Banking | - | Canada | North America | Private | Not Disclosed | Forbes Fintech 50 2026 |
| 47 | Rogo | AI Financial Analysis | - | USA | North America | Private | $0.75 Billion | Series C (Jan 2026) |
| 48 | Esusu | Credit Building / Real Estate | - | USA | North America | Private | Not Disclosed | Forbes Fintech 50 2026 |
| 49 | Ledn | Bitcoin backed Lending | - | Cayman Islands | North America | Private | $0.54 Billion* | Funding Round (Nov 2021) |
| 50 | Reserv | Insurtech (Claims AI) | - | USA | North America | Private | Not Disclosed | Forbes Fintech 50 2026 |
**As per last valuation data available on October, 2026.
Largest Fintech Companies by Market Valuation
| Rankings | Name | Type of company | Ticker | Country | Continent | Status | Market Cap (in USD) | Source |
|---|
*As per last valuation data available on Feb 1st, 2024.
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Understanding this ranking
This ranking was initially an internal tool that we use at CFTE. Because CFTE and our experts constantly create courses and presentations, there is always the need for information such as “What is the latest valuation of Ant Group” or “How does Revolut compare to European banks”. Since we spend a large amount of time updating this information, we thought it could be useful to others too and decided to make it public. But note that it is first and foremost an internal tool, so will have its limitations. I hope you will find this ranking useful, and please do not hesitate to report issues or suggest improvements.
Huy Nguyen Trieu, co-founder CFTE
What is Fintech?
At CFTE, our definition of Fintech is “the impact that technology has in transforming the financial industry”. It’s a very broad definition that includes early stage Fintech startups, established startups such as Stripe, large tech companies such as Ant Financial, but also financial institutions such as Citi or Prudential. In the table above, we have decided to exclude the financial institutions such as JP Morgan to focus only on the Fintech startups. We have differentiated between the different sub-sectors of Fintech, and have included all of them, such as Paytech, Insurtech, Regtech, Challenger Banks, etc.
What is market capitalisation?
For listed companies, we use Google Finance as the market capitalisation. For private companies, we use articles, press releases, etc., which we reference. This has to be taken with a grain of salt since private valuations are not easily comparable (preferential rights, etc.) and disclosed numbers can’t always be trusted. Some companies are not present because no valuations were public.
Is it a comprehensive list?
Not by a long way. There are companies missing and figures change on a daily basis. We have decided to only list the companies with a valuation in excess of $1bn (the “unicorns” in startup speak). We are constantly updating this table, so don’t hesitate to send us names of companies we have missed and flag inaccurate information. Thanks a lot for your help!
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