Michael O’Loughlin is a Global Finance & Technology Executive at the Saudi Central Bank (SAMA), where he has been instrumental in fostering innovation through the creation of the Innovation Hub. This platform enhances collaboration among regulators, financial institutions, and fintech startups, and supports the integration of emerging technologies like CBDCs, open banking, and cryptocurrencies into Saudi Arabia’s financial system. Additionally, O’Loughlin leverages his extensive fintech expertise as the founder of oloughlin, a global business advisory service, and as a senior lecturer at CFTE, guiding both clients and students through the complexities of financial innovation.