Connect the stacked layers of payments

Learn the Industry Fundamentals in Payments

Payment’s Stack: Industry Fundamentals is the second course of the Payments in Digital Finance Specialisation – CFTE’s programme designed for finance professionals to get a comprehensive understanding of how money has and will change with the rise of digital currencies and changing consumer behaviour.

Let’s stack up the layers of payments and reinforce how money goes from A to B (and to C, D, E). It is important to know the infrastructure behind trillions of dollars worth of transactions every day. If you want to know the robust system that allows you to send money home every Christmas, or governments to invest in projects overseas, enroll now.

With this online course, you'll:

This course is taught by senior advisors. disruptive entrepreneurs. Fortune500 Leaders. payments regulators.

Fred Bär

Associate, Payments Advisory Group | Secretary General, EACHA

Nick Ogden


Lajos Bartha

Executive Director, Financial Infrastructures & Banking Operations

Konstantin Peric

Deputy Director, Financial Services for the Poor

Carlo Palmers

Head of Payments Solutions

Gert Bijleveld

Entrepreneur & Senior Associate

Francois Masquelier


Gaston Aussems

Former CEO

Course Curriculum

Senior Lecturer Fred Bär from EACHA teaches you the different types of payments that are the key underlying driver for businesses today.

Senior Lecturer Fred Bär from EACHA teaches you the different card and payment schemes as well as the necessary infrastructure behind them, followed by Senior Associate at Payments Advisory Group Gert Bijleveld as he takes you into a deep dive of how commercial banks are wrestling with its payments  infrastructure and how things have changed since the Fintech evolution.

Senior Lecturer Fred Bär from EACHA teaches you how to categorise the different ways to analyse payments and how instant payments are taking over the world, followed by Deputy Director of the Bill and Melinda Gates Foundation Konstantin Peric and his take on the challenges that lies ahead for digital payments.

Senior Lecturer Fred Bär from EACHA teaches you the payment, account-related, and message standards, followed by Carlo Palmers, Head of Payment Solutions at SWIFT, and his exclusive insight into how banks and corporates are using GPI, and how SWIFT is preparing for Instant Payments.

Senior Lecturer Fred Bär from EACHA teaches you the operating models of payments and how Big Banks are evolving these models, followed by Senior Associate at Payments Advisory Group Gert Bijleveld as he takes you through his thoughts on what happens if Big Banks outsource payments to Fintechs.

Senior Lecturer Fred Bär from EACHA teaches you the costs and unit economics involved in the payments industry, followed by Nick Ogden, Founder of RTGS Global and Clearbank, and his experience managing a payments innovation business.

Gaston Aussems, Former CEO of Mollie, takes you through the importance of branding, standardisation, collaboration between merchant and payment providers, and ideal processing flows.

Designed for your learning goals

On Demand

Enrol and Start Immediately.

Finish in 2 weeks

Allocate 4 hours per week.

Shareable certificate

Let your professional network know about your new skills and find more career opportunities.

What our Alumni say about the Specialisation

It is a great specialization for anyone interested to learn the Payments domain and become familiar with what's in store for Digital Payments!
Rahul Dua, Product Manager at Amazon

Why learn at CFTE?

Online & Self-paced

Learn whenever. Learn wherever. Your learning track is flexible to your goals.

Global View

Our courses offers a 360 view on the topic, focused on what matters.


Our courses are curated by 200+ finance experts who know what skills you must learn.

Acquire the payments fundamentals today

A course designed for the industry, by the industry.

Get a 360 view on Payments

Payments in Digital Finance Specialisation

This course is part of the Payments in Digital Finance Online specialisation – a programme designed to give you a 360 view on payments. Equip yourselves with the tools, skills and knowledge required in this growing sector and become the payment experts that financial institutions are hunting for.


Most frequent questions and answers about our specialisation

Anyone who wants to have a solid understanding of payments should take this specialisation. Either to lead projects, a team or innovation applicable the world of payments.

At CFTE, we pride ourselves in offering courses for professionals, by professionals and offering a global view – this is how we compare with the market. This is done through videos, readings, and insights from CEOs to make the learning experience accessible. You will be able to take the course fully online and at your own pace, so you can be in charge of your proper upskilling. At CFTE, we believe there is an urgent need for all to learn the right skills for a world of digital finance, and we support all initiatives that are supporting the same goal.

We break our programmes into two types: short courses and specialisations. Our specialisations are a bundle of all of our short courses relating to an overarching topic. Specialisations allow learners to get a comprehensive and well-rounded understanding of a given topic in its many areas. If you have previous experience on this specialisation’s subject or you are interested in learning more about a specific area of it, you can enrol in the individual course that covers your area of interest, instead of taking the whole specialisation. Feel free to chat with us if you’d like some advise on which one would suit you best!

There are no strict prerequisites for taking the course. The Payments in Digital Finance specialisation aims to provide anyone interested in finance (in its wider definition) with a general overview of the trends in payments and digital finance, with the right balance between content that is easily accessible but that also provides insightful knowledge.

You will have access to the course for 6 months from enrolment. This duration is set to ensure you can pace yourself for the best learning outcome. Though not a common request, you can talk to us if you need an extension of the access after the 6 months are up.

Yes, you will receive a digital certificate upon successful completion of the course. This certificate is digital so it can be shared at any time and embedded into your online professional profile.

We accept all major credit cards and debit cards. You can choose to pay the full amount, or you can opt for a 3-part payment plan option. The 3-part payment option requires one payment upfront, followed by second and third during your course. Chat with us to find out more!

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