PAYMENTS For innovators– ONLINE PROGRAMME

build the skills to innovate in PAYMENTS AND DIGITAL FINANCE

Learn the top trends disrupting the world of payments, from harnessing the power of data with Artificial Intelligence and Machine Learning, to building new business models and strategies. Developed in collaboration with the Budapest Institute of Banking, this self-paced programme helps learners identify innovations in payments, led by industry experts.

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2 In-depth Courses

Learn at your pace

Industry-recognised Certificate

Shareable certificate

Payments for Innovators

Learn the top trends disrupting the world of Payments

Lead your institution into the future of digital payments.

Payments are no longer just infrastructure operating in the background of financial services. They are now a strategic capability shaping customer experience, financial inclusion, liquidity, compliance, and competition across the global economy.

Real-time payments, digital wallets, BNPL, account-to-account rails, embedded finance, CBDCs, stablecoins, AI and blockchain are reshaping how money moves between consumers, merchants, banks, fintechs and platforms.

But faster and more digital payments also bring new risks. Finance professionals need to understand payment infrastructures, business models, regulation, security, compliance and emerging technologies to design resilient, efficient and future-ready payment strategies.

This specialisation helps professionals move from payments awareness to payments capability through practical frameworks, expert perspectives and real-world examples across payment rails, digital wallets, BNPL, payment innovation, risk, compliance and global regulation.

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of global e-commerce value came from digital payment methods in 2024 (Worldpay Global Payments Report, 2025)

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global payments revenue generated in 2024 (McKinsey Global Payments Report, 2025)

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real-time payment transactions were recorded globally in 2023 (ACI Worldwide, 2024)

This isn’t an incremental change; it’s a fundamental rewiring of how money moves around the world

The world of Payments is being transformed by technology and the industry is being changed at an unprecedented rate. With the Payments for Innovators course, understand the top megatrends of today and harness the power of data with Artificial Intelligence and Machine Learning to build new Payments business models and strategies. 

Designed in collaboration with the Budapest Institute of Banking, learn about the innovations of Payments through the lens of our industry experts.

An online specialisation developed in partnership with Budapest Institute of Banking

Accredited by CPDACT and IBF

An online specialisation developed in partnership with Budapest Institute of Banking.

CPD Certified

Accredited by CPDACT and IBF

After completing the Payments for Innovators course, you will be able to:

This specialisation is taught by unicorn builders. disruptive entrepreneurs. Fortune500 Leaders. technology experts. payments regulators.

Specialisation Curriculum

This specialisation is composed of 2 individual courses.

Course 3: New Payments Technologies and Product Innovations

Senior Lecturer Michael O’Loughlin from oloughlin.io takes you through what a payment stack is and who the key players in this field are, followed by Georgie Smallwood, Former Chief Product Officer at N26, and her exclusive insight into best practices when building a payments product.

Senior Lecturer Michael O’Loughlin from oloughlin.io takes you through Ripple as a case study for new disruptive technologies in payments

Senior Lecturer Michael O’Loughlin from oloughlin.io takes you through payments fraud and financial crime prevention technologies.

Senior Lecturer Michael O’Loughlin from oloughlin.io takes you through the smart economy of IoT and its success factors, followed by Ebi Atawodi, Head of Product Payments at Uber, and her insights into how Uber has evolved and is now integrating its own payments infrastructure into its core taxi business.

Senior Lecturer Michael O’Loughlin from oloughlin.io takes you through what tokenisation, DLT, and CBDCs can do, followed by Director General of the National Bank of Cambodia Serey Chea’s take on project Bakong and its implications on her country’s economy.

Course 4: Payments Strategies and Business Model Innovations

Senior Lecturer Ritesh Jain from Infyn.it takes you through who the key players in the payments business are and what innovations are being implemented in the current business model, followed by Andre Dunlop, Advisory Board Member at RTGS, and her exclusive insights into the big changes happening in the value chain of payments

Senior Lecturer Ritesh Jain from Infyn.it takes you through how to monetise business model partnerships, followed by Jozsef Czimer, Advisor to CEO at Capsys, and his insights into the payment disparity in the EU region

Senior Lecturer Ritesh Jain from Infyn.it takes you through potentials of payments data and the impediments of data monetisation, followed by Navin Gupta, Managing Director at Ripple, and his insight into the disparity between payment business models and how cross border payments will look like in 10 years.

Senior Lecturer Ritesh Jain from Infyn.it takes you through what Open Banking is and how this revolution is paving the way for a new finance, followed by Kenndy Mubita, AME Lead at Standard Chartered Ventures, and his insight into how digital payments are allowing financial inclusion in Africa to happen.

Designed for your learning goals

On Demand

Enrol and Start Immediately.

Finish in 16 hours

Learn at your own pace

Shareable certificate

Let your professional network know about your new skills and find more career opportunities.

Hear from learners of this programme

What our Alumni say about the Specialisation

I learned about the ways of making digital finance accessible to the unbanked. I also gained some valuable insights into the developments of alternative forms of payment and central bank digital currency.
I especially enjoyed learning how innovations in the payments space have changed developing markets and increased financial inclusion in areas like Africa. Mobile wallets like M-Pesa have really changed the world.
What stood out to me is definitely the quality of the course. The teachers had a high level of expertise. I really liked the interviews where we got a lot of useful insights. The level of professionalism is what makes the course special.

Why learn at CFTE?

Online & Self-paced

Learn whenever. Learn wherever. Your learning track is flexible to your goals.

Global View

Our courses offers a 360 view on the topic, focused on what matters.

Expert-led

Our courses are curated by 200+ finance experts who know what skills you must learn.

Online & Self-paced

Learn whenever. Learn wherever. Your learning track is flexible to your goals.

Global View

Our courses offers a 360 view on the topic, focused on what matters.

Expert-led

Our courses are curated by 200+ finance experts who know what skills you must learn.

Join the payments revolution today!

A specialisation designed for the industry, by the industry.

One-time payment of £300

Invest in Your Future & Gain Payments Expertise to Lead in Finance

Pay in full

£ 300
  • 2-course online specialisation on payment innovation
  • Finish in 16 hours at your own pace
  • Learn the creative new ways payments are being monitized in the market
  • Identify data, AI and machine learning use cases for detecting finanical crime
  • Explore new revenue streams generated by payment providers
  • Shareable certificate upon successful completion

Get your employer to sponsor you

Did you know? Companies like JPMorgan Chase offer up to $7,500 in tuition sponsorship. Your employer might sponsor your learning too!

Mode of payment
We accept all major credit cards and debit cards. We also accept Klarna via Stripe

Get reimbursed by your employer
Speak to your manager about the course, and get a reimbursement. Use this template

Installments
You can choose to pay the full amount, or you can opt for a 3-part plan

FAQ

Most frequent questions and answers about our specialisation

Anyone who wants to have a solid understanding of payments should take this specialisation. Either to lead projects, a team or innovation applicable the world of payments.

At CFTE, we pride ourselves in offering courses for professionals, by professionals and offering a global view – this is how we compare with the market. This is done through videos, readings, and insights from CEOs to make the learning experience accessible. You will be able to take the course fully online and at your own pace, so you can be in charge of your proper upskilling. At CFTE, we believe there is an urgent need for all to learn the right skills for a world of digital finance, and we support all initiatives that are supporting the same goal.

We break our programmes into two types: short courses and specialisations. Our specialisations are a bundle of all of our short courses relating to an overarching topic. Specialisations allow learners to get a comprehensive and well-rounded understanding of a given topic in its many areas. If you have previous experience on this specialisation’s subject or you are interested in learning more about a specific area of it, you can enrol in the individual course that covers your area of interest, instead of taking the whole specialisation. Feel free to chat with us if you’d like some advise on which one would suit you best!

There are no strict prerequisites for taking the course. The Payments in Digital Finance specialisation aims to provide anyone interested in finance (in its wider definition) with a general overview of the trends in payments and digital finance, with the right balance between content that is easily accessible but that also provides insightful knowledge.

You will have access to the course for 6 months from enrolment. This duration is set to ensure you can pace yourself for the best learning outcome. Though not a common request, you can talk to us if you need an extension of the access after the 6 months are up.

Yes, you will receive a digital certificate upon successful completion of the course. This certificate is digital so it can be shared at any time and embedded into your online professional profile.

We accept all major credit cards and debit cards. You can choose to pay the full amount, or you can opt for a 3-part payment plan option. The 3-part payment option requires one payment upfront, followed by second and third during your course. Chat with us to find out more!