PAYMENTS FOUNDATION – ONLINE PROGRAMME
BUILD A STRONG FOUNDATION IN PAYMENTS AND DIGITAL FINANCE
Learn the fundamentals of payments, from the history of money and digital currencies to the infrastructure powering trillions of transactions every day. Developed in collaboration with the Budapest Institute of Banking, this self-paced programme helps learners understand payment systems, industry actors, and how AI is shaping the future of payments.
Enroll Immediately
2 In-depth Courses
Learn at your pace
Industry-recognised Certificate
Shareable certificate
Payments Foundation
Payments basics at your fingertips: learn the fundamentals from industry practitioners.
Lead your institution into the future of digital payments.
Payments are no longer just infrastructure operating in the background of financial services. They are now a strategic capability shaping customer experience, financial inclusion, liquidity, compliance, and competition across the global economy.
Real-time payments, digital wallets, BNPL, account-to-account rails, embedded finance, CBDCs, stablecoins, AI and blockchain are reshaping how money moves between consumers, merchants, banks, fintechs and platforms.
But faster and more digital payments also bring new risks. Finance professionals need to understand payment infrastructures, business models, regulation, security, compliance and emerging technologies to design resilient, efficient and future-ready payment strategies.
This specialisation helps professionals move from payments awareness to payments capability through practical frameworks, expert perspectives and real-world examples across payment rails, digital wallets, BNPL, payment innovation, risk, compliance and global regulation.
of global e-commerce value came from digital payment methods in 2024 (Worldpay Global Payments Report, 2025)
global payments revenue generated in 2024 (McKinsey Global Payments Report, 2025)
real-time payment transactions were recorded globally in 2023 (ACI Worldwide, 2024)
AI will affect virtually every function, application and process in the company.
Jamie Dimon, JPMorganChase
Looking to start your journey in Finance? Thinking of changing your career or expanding your knowledge in Digital Payment? Learn the fundamentals with the Payments Foundation course!
Designed in collaboration with the Budapest Institute of Banking, get an overview of the history of money and payments, as well as the infrastructure behind the technology executing trillions of transactions every day.

An online specialisation developed in partnership with Budapest Institute of Banking

An online specialisation developed in partnership with Budapest Institute of Banking.
With the Payments Foundation course, you will be able to:
- Describe how money has evolved into the complex monetary system we use today
- Explain how the rise of digital currencies and changing consumer behaviour continue to shape the financial sector
- Analyse the payment infrastructures of different payment layers and the complexity of seemingly end-to-end transactions
- Outline how international businesses and banks use AI to optimise payment processes
This course is taught by unicorn builders. disruptive entrepreneurs. Fortune500 Leaders. technology experts. payments regulators.










Specialisation Curriculum
This specialisation is composed of 2 individual courses.
Course 1: The Historical, Economic and Social Importance of Payments
Course 2: Payment's Stack - Industry Fundamentals
Designed for your learning goals
On Demand
Enrol and Start Immediately.
Finish in 16 hours
Learn at your own pace
Shareable certificate
Let your professional network know about your new skills and find more career opportunities.

Hear from learners of this programme





Invest in Your Future & Gain Payments Expertise to Lead in Finance
Pay in full
- 2-course online specialisation on payments fundamentals
- Finish in 16 hours at your own pace
- Learn the history of money, digital currencies and payment evolution
- Understand payment infrastructure, methods, schemes and key industry actors
- Explore how AI is used to optimise payment processes
- Shareable certificate upon successful completion
Get your employer to sponsor you
Did you know? Companies like JPMorgan Chase offer up to $7,500 in tuition sponsorship. Your employer might sponsor your learning too!
Mode of payment
We accept all major credit cards and debit cards. We also accept Klarna via Stripe
Get reimbursed by your employer
Speak to your manager about the course, and get a reimbursement. Use this template
Installments
You can choose to pay the full amount, or you can opt for a 3-part plan
What our Alumni say about the Specialisation
Why learn at CFTE?
Online & Self-paced
Learn whenever. Learn wherever. Your learning track is flexible to your goals.
Global View
Our courses offers a 360 view on the topic, focused on what matters.
Expert-led
Our courses are curated by 200+ finance experts who know what skills you must learn.
Online & Self-paced
Learn whenever. Learn wherever. Your learning track is flexible to your goals.
Global View
Our courses offers a 360 view on the topic, focused on what matters.
Expert-led
Our courses are curated by 200+ finance experts who know what skills you must learn.
Join the payments revolution today!
A specialisation designed for the industry, by the industry.
One-time payment of £192
FAQ
Most frequent questions and answers about our specialisation
Anyone who wants to have a solid understanding of payments should take this specialisation. Either to lead projects, a team or innovation applicable the world of payments.
At CFTE, we pride ourselves in offering courses for professionals, by professionals and offering a global view – this is how we compare with the market. This is done through videos, readings, and insights from CEOs to make the learning experience accessible. You will be able to take the course fully online and at your own pace, so you can be in charge of your proper upskilling. At CFTE, we believe there is an urgent need for all to learn the right skills for a world of digital finance, and we support all initiatives that are supporting the same goal.
We break our programmes into two types: short courses and specialisations. Our specialisations are a bundle of all of our short courses relating to an overarching topic. Specialisations allow learners to get a comprehensive and well-rounded understanding of a given topic in its many areas. If you have previous experience on this specialisation’s subject or you are interested in learning more about a specific area of it, you can enrol in the individual course that covers your area of interest, instead of taking the whole specialisation. Feel free to chat with us if you’d like some advise on which one would suit you best!
There are no strict prerequisites for taking the course. The Payments in Digital Finance specialisation aims to provide anyone interested in finance (in its wider definition) with a general overview of the trends in payments and digital finance, with the right balance between content that is easily accessible but that also provides insightful knowledge.
You will have access to the course for 6 months from enrolment. This duration is set to ensure you can pace yourself for the best learning outcome. Though not a common request, you can talk to us if you need an extension of the access after the 6 months are up.
Yes, you will receive a digital certificate upon successful completion of the course. This certificate is digital so it can be shared at any time and embedded into your online professional profile.
We accept all major credit cards and debit cards. You can choose to pay the full amount, or you can opt for a 3-part payment plan option. The 3-part payment option requires one payment upfront, followed by second and third during your course. Chat with us to find out more!




