FUMO: Future of Money Podcast

Building a Neobank: Success Story of YAP (YAP with Marwan Hachem) | Fintech

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Our expert hosts Ronit and Gaurav welcome Marwan Hachem, Founder & Group CEO of YAP, one of the most innovative digital banking apps in the sector, which encourages healthy spending habits, where he shared his fintech entrepreneurship journey.

Ronit and Gaurav asked Marwan tips and advices on how to survive in the current competitive Fintech landscape and innovate the best products to consumers; some topics we covered (and a lot more!):

  • YAP business model and products
  • How to adapt your business during expansion
  • Achieving sustainable business success
  • Fundraising and competition in the Fintech start-up scene
  • Challenges for Fintech start-ups in the bear market

You can watch the sessions below on Youtube, or listen it on Apple and Spotify Podcasts.

Episode Guest

Podcast hosts

Ronit Ghose

Global Head, Future of Finance at Citi

Ronit Ghose is the Global Head, Future of Finance, Citi’s think tank for the future of money and technology. Ronit’s current areas of focus include Digital Assets, the Metaverse, Web3, the applications of AI to Finance and other frontier topics. Previously, Ronit was Global Head of Banks and Fintech Research for Citi.

Ronit is an Advisor to various Governments, Universities, VC investors and tech firms in the UK, UAE and Africa. Prior to joining Citi, he worked at the British Bankers’ Association and was a research assistant in the UK Parliament for a former Prime Minister. He has an undergraduate degree from the University of Oxford & a postgraduate diploma from the University of London.

Gaurav Dhar

Group CEO of Marshal Fintech Partners

Gaurav is a seasoned leader in the FinTech industry and currently serves as the Group CEO of Marshal Fintech Partners in Dubai. He is also a board member of Deem Bank, The Mena Fintech Association and TiE Dubai.

With over 19 years of experience at Marshal, he has established himself as a pioneering force in the development of FinTech ecosystems and solutions. 

By devoting his personal time to working with innovators, he has built an extensive network of relationships with VCs, incubators, accelerators, start-ups, and angel syndicates, both locally and globally.

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