FUMO: Future of Money Podcast

Helping underbanked households in Nigeria (Carbon with Chijioke Dozie) | Fintech

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Welcome to the 9th episode of the Fintech Founders Series! This time we explore an Africa’s fintech success story of Chijioke Dozie, the CEO of Carbon, a credit banking app that is rewriting the rule of lending in the region. Carbon is providing millions of underbanked households in the continent easier access to credit along with a huge financial services suite such as its new BNPL app launched in June 2022.

The insightful discussion along with our hosts, Ronit Ghose and Gaurav Dhar, sees Chijioke shared his years of experience and knowledge on the Fintech evolution in Africa and the credit gap that remains a huge problem to solve for Carbon. Among many topics covered:

🔹 Fintech emergence in Africa 

🔹 How has consumer lending changed in Africa

🔹 Success story of Carbon  

🔹 Being a challenger bank and solving consumer problems

As Chijioke said,

“Customers are still underbanked, and that’s the challenge for ourselves that we need to solve this problem – that’s where the future is.

Chijioke Dozie, the CEO of Carbon

You can watch the sessions below on Youtube, or listen it on Apple and Spotify Podcasts.

Episode Guest

Podcast hosts

Ronit Ghose

Global Head, Future of Finance at Citi

Ronit Ghose is the Global Head, Future of Finance, Citi’s think tank for the future of money and technology. Ronit’s current areas of focus include Digital Assets, the Metaverse, Web3, the applications of AI to Finance and other frontier topics. Previously, Ronit was Global Head of Banks and Fintech Research for Citi.

Ronit is an Advisor to various Governments, Universities, VC investors and tech firms in the UK, UAE and Africa. Prior to joining Citi, he worked at the British Bankers’ Association and was a research assistant in the UK Parliament for a former Prime Minister. He has an undergraduate degree from the University of Oxford & a postgraduate diploma from the University of London.

Gaurav Dhar

Group CEO of Marshal Fintech Partners

Gaurav is a seasoned leader in the FinTech industry and currently serves as the Group CEO of Marshal Fintech Partners in Dubai. He is also a board member of Deem Bank, The Mena Fintech Association and TiE Dubai.

With over 19 years of experience at Marshal, he has established himself as a pioneering force in the development of FinTech ecosystems and solutions. 

By devoting his personal time to working with innovators, he has built an extensive network of relationships with VCs, incubators, accelerators, start-ups, and angel syndicates, both locally and globally.

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