FUMO: Future of Money Podcast

Navigating Challenges & Building Success in Digital Banking | (with Oliver Hughes, Former CEO of Tinkoff)

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In our exclusive podcast episode, we have the privilege of speaking with Oliver Hughes, the former CEO of Tinkoff, a renowned neobank and one of the most successful fintech companies globally. Join us as we dive into Oliver Hughes’ incredible journey of building Tinkoff into a thriving digital bank and highly profitable fintech powerhouse.

During our conversation, we will explore the immense challenges faced when constructing a new digital bank. Oliver Hughes will provide valuable insights into the obstacles encountered and the strategies employed to overcome them, offering a unique perspective on navigating the ever-evolving landscape of digital banking.

Whether you are interested in digital banking and fintech success stories, this podcast episode promises to offer invaluable insights from Oliver Hughes, a visionary leader who has experienced the challenges and triumphs of building a world-class neobank. Don’t miss out on this enlightening conversation!

In this episode, you will:

🔹 Explore his amazing journey of building a highly successful neobank and profitable fintech
🔹 Discover the biggest challenges of building a new digital bank
🔹 Gain insights into why Russia was a suitable market for Super apps

Episode Guest

Oliver Hughes

Ex-CEO of Tinkoff

Oliver Charles Hughes (born 27 June 1970; Folkestone, UK) is a British entrepreneur and manager. He graduated from the University of Sussex in 1992. He headed Tinkoff Group from May 2007 to March 2022. In March 2022, he stepped down from his positions at Tinkoff and TCS Group and relocated to reside full-time in UAE. From April 2022 – February 2023 he advised Breeze Ventures, a fintech startup based in Singapore.

Podcast hosts

Ronit Ghose

Global Head, Future of Finance at Citi

Ronit Ghose is the Global Head, Future of Finance, Citi’s think tank for the future of money and technology. Ronit’s current areas of focus include Digital Assets, the Metaverse, Web3, the applications of AI to Finance and other frontier topics. Previously, Ronit was Global Head of Banks and Fintech Research for Citi.

Ronit is an Advisor to various Governments, Universities, VC investors and tech firms in the UK, UAE and Africa. Prior to joining Citi, he worked at the British Bankers’ Association and was a research assistant in the UK Parliament for a former Prime Minister. He has an undergraduate degree from the University of Oxford & a postgraduate diploma from the University of London.

Gaurav Dhar

Group CEO of Marshal Fintech Partners

Gaurav is a seasoned leader in the FinTech industry and currently serves as the Group CEO of Marshal Fintech Partners in Dubai. He is also a board member of Deem Bank, The Mena Fintech Association and TiE Dubai.

With over 19 years of experience at Marshal, he has established himself as a pioneering force in the development of FinTech ecosystems and solutions. 

By devoting his personal time to working with innovators, he has built an extensive network of relationships with VCs, incubators, accelerators, start-ups, and angel syndicates, both locally and globally.

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