Fintech & Web3 Founders Podcasts Series

Why Africa and Asia is the Future of Crypto (Paxful with Ray Youssef) | Fintech

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Welcome to our first episode of Fintech and Web3 Founders series! Our expert hosts Ronit Ghose and Gaurav Dhar had a chat with Ray Youssef, an accelerating Fintech entrepreneur who created one of the biggest peer-to-peer cryptocurrency exchange platforms, Paxful. We deep dived into how crypto could be a more convenient form of payment and store of value for the underserved population, and how it could help solve financial inequality around the world.

As Ray said,

“Cryptocurrencies are the universal translator and transportation of money. Previously just like Hawala network in Roman Empire, and now that ledger in today’s world is called as Blockchain.”

Ray Youssef, CEO of Paxful

The insightful discussion highlighted key themes within crypto world in Africa and Asia:

 🔹Flaws within Africa’s payments network 

 🔹How Bitcoin could increase financial inclusion and their use cases 

 🔹Origin of the Hawala remittance system and blockchain as the new international ledger 

 🔹Global KYC system and regulatory implications around cryptocurrencies

You can watch the sessions below on Youtube, or listen it on Apple and Spotify Podcasts.

Episode Guest

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Podcast hosts

Ronit Ghose

Ronit Ghose is the lead author of Citi’s GPS Bank of the Future and FinTech report series – the first edition has had more than 250,000 downloads making it the most read report ever published by Citi, and one of the most read FinTech reports ever published. Since joining Citi in 1997, Ronit has covered banks in the Americas, Asia and EMEA. He is the Global Head of Future of Finance in Citi Research. He is also an Advisory Board Member at the Centre for Finance, Technology, and Entrepreneurship. Ronit previously worked at the British Bankers’ Association and as a research assistant in Parliament. He has an undergraduate degree from the University of Oxford, a postgraduate diploma from the University of London and is a CFA charter holder.

Gaurav Dhar

Gaurav Dhar is the CEO of the Payments Solution Provider Marshal in Dubai. Gaurav has been working at Marshal for over 19 years now He strives to continually be on the frontier of building FinTech ecosystems and solutions. His personal time is spent on working with and investing directly in innovators, with a view to the future of Fintech both locally and globally via his cache of relationships which include VCs, incubators, accelerators, and start-ups and Angel Syndicates. In his position as a board member of the MENA FinTech Association and several advisory positions to international family offices, start-ups, and funds, he looks to grow the relationships within the FinTech and start-up ecosystem to contribute towards the education of budding disruptors and eventually the growth of economies and the job market where possible in the MEA Region and abroad.

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Fintech & Web3 Founders Podcasts

Hosted by Gaurav Dhar and Ronit Ghose

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