Fintech & Web3 Founders Podcasts Series

Future-proofing India’s fintech architecture (Setu with Sahil Kini) | Fintech

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Our expert hosts Ronit and Gaurav are joined with the talented Sahil Kini, on Episode 5 of the Fintech Founders Series to talk about his API infrastructure start-up, Setu. With his help we discovered how Setu is bridging the banks and fintech start-ups together, and how the company are able to develop cutting-edge solutions to cater to India’s massive consumer demand for financial products.

Through its APIs solutions, Setu is empowering financial institutions to reach customers from nearly every application through seamless integration. One simple example is Setu’s account aggregator product which compiles a user’s bank account information and allows the user to share this data to another app with ease.

In this episode, you will learn much more about Fintech architecture and APIs from Sahil, a Fintech veteran who was involved in the early building stage of large-scale public digital platforms in India. We covered topics including (and much more!):

🔹 The founding story of Setu

🔹 Impact of India’s UPI on the fintech ecosystem

🔹 What building an API infrastructure within a bank entails

🔹 Setu’s APIs products and solutions

🔹 The future vision for Setu

As Sahil said,

“I feel a deep sense of responsibility to build something which has an impact on people who need it the most.”

Sahil Kini, Co-Founder of Setu

You can watch the sessions below on Youtube, or listen it on Apple and Spotify Podcasts.

Episode Guest

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Podcast hosts

Ronit Ghose

Ronit Ghose is the lead author of Citi’s GPS Bank of the Future and FinTech report series – the first edition has had more than 250,000 downloads making it the most read report ever published by Citi, and one of the most read FinTech reports ever published. Since joining Citi in 1997, Ronit has covered banks in the Americas, Asia and EMEA. He is the Global Head of Future of Finance in Citi Research. He is also an Advisory Board Member at the Centre for Finance, Technology, and Entrepreneurship. Ronit previously worked at the British Bankers’ Association and as a research assistant in Parliament. He has an undergraduate degree from the University of Oxford, a postgraduate diploma from the University of London and is a CFA charter holder.

Gaurav Dhar

Gaurav Dhar is the CEO of the Payments Solution Provider Marshal in Dubai. Gaurav has been working at Marshal for over 19 years now He strives to continually be on the frontier of building FinTech ecosystems and solutions. His personal time is spent on working with and investing directly in innovators, with a view to the future of Fintech both locally and globally via his cache of relationships which include VCs, incubators, accelerators, and start-ups and Angel Syndicates. In his position as a board member of the MENA FinTech Association and several advisory positions to international family offices, start-ups, and funds, he looks to grow the relationships within the FinTech and start-up ecosystem to contribute towards the education of budding disruptors and eventually the growth of economies and the job market where possible in the MEA Region and abroad.