Fintech & Web3 Founders Podcasts Series

How to Build the Next Visa? (Simpl with Nitya Sharma) | Fintech

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Our fourth episode features Nitya Sharma, Co-Founder and CEO of Simpl that is leading the Buy-now, Pay-later scene in India. Simpl was launched in 2015, and now has over 7 million users and 15,000 merchants integrating its credit payment and BNPL system. The BNPL app is simplifying online shopping experiences for customers to do one-tap purchases and then pay later with ease and transparency.

Recalling the beginning of Simpl, Sharma shared it started with an ‘itch’ that occurred when he went back to India; his credit card application was rejected by a bank. This episode will walk you through Sharma’s journey from being a Wall Street trader to an entrepreneur in the emerging market of India; our conversation covered:

🔹 Traditional finance v. Entrepreneurship

🔹 Sharma’s big realisation moments and ideation behind Simpl

🔹 Relationship between Fintechs and the incumbents 

🔹 A retailer’s journey to customers and Simpl’s role in it

🔹 BNPL market in India

As Nitya said,

“If you believe in something don’t give up, often it could seem like the end of the world, but what separates winners from others is carrying on.”

Nitya Sharma, Founder of Simpl

You can watch the sessions below on Youtube, or listen it on Apple and Spotify Podcasts.

Episode Guest

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Podcast hosts

Ronit Ghose

Ronit Ghose is the lead author of Citi’s GPS Bank of the Future and FinTech report series – the first edition has had more than 250,000 downloads making it the most read report ever published by Citi, and one of the most read FinTech reports ever published. Since joining Citi in 1997, Ronit has covered banks in the Americas, Asia and EMEA. He is the Global Head of Future of Finance in Citi Research. He is also an Advisory Board Member at the Centre for Finance, Technology, and Entrepreneurship. Ronit previously worked at the British Bankers’ Association and as a research assistant in Parliament. He has an undergraduate degree from the University of Oxford, a postgraduate diploma from the University of London and is a CFA charter holder.

Gaurav Dhar

Gaurav Dhar is the CEO of the Payments Solution Provider Marshal in Dubai. Gaurav has been working at Marshal for over 19 years now He strives to continually be on the frontier of building FinTech ecosystems and solutions. His personal time is spent on working with and investing directly in innovators, with a view to the future of Fintech both locally and globally via his cache of relationships which include VCs, incubators, accelerators, and start-ups and Angel Syndicates. In his position as a board member of the MENA FinTech Association and several advisory positions to international family offices, start-ups, and funds, he looks to grow the relationships within the FinTech and start-up ecosystem to contribute towards the education of budding disruptors and eventually the growth of economies and the job market where possible in the MEA Region and abroad.

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Fintech & Web3 Founders Podcasts

Hosted by Gaurav Dhar and Ronit Ghose

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