FUMO: Future of Money Podcast

How to Build the Next Visa? (Simpl with Nitya Sharma) | Fintech

Subscribe to podcast show, new episodes weekly!

Our fourth episode features Nitya Sharma, Co-Founder and CEO of Simpl that is leading the Buy-now, Pay-later scene in India. Simpl was launched in 2015, and now has over 7 million users and 15,000 merchants integrating its credit payment and BNPL system. The BNPL app is simplifying online shopping experiences for customers to do one-tap purchases and then pay later with ease and transparency.

Recalling the beginning of Simpl, Sharma shared it started with an ‘itch’ that occurred when he went back to India; his credit card application was rejected by a bank. This episode will walk you through Sharma’s journey from being a Wall Street trader to an entrepreneur in the emerging market of India; our conversation covered:

🔹 Traditional finance v. Entrepreneurship

🔹 Sharma’s big realisation moments and ideation behind Simpl

🔹 Relationship between Fintechs and the incumbents 

🔹 A retailer’s journey to customers and Simpl’s role in it

🔹 BNPL market in India

As Nitya said,

“If you believe in something don’t give up, often it could seem like the end of the world, but what separates winners from others is carrying on.”

Nitya Sharma, Founder of Simpl

You can watch the sessions below on Youtube, or listen it on Apple and Spotify Podcasts.

Episode Guest

Podcast hosts

Ronit Ghose

Global Head, Future of Finance at Citi

Ronit Ghose is the Global Head, Future of Finance, Citi’s think tank for the future of money and technology. Ronit’s current areas of focus include Digital Assets, the Metaverse, Web3, the applications of AI to Finance and other frontier topics. Previously, Ronit was Global Head of Banks and Fintech Research for Citi.

Ronit is an Advisor to various Governments, Universities, VC investors and tech firms in the UK, UAE and Africa. Prior to joining Citi, he worked at the British Bankers’ Association and was a research assistant in the UK Parliament for a former Prime Minister. He has an undergraduate degree from the University of Oxford & a postgraduate diploma from the University of London.

Gaurav Dhar

Group CEO of Marshal Fintech Partners

Gaurav is a seasoned leader in the FinTech industry and currently serves as the Group CEO of Marshal Fintech Partners in Dubai. He is also a board member of Deem Bank, The Mena Fintech Association and TiE Dubai.

With over 19 years of experience at Marshal, he has established himself as a pioneering force in the development of FinTech ecosystems and solutions. 

By devoting his personal time to working with innovators, he has built an extensive network of relationships with VCs, incubators, accelerators, start-ups, and angel syndicates, both locally and globally.

Join our community

WhatsApp Group

Verified by MonsterInsights