
The latest financial innovations. By exceptional leaders. Curated for you. #Don'tGetFOMO
With Ronit and Gaurav

Welcome to our podcast! If you are afraid of having FOMO, then you are at the right place. FUMO: Future of Money podcast is a unique weekly series designed to give you the latest – and most important – insights that you shouldn’t miss.
From AI to digital assets to Fintech, you will find exceptional speakers sharing exclusive trends. We hope you’ll enjoy the show!
Ask questions to our guests! Go on the upcoming podcast pages, and drop your questions. Our hosts will ask them directly to our episodes guests.

FUMO: Latest episodes👇
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FUMO: Episodes
Podcast hosts

Ronit Ghose
Global Head, Future of Finance at Citi
Ronit Ghose is the Global Head, Future of Finance, Citi’s think tank for the future of money and technology. Ronit’s current areas of focus include Digital Assets, the Metaverse, Web3, the applications of AI to Finance and other frontier topics. Previously, Ronit was Global Head of Banks and Fintech Research for Citi.
Ronit is an Advisor to various Governments, Universities, VC investors and tech firms in the UK, UAE and Africa. Prior to joining Citi, he worked at the British Bankers’ Association and was a research assistant in the UK Parliament for a former Prime Minister. He has an undergraduate degree from the University of Oxford & a postgraduate diploma from the University of London.

Gaurav Dhar
Group CEO of Marshal Fintech Partners
Gaurav is a seasoned leader in the FinTech industry and currently serves as the Group CEO of Marshal Fintech Partners in Dubai. He is also a board member of Deem Bank, The Mena Fintech Association and TiE Dubai.
With over 19 years of experience at Marshal, he has established himself as a pioneering force in the development of FinTech ecosystems and solutions.
By devoting his personal time to working with innovators, he has built an extensive network of relationships with VCs, incubators, accelerators, start-ups, and angel syndicates, both locally and globally.
Previous Season: What$Next?!

The Future of Trade Finance: Exploring Blockchain’s Impact and Beyond | (with Bob Blower, Clarency)
Join us for an upcoming podcast episode featuring Rob Blower, the visionary CEO Designate of Clarency and Founder at Jindau.com 金道. Embark on a captivating journey as we delve into his entrepreneurial voyage, fuelled by the rapid proliferation of desktop computers in government institutions and major banks during the early

Navigating Challenges & Building Success in Digital Banking | (with Oliver Hughes, Former CEO of Tinkoff)
In our exclusive podcast episode, we have the privilege of speaking with Oliver Hughes, the former CEO of Tinkoff, a renowned neobank and one of the most successful fintech companies globally. Join us as we dive into Oliver Hughes’ incredible journey of building Tinkoff into a thriving digital bank and

Revolutionising Investment Strategies with AI | (with Mahmood Noorani and Oliver Yonchev)
Curious about how AI is revolutionising the world of institutional investing? Join us in our podcast episode where we talk to two industry leaders, Mahmood Noorani and Oliver Yonchev, about how AI is transforming the way investments are made in today’s market. Our guests will share their insights on the

Blockchain & Bonds: Reinventing Finance with Digital Ledger Technology | (with Rahul Banerjee, Founder & CEO Bondevalue)
Are you curious about the potential impact of blockchain technology in the bond market? Our next podcast episode features an interview with Rahul Banerjee, Founder & CEO of Bondevalue, who will discuss the use of digital ledger technology in finance, particularly in the bond market. He highlights how blockchain technology

Crypto & Blockchain: Compliance, Security & Investigative Tools | (with Ari Redbord, TRM Labs) | Web3
Have you ever wondered how organisations can protect against cyber threats such as ransomware attacks? In our latest podcast episode, we had the pleasure of hosting Ari Redbord, Head of Legal & Government Affairs at TRM Labs, to discuss why it’s essential to protect against security threats when working with

Inside African FinTech: Markets, Challenges & Opportunities | (with Wiza Jalakasi, Emerging Markets Fintech Expert) | Fintech
Are you curious about the fintech industry in Africa? Do you want to know how mobile money services have transformed financial services on the continent? Are you an entrepreneur looking to secure investment in the competitive landscape of Africa’s fintech industry? In this episode, we hosted Wiza Jalakasi, Emerging Markets

Driving Startups Success: Cutting-Edge Strategies of Venture Capital (with Kareem Elsirafy, Modus Capital)
What are the essential parameters to accelerate startups growth? Join us for an insightful podcast featuring Kareem Elsirafy, Managing Partner

Scaling Blockchain Adoption: Regulations & Use Cases (with Rebecca Rettig, and Staci Warden)
What regulations and use cases are supporting blockchain adoption? Join us to listen this thrilling podcast with Rebecca Rettig, CFO

Embracing Digital Era: How is AI Shaping the Job Market? (with Prag Sharma and Huy Nguyen Trieu)
What are the most important things for us to be better equipped for AI innovation in a digital era? Delve

The Decentralised Investor: Navigating Web3’s VC Landscape (with Sep Alavi, General Partner at White Star Capital)
Join us for an exciting podcast episode as we delve into the establishment of White Star Capital with Sep Alavi,

The Future Frontier: Crypto, AI & Metaverse in South Korea (with Andrew Cheung and Jee Abbey Lee)
Join us for an exciting podcast episode as we explore the technology landscape of South Korea with our special guests,

Crypto Chronicles: Unraveling the Secrets of the Blockchain World (with Haseeb Qureshi, Managing Partner at Dragonfly)
Join us for a captivating podcast episode as we explore the exciting world of poker, crypto investments, and the adoption